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How many CC rewards points do you have and how much interest have you paid?
Posted on 1/3/13 at 12:22 am
Posted on 1/3/13 at 12:22 am
$0 paid in interest. Haven't had one with a large sign up bonus.
Amazon card- 65,000 points, had since July of 2011.
Citi Forward- 41,380
Choice hotels- 11,000 but have used 3 times for free rooms.
USAA- 2,000 or some crap, terrible rewards card and only use to pay 1 bill a month.
Not real sure when I want to use them but thought I'd store them up until the wife and I move in a house?
Amazon card- 65,000 points, had since July of 2011.
Citi Forward- 41,380
Choice hotels- 11,000 but have used 3 times for free rooms.
USAA- 2,000 or some crap, terrible rewards card and only use to pay 1 bill a month.
Not real sure when I want to use them but thought I'd store them up until the wife and I move in a house?
This post was edited on 1/3/13 at 12:23 am
16
Posted on 1/3/13 at 12:55 am to wegotdatwood
How are amazon rewards?
Posted on 1/3/13 at 1:43 am to wegotdatwood
Recently cashed out $800 worth in Chase Reward points.....
$0 interest.....ever
$0 interest.....ever
Posted on 1/3/13 at 2:06 am to wegotdatwood
Zero interest. One us bank flex perks card. My wife and I have one and have accumulated 5 free flights in the past 3 years, including one to cabo, over a $600 ticket.
Posted on 1/3/13 at 5:47 am to wegotdatwood
quote:
How many CC rewards points do you have and how much interest have you paid?
Close to 50k on my Amex and 0% interest
Posted on 1/3/13 at 8:09 am to wegotdatwood
$0 paid in interest
68,000 points on my chase marriott rewards in 4 months. Category 7 or 8 hotels (5 star) are like 35,000 points per night. Once you get 4 rewards nights, you get the fifth night free.
I have stayed a total of 23 nights, gotten 2 free (not using points).
68,000 points on my chase marriott rewards in 4 months. Category 7 or 8 hotels (5 star) are like 35,000 points per night. Once you get 4 rewards nights, you get the fifth night free.
I have stayed a total of 23 nights, gotten 2 free (not using points).
Posted on 1/3/13 at 8:10 am to wegotdatwood
What amazes me about reward cards is that they really only offer it to people with good credit. Many of which pay off their CC monthly. You would think they would want to offer it to the people that have maybe B level credit that will still pay their bills but carry a balance. Of course Im sure there is a good bit of A credit that carries a balance as well. This has to pay off somehow for them.
Posted on 1/3/13 at 8:18 am to wegotdatwood
$800 in Visa cards on Amex, still have almost 4k points carried over 2013.
$0 interest.
$1983 for 2012 in high yield checking.down under 2% now.
$0 interest.
$1983 for 2012 in high yield checking.down under 2% now.
Posted on 1/3/13 at 8:50 am to wegotdatwood
About $500 worth on my amex and 0 interest.
Posted on 1/3/13 at 10:29 am to wegotdatwood
quote:
USAA- 2,000 or some crap, terrible rewards card and only use to pay 1 bill a month.
I have 45,825 on mine. It is my main card since I got it right when I started college. Now I can't get credit for shite because of my student loans apparently, or so it seems.
The rewards are pretty bad, but I think if you purchase through their online store the rewards become good. Problem is I always forget to do that.
This post was edited on 1/3/13 at 10:30 am
Posted on 1/3/13 at 12:53 pm to wegotdatwood
$0 in Interest.
Chase Sapphire Preferred: 49,967 points
I'm saving them for a flight or two somewhere.
Chase Sapphire Preferred: 49,967 points
I'm saving them for a flight or two somewhere.
Posted on 1/3/13 at 2:16 pm to wegotdatwood
Zero interest and only about 23k in points.. I bought just about all my Christmas presents on mine.
Posted on 1/3/13 at 2:17 pm to wegotdatwood
Amazing that not a single person in this thread is paying interest on their Credit Card. 
Posted on 1/3/13 at 4:12 pm to wegotdatwood
29500. Amex. Got 25K for free though. A month or so old account. Don't know what I can get for that.
This post was edited on 1/3/13 at 4:13 pm
Posted on 1/3/13 at 9:50 pm to wegotdatwood
I'm sitting on 650k Amex points as of last week. We usually use them for business travel and the best gift cards available.
Did pay some interest a few years ago when we used the flex plan during the credit crunch as many vendors switched over terms and we had to readjust cash flow.
Did pay some interest a few years ago when we used the flex plan during the credit crunch as many vendors switched over terms and we had to readjust cash flow.
Posted on 1/3/13 at 10:04 pm to wegotdatwood
Around 200k delta miles since the summer of 2010
Dunno about USAA points... I'll cash them in one day
Dunno about USAA points... I'll cash them in one day
Posted on 1/4/13 at 8:57 pm to wegotdatwood
A slight change of topic. Like many others I don't carry a balance on my CC. I have a Discover with 1% back on all purchases and 5% on certain other purchases that vary every quarter. My question is I spend about 1200 a month on the CC. Am I doing OK with the cash back or could I be looking a airmiles or a venture card to build points for a vacation? Never knew if the $ equalled the points.
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