Do use any programs to track your finances?

I use Mint but it is far from perfect.

If anyone has anything better I'd love to hear about it.

Mint

Works great at tracking expenses.

I just signed up for Mint. I like a lot of things I've seen over the last couple hours of getting familiar with it, but there's a couple of things that it doesn't have.

1. It doesn't have one of my credit card companies.

2. My home is owner financed, and it doesn't really have a good way to track my payments and what I owe on the house. I deposit a portion of my income directly into the account of financier.

side note: Is depositing directly into their account a bad idea? I guess I could deposit all of my check into my account then turn right around and get the bank to transfer that portion to the financier's account (we use the same bank), but it's easy for me to do and easy for the teller to understand when I give them the account numbers and say I want this amount in this account, another amount in a different account, and this much cash back.



Not having one of my credit cards is no big deal, but the mortgage is a pretty good chunk that is not being included in my graphs and other reports. So, is there a program where that can be included?

YNAB (You Need a Budget)

/thread


and I've used Quicken, Mint, and Microsoft Money.

Mint FTW

But TBH, I don't have very many expenses to be tracked. I don't own a home yet, no investments yet (although I don't think it even tracks that)

But it works well for the budget I need

Quick books for business.

I'm still looking for a good web-based program (or app) to replace MS Money. It tracks checking, credit cards, HELOC, investments, loans payable and receivable, and other assets and liabilities. Also I have about 12 years of MS Money data that I would like to roll forward into the next program. The downsides are that it is only on my desktop and is no longer being maintained by Microsoft.