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Interest Rates
Posted on 9/21/12 at 12:12 pm
Posted on 9/21/12 at 12:12 pm
I see rates are down today. Anyone who knows the business think they will get lower in the next few days or should I lock?
Posted on 9/21/12 at 1:06 pm to BallyHOO
At this point its bragging rights. Go ahead and lock.
Posted on 9/21/12 at 1:28 pm to BallyHOO
dont be greedy this is the lowest they have been all year.
Posted on 9/21/12 at 9:12 pm to BallyHOO
The FED is purchasing long-term bonds to try to lower interest rates, but the banks are not passing on all of the savings to the consumer.
If they were, then 30 year rates would be 2.8%. Normally the banks charge 0.74, but they are charging 1.4. That's a difference of almost .7 which would bring a 3.5 rate to 2.8.
Banks are ripping people off with the 3.5% rate.
If they were, then 30 year rates would be 2.8%. Normally the banks charge 0.74, but they are charging 1.4. That's a difference of almost .7 which would bring a 3.5 rate to 2.8.
Banks are ripping people off with the 3.5% rate.
Posted on 9/24/12 at 1:39 pm to BallyHOO
quote:
I see rates are down today. Anyone who knows the business think they will get lower in the next few days or should I lock?
I refinanced about 2.5 months ago and received a great rate at the time. 2.875 % on a 15 year loan.
Today, I can now get it for 2.577 % on a 15 year loan.
Lock today.
Posted on 9/25/12 at 9:42 pm to BallyHOO
I'm at 4.875% on a FHA but my credit score is in the shitter. I dunno if anyone would offer me a refi. Not to mention my LTV is right at 90%
This post was edited on 9/25/12 at 9:43 pm
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