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re: Car insurance doubled

Posted on 7/11/23 at 11:28 am to
Posted by cheobode
Member since Dec 2017
1180 posts
Posted on 7/11/23 at 11:28 am to
My car insurance dropped $7 per month but my homeowners went up $80
Posted by Kraut Dawg
Member since Sep 2012
4514 posts
Posted on 7/11/23 at 1:18 pm to
(no message)
This post was edited on 8/21/23 at 12:50 pm
Posted by theantiquetiger
Paid Premium Member Plus
Member since Feb 2005
19378 posts
Posted on 7/11/23 at 2:11 pm to
quote:

you have to pay for everyone who chooses not to have insurance.


This, and the sue happy Louisiana residents.
Posted by Chad504boy
4 posts
Member since Feb 2005
166993 posts
Posted on 7/11/23 at 2:13 pm to
quote:

ed, insurance agents or worthless do-nothings.


i would have totally waived that magic wand for your daughter's car insurance because you and only you are the most super special person in the world.
Posted by bhtigerfan
Baton Rouge
Member since Sep 2008
29787 posts
Posted on 7/11/23 at 11:15 pm to
quote:

plus you have to pay for everyone who chooses not to have insurance.
I read a quote by the LA State police that estimated that up to 30% of vehicles on the road are uninsured.

Think about that. 2 or 3 out of ten vehicles on our roads have no insurance. Better make sure you have uninsured motorist insurance.

BTW, if you’re hit by an uninsured motorist, and make a claim against your insurance under the uninsured motorist policy, can they raise your rates?
Posted by greenbean
USAF Retired
Member since Feb 2019
4702 posts
Posted on 7/12/23 at 12:28 pm to
quote:

frickers dropped me like a cheating girlfriend after 25 years of business, including mortgages, life insurance, home owners, banking, and investments.

This was after my kids had some wrecks.


My time is probably coming
Posted by H2O Tiger
Delta Sky Club
Member since May 2021
6644 posts
Posted on 7/12/23 at 1:08 pm to
Bundle is your friend. We moved our cars/umbrella policy from State Farm and our Homeowners from Liberty Mutual all over to a bundle with Allstate.

Only thing we don't have with them is the boat
Posted by davidsheroes
Los Angeles
Member since May 2007
3527 posts
Posted on 7/13/23 at 7:30 pm to
Why isn’t our politicians doing something? Why is this okay? It’s like money laundering. If you have a claim, they will get their money back plus interest
Posted by BRgetthenet
Member since Oct 2011
117755 posts
Posted on 7/13/23 at 7:41 pm to
quote:

Better make sure you have uninsured motorist insurance.



Honestly, what’s the difference?

Whoever hits you, insured or not, is gonna tell the claims adjuster with XYZ Insurance their story, you’re gonna tell yours what actually happened, cocksuckers from each company will find both drivers were liable for damages in the neighborhood of 50%, everybody takes a bite out the shite sandwich except for the company raking in profits hand over fist, year after year, then raise your rate, drop you, or raise your rate and drop you at the time you’re to renew.

The insurance industry had a time and place. I think it’s pretty obvious the model is dated, has no value, and is inherently criminally predatory.

Posted by Kipsgto
Member since Sep 2022
40 posts
Posted on 7/13/23 at 7:42 pm to
I hope you know uninsured motorists insurance will not pay for your car being fixed. You must have full coverage insurance for them to pay for your car being fixed.
Posted by scrooster
Resident Ethicist
Member since Jul 2012
37887 posts
Posted on 7/13/23 at 7:57 pm to
I have USAA but even it's gone up in the last two years.

Premiums are up more than inflation as insurers deal with rising repair bills and higher car rental rates among other things. I mean when a Tesla is in a fender bender, or one of those new Ford EV Trucks, it's not like repairing a 2012 Escape bumper or even a 2014 Lexus G350 bumper.

Premiums are up over 25% across the board, on average, since Biden took office. I dunno know where anyone is planning-to run-to. It's all a sham ... it's just like the banks.
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