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IndianRed
Favorite team: | |
Location: | |
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Number of Posts: | 108 |
Registered on: | 5/14/2011 |
Online Status: | Not Online |
Recent Posts
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re: Credit Ratings = stupid (but hey, we're locked in at 5%, no reason to complain)
Posted by IndianRed on 5/18/11 at 12:19 pm
[quote]
Maybe not that strange. My friend and his wife were getting pre-qual for their first home, and he was worried about her credit since she has only one account to her name. He has 3 or 4 credit cards that he frequently uses and pays off and a car loan that he faithfully paid for five years. H...
re: Credit Ratings = stupid (but hey, we're locked in at 5%, no reason to complain)
Posted by IndianRed on 5/18/11 at 12:06 pm
[quote]
I guess it's possible, but certainly strange.[/quote]
It was actually the middle score of the 3, which is what they use for some reason. My lowest score was actually like 720, the middle and highest scores were like 800 and 810.
They use the MIDDLE score for an individual, but when ...
re: Credit Ratings = stupid (but hey, we're locked in at 5%, no reason to complain)
Posted by IndianRed on 5/18/11 at 11:50 am
[quote]You have an 800 credit score with an outstanding default on your record? [/quote]
That's what the dude said. Its a pretty old debt and it was disputed, its for like $75 I think. Its set to drop off the report like next year - maybe that helps?
My score was like 690 or so about 2 year...
re: Credit Ratings = stupid (but hey, we're locked in at 5%, no reason to complain)
Posted by IndianRed on 5/18/11 at 11:23 am
[quote]Feel better?[/quote]
A little bit. The difference would have amounted to about $10 a month for 30 years....
re: Deadly force to protect property not legal in this state
Posted by IndianRed on 5/18/11 at 11:15 am
[quote]Opening the Morganza is no more deadly force than keeping the river on its current path. You can't logically be against opening the spillway for this reason and for the river flowing past Baton Rouge and New Orleans. I can sympathize with that viewpoint, however impractical it may be.[/quote]...
re: Deadly force to protect property not legal in this state
Posted by IndianRed on 5/18/11 at 11:14 am
[quote]We got robbed one time while we were out. I distinctly remember our sherrif, Bill Poe, coming to the house after we were robbed and telling us that in Louisiana, you can't shoot someone who is trying to rob you if they are not in your house and you are scared for your life. [/quote]
If you...
re: Deadly force to protect property not legal in this state
Posted by IndianRed on 5/18/11 at 11:08 am
[quote]I'm pretty sure that I remember reading that we can shoot a thief no matter what. Are you sure about this law? Has it been changed recently?
[/quote]
Here's the law:
http://www.babcockpartners.com/resources/statutes/louisiana-justifiable-homicide-law
The way I read it, you can use d...
Credit Ratings = stupid (but hey, we're locked in at 5%, no reason to complain)
Posted by IndianRed on 5/18/11 at 10:44 am
The wife and I just locked in our rate for a mortgage today at 5%. The agent explained to me the rate was based off my wifes credit since it was worse than mine. I'm like "waaaa?? why?".
Wife has
a medical collection from 2004 for 50 bucks that was paid
a student loan that she has paid faithfu...
re: Deadly force to protect property not legal in this state
Posted by IndianRed on 5/17/11 at 10:29 pm
[quote]
If they have to break into my home to steal said property, then you bet your sweet-arse I have the right to use deadly force. [/quote]
I think there's a castle doctrine law here that would allow you to use deadly force if someone breaks INTO your house and you are inside. But if you see t...
Deadly force to protect property not legal in this state
Posted by IndianRed on 5/17/11 at 10:25 pm
Deadly force to protect property not legal in this state, you may only use deadly force to protect life. Just thought all the folks out in the spillway with guns ready to shoot any looters dead might wanna consider if its worth their time behind bars.
EDIT; If they break into your home and you're...
re: Did we learn nothing from Katrina? Residents ignoring evacuation order!
Posted by IndianRed on 5/17/11 at 10:35 am
[quote]
I agree with your sentiment. I think the difference is that they aren't going to take it and then call the government racist/ commit fraud to get 15 checks and buy designer hand bags with it/claim that they have been on an over pass for 6 days 2 days after the flood starts.
[/quote]
...
re: Did we learn nothing from Katrina? Residents ignoring evacuation order!
Posted by IndianRed on 5/17/11 at 10:28 am
[quote]Poor white trash is no different than the poor black folks in the 9th Ward
[/quote]
The primary difference is that when poor black folks get emergency assistance they are characterized as leeches but when poor white folks get it they are admired for their resilience in the face of disaste...
re: No Mortgage
Posted by IndianRed on 5/17/11 at 10:06 am
[quote]
Correct. The government does not require you to have flood insurance, your mortgage company does. [/quote]
I thought the federal government required it for flood zone A. No?...
re: Did we learn nothing from Katrina? Residents ignoring evacuation order!
Posted by IndianRed on 5/17/11 at 10:04 am
[quote]Good post IndianRed[/quote]
Thanks. I remember the same comments about the nashville floods. The people of Tennessee took many millions in federal assistance and in fact their legislature begged Congress for more....
re: Did we learn nothing from Katrina? Residents ignoring evacuation order!
Posted by IndianRed on 5/17/11 at 9:56 am
[quote]The cajuns (for the most part) won't be there with their hands out looking for someone else to clean up and give them handouts.[/quote]
What utter and total bullshite.
[link=(
http://portal.theinnoplex.com/newsnet/index.php/view/latest/FEMA-Trailers-Await-Evacuees-From-The-Morganza-Flood...
re: Did we learn nothing from Katrina? Residents ignoring evacuation order!
Posted by IndianRed on 5/17/11 at 9:51 am
[quote]Those people know how to live on the water unlike New Orleans[/quote]
The question is whether or not they can live IN the water, not ON it....
Kickoff counter??? (germans?)
Posted by IndianRed on 5/17/11 at 9:13 am
prolly germans - but wheres the kickoff counter?...
re: MSNBC stirs the pot.
Posted by IndianRed on 5/17/11 at 9:10 am
[quote]
1) It is a dumb debate. We made that decision 50 years ago.
2) VERY few people are actually getting flooded out of their principal homes, unless the seawall breaks in Morgan City.
3) Those who are getting flooded out of their principal homes a) would live there even if it flooded ev...
re: MSNBC stirs the pot.
Posted by IndianRed on 5/17/11 at 9:07 am
[quote]to say someone is worth more because they live in a city is wrong and these people should be compensated for their sacrifice if needbe.[/quote]
No one ever said that. There are simply many many more people in the city (may come as a surprise to you I suppose).
[quote] No not like these ...
re: MSNBC stirs the pot.
Posted by IndianRed on 5/17/11 at 9:04 am
[quote]No my friend the spillways were put in place to save New orleans and baton rouge $$$$ with little regard to the towns below it![/quote]
And the 2nd largest oil refinery in the nation as well as dozens upon dozens of other petrochemical plants and the largest tonnage shipping port in the we...
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