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Favorite team:LSU 
Location:Dallas, TX
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Number of Posts:281
Registered on:7/23/2010
Online Status:Not Online

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re: Sun Belt sent out an updated reference guide (:popcorn:) - txtiger21
[quote]No they aren't. You are proving my point of how useless reference guides are. [/quote] Wow, these guides really are useless. North Texas says not to use UNT... don't tell that to the academic side @ UNT.edu...
Posted on More Sports
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re: Week 11 - Survivor - Who ya got? - txtiger21
Always pick against the browns. Steelers are desperate. ...
Posted on More Sports
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re: Week 10 - Survivor - txtiger21
[quote]Picking against the Browns on the road on a short week seems like a decent option. [/quote] Picking against the Browns is always a good option. I have picked against them week 3-10... I'm so screwed for week 13 If PIT and the NYG hold on to carry me that far. ...
Posted on More Sports
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re: Posters that have repeatedly been calling to eliminate the Electoral College - txtiger21
[quote]check in here. I assume you're all on the #notmypresident train?[/quote] I wanted trump to win, but lose the popular vote. If you're going to keep the electoral college for simplicities sake, at least split it along congressional districts. No reason a 1,000 vote margin should be the sam...
Posted on Election 2016
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re: Best Case Scenario if we don't makeup this game - txtiger21
[quote]Bama would need another loss. [/quote] If we're gonna live in fantasy land where LSU wins out because Coach O has rainbows coming out of his ass, can't we just pretend Bama & A&M lose a couple games each?...
Posted on Tiger Rant
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re: Florida tweeted game is still on and won't be moved - txtiger21
Are they oblivious?! There are more important things than a football game. ...
Posted on Tiger Rant
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re: Car cost vs miles driven - txtiger21
[quote]So when I'm buying a new car for $13,000 I'm predicting I'll get to at least 130k without big repairs. Or if I buy a used $5,000 car I'm determining I have a good chance of making it 50k [/quote] I think a big problem with people's mentality when it comes to cars is a fear of "big repairs"...
Posted on Money Talk
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re: A few questions about 401ks - txtiger21
[quote]2. I know these employee 401ks typically carry heavier fees than investing on my own through a company like Vanguard. Is the employer portion of the contribution worth more than I would pay in fees? [/quote] You are getting a guaranteed 50% return with your employer match. No other investm...
Posted on Money Talk
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re: Building Credit - txtiger21
If you have absolutely no credit, a secured credit card, campus federal signature loan, or perhaps getting added to a parent's card. If you have some but limited credit, a NO ANNUAL FEE credit card catering to students or limited credit. Use creditkarma and your free annual credit report from the go...
Posted on Money Talk
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re: Obamacare is Coming After Your Craft Beer - txtiger21
[quote]If you're a small brewer who can't afford to pay the $77k, then you're probably not selling at large restaurant chains with over 20 locations. If you're selling at those chains, you can afford it.[/quote] Not true at all. There's plenty of restaurants and beer bars with a couple dozen loca...
Posted on O-T Lounge
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re: Need a small, short term loan. Any suggestions for where to get one? - txtiger21
[quote]I'd try Campus Federal.[/quote] I'll second that. I got a $1,500 personal loan in college from them to start building credit. All it took was my signature and I was on my way. If you don't have any credit at all, keeping it open for 6 months or until you get a credit card might be a good i...
Posted on Money Talk
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re: How's first work day of Daylight Saving Time treating you? - txtiger21
I get to work when it's dark out either way, so I prefer the extra hour of light in the evening. DST needs to be permanent. ...
Posted on O-T Lounge
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re: Term Life Insurance question - txtiger21
Take that same $70 and invest it in an index fund and you'll come out ahead. 20 years at 5% (pretty modest) you'll end up with about $28k, about $117/mo. Same result but you have control over the investment and will likely earn a lot more. ...
Posted on Money Talk
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re: New Orleans Global Entry Interview - txtiger21
I believe that appointments are continually updated. Flyertalk suggests you should be able to get an appointment slot for a week or two from now if you keep checking. [link=(http://www.flyertalk.com/forum/trusted-travelers/1066899-global-entry-program-processing-time-186.html)]GE info[/link]...
Posted on Money Talk
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re: Mint users, Big banks are cutting off access - txtiger21
Finally enough to make me close my chase checking. if they're trying to gain business this is the wrong way to go about it. ...
Posted on Money Talk
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re: Do you use "Ebonic-like" shortened words for texting/posting to social media? - txtiger21
[quote]is "gonna" acceptable?[/quote] I'll allow it. ...
Posted on O-T Lounge
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re: PINK nation voting (LSU in second) - txtiger21
1. Start a new thread 2. Don't mention Drake 3.???????? 4. PROFIT!!!!...
Posted on Tiger Rant
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re: Check in here if the corn gumps screwed your bracket - txtiger21
I had them losing to SMU next round so I'll score this game a win for me. ...
Posted on More Sports
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re: Dave Ramsey Debt Snowball Question - txtiger21
Ramsey clearly states he isn't about the numbers since personal finance is largely about mindset. I disagree with some of his advice. I think everyone should ALWAYS get their company 401k match, but in the case of a car loan I think he is correct. Paying interest on a depreciating asset makes no sen...
Posted on Money Talk
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re: Student loan consolidation - txtiger21
With the refinance you are likely going to get a 10 year term. But if you keep paying the same amount you are now, you will have it paid off in even less time than your current loan, assuming your interest-rate is lower. ...
Posted on Money Talk
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