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Number of Posts:599
Registered on:2/1/2005
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re: 401k Plan adviser fee question - Maderan
Depends. If they are a fiduciary for the plan then a fee on total plan assets is usual. The selection of an index fund is not a big deal to accomplish and the major constraint is typically liquidity. But most index funds are typically in a plan as a concession to low fee pressure and paired with an...
Posted on Money Talk
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re: Do you use in flight WIFI on vacation flights? - Maderan
If you fly United and have the app you can steam a ton of movies and tv shows on their app for free. Does not include general internet browsing though. ...
Posted on O-T Lounge
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re: Player development question - Maderan
Depends on what your son's goals are and his enjoyment of the different environments on each team. Ultimately, his enjoyment of the game and how much he wants to do with it will drive him to seek more opportunities or quit in pursuit of other interests. I would take the route that keeps him having f...
Posted on Soccer Board
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re: ICC tickets - Maderan
Yeah the Classico tickets are stupid. the cheapest presale ticket was $400 and was standing room only...to put your butt in a seat started at $650. Almost cheaper to fly to Spain and watch it there....
Posted on Soccer Board
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re: You Neymar haters are delusional. - Maderan
99?...
Posted on Soccer Board
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re: You Neymar haters are delusional. - Maderan
Hazard has 74 fouls against, is leading EPL Neymar has 98 fouls against in La Liga, is leading all of Europe... This doesn't count UCL or Europa stats....
Posted on Soccer Board
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re: You Neymar haters are delusional. - Maderan
Neymar is by far the most fouled player in Europe. He is certainly a great player but is also skilled at going to ground on contact. He is very shifty and his change of pace and change of direction skills are what give him consistent opportunities to draw fouls. He sells it well but it is certainly ...
Posted on Soccer Board
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re: Match Day 3/8 - Maderan
[quote]WTF just happened? I stopped following the game after Cavini scored[/quote] So you gave up...just like PSG....
Posted on Soccer Board
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re: Match Day 3/8 - Maderan
That was incredible, holy shite. That is all....
Posted on Soccer Board
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re: How f***ed am I? - Maderan
You should be able to settle with the debt collection agency for around 50% after negotiation if you can make it a single payment instead of a finance deal....
Posted on Money Talk
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re: Why are couples that choose not to have kids looked down upon? - Maderan
I think the selfish idea stems from the meaning of life/values of the two different parties. If you don't want kids to focus on your career and have more disposable income/free time/ability to do want you want then I would say you are defining what you want to get out of life much more materialis...
Posted on O-T Lounge
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re: Most Underrated Movie of All Time - Maderan
[quote] quote: Running Scared [/quote] This...
Posted on Movie/TV Board
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re: US marriage rate hits new low. - Maderan
Statistics can really be spun and the original post is a reflection on that. 75% of college educated women are married and the divorce rate is only 20% for that group. Marriage, like anything else in life, is what you make of it. Those of you saying it is crazy and pointless are largely of the...
Posted on O-T Lounge
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re: What are your "watch every time they're on tv" movies? - Maderan
How did we get this far without Tombstone and Shawshank Redemption? ...
Posted on Movie/TV Board
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re: Non-compete agreements - Maderan
[quote]and specify the parish[/quote] This. When I went through this some years back i was told that the non-compete was only enforceable if it named the parishes in LA that it encompassed. Def consult an attorney though. ...
Posted on Money Talk
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re: Help me invest 1 million. Really. - Maderan
Say no to insurance. Find a fee only advisor. You don't need an estate lawyer yet unless you have specific limits on what heirs can do with/or when they can access funds. Real estate investments would depend on liquidity needs, potential holding periods, and desire to have more tax issues/headaches ...
Posted on Money Talk
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re: Letting someone else manage your money - Maderan
[quote]That is a rather silly argument. The point of saving for retirement and being ready for retirement is provide yourself a fixed income you can count on. You can't afford to lose significant chunks in retirement as you have no real income to replace the losses. Anyone suggesting that opening...
Posted on Money Talk
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re: Letting someone else manage your money - Maderan
[quote]if talking true "elderly" or retired, you should have just about zero exposure to market volatility.[/quote] For 10k I am ok with this statement. As a blanket statement this is completely incorrect....
Posted on Money Talk
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re: Letting someone else manage your money - Maderan
That is the type of account that a bank advisor would take and drop in annuity so be fearful of any advisors in that channel. Depending on the income needs and the need for capital preservation you could look at (in order of increasing risk to capital) CDs, Bond Ladder, Dividend Stocks. ...
Posted on Money Talk
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re: Letting someone else manage your money - Maderan
Yes, no need for an advisor at that amount. Buy an index, reinvest and never sell. It is true that no one will watch your money like you do and in my opinion that is one of the reasons to use an advisor. You will stress over a every tick in the market, try and guess timing and you will be wrong e...
Posted on Money Talk
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