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Registered on:2/1/2005
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re: Help me invest 1 million. Really. - Maderan
Say no to insurance. Find a fee only advisor. You don't need an estate lawyer yet unless you have specific limits on what heirs can do with/or when they can access funds. Real estate investments would depend on liquidity needs, potential holding periods, and desire to have more tax issues/headaches ...
Posted on Money Talk
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re: Letting someone else manage your money - Maderan
[quote]That is a rather silly argument. The point of saving for retirement and being ready for retirement is provide yourself a fixed income you can count on. You can't afford to lose significant chunks in retirement as you have no real income to replace the losses. Anyone suggesting that opening...
Posted on Money Talk
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re: Letting someone else manage your money - Maderan
[quote]if talking true "elderly" or retired, you should have just about zero exposure to market volatility.[/quote] For 10k I am ok with this statement. As a blanket statement this is completely incorrect....
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re: Letting someone else manage your money - Maderan
That is the type of account that a bank advisor would take and drop in annuity so be fearful of any advisors in that channel. Depending on the income needs and the need for capital preservation you could look at (in order of increasing risk to capital) CDs, Bond Ladder, Dividend Stocks. ...
Posted on Money Talk
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re: Letting someone else manage your money - Maderan
Yes, no need for an advisor at that amount. Buy an index, reinvest and never sell. It is true that no one will watch your money like you do and in my opinion that is one of the reasons to use an advisor. You will stress over a every tick in the market, try and guess timing and you will be wrong e...
Posted on Money Talk
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re: FCB Soccer Camp - Maderan
It is a licensed camp and club to several US companies and is through FCB Escola, not the actual coaches from La Masia. FCB Escola shares the Barcelona name and colors (because they pay the club fees) but there are a bunch of different FCB Escola organizations in Spain that are all run independently...
Posted on Soccer Board
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re: Amanda Cerny - current hottest girl in America? - Maderan
She is fine....
Posted on O-T Lounge
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re: "Split" - M. Night Shyamalan - Movie Trailer - Maderan
Twist prob that the beast is real with the body chemistry comments in the trailer. Werewolf movie in disguise. ...
Posted on Movie/TV Board
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re: Company stock dividends within 401k - Maderan
Not sure about dividends but there are NUA rules. See below link. [link=(https://www.walnuthilladvisorsllc.com/2010/12/08/stop-if-you-own-company-stock-in-your-401k-you-need-to-know-about-nua/)]LINK[/link]...
Posted on Money Talk
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re: Best Year for Movies - Maderan
[quote] quote: Pans Labyrinth The fact that you put this in honorable mention negates your ability to rank movies.[/quote] This...
Posted on Movie/TV Board
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re: Name a better 2 year stretch for movies than 84-85 - Maderan
Wow, 2 really strong periods for film. What is nice to see is no sequels or movies with a 2 at the end....wonder if that has something to do with the quality of the recent film era....
Posted on Movie/TV Board
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re: Let's discuss some very underrated comedies. - Maderan
If you want underrated Bill Murry then check out "The Man Who Knew Too Little" Also, "Galaxy Quest" is pretty good....
Posted on Movie/TV Board
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re: Got a check from 401K in the mail. Question about it. - Maderan
If you didn't request it then it is a force cash out. Only 20% federal has likely been withheld if that is the case. I would just take the cash as it is so small but your other option is to deposit the gross amount (before withholding) in an IRA within 60 days. Then when you file taxes you would ...
Posted on Money Talk
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re: Wanted: Your Best Interview Tips/Strategies - Maderan
Some really good advice so far but try not to overthink it. If you have a list of 47 things that you need to make sure you do or say then you will be nervous and disingenuous. So be prepared but don't overthink it. Off the wall advice that has worked for me, and this is not a joke, get there ear...
Posted on O-T Lounge
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re: who convinced Tom Cruise to reboot "The Mummy" series? - Maderan
[quote]films based on the universal classic mummy with Boris Karloff[/quote] This, classic monster films....
Posted on Movie/TV Board
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re: Winter Ski Jackets online or in NOLA? - Maderan
Masseys is your best bet in NOLA. There is one on Vets and Causeway as well. If you want a cheaper one go to Burlington Coat Factory and save a few hundred by avoiding brand premium....
Posted on O-T Lounge
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re: Does anyone use Audible - Maderan
I use it and like it a lot. I am on the 2 credit per month plan and use them easily. ...
Posted on Movie/TV Board
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re: Chicken Sausage Gumbo Recipe - Maderan
I am a big fan of Prejean's gumbo in Laf. Very similar recipe to Paul P's but adds a good bit of paprika which I like. ...
Posted on Food and Drink
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re: Goal of the Year (Puskas Award) - Maderan
That is Zidane's goal from the early 2000s, not the one from this weekend. Although they are both similar and awesome. ...
Posted on Soccer Board
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re: Should you plan for/around a large inheritance? 5million+ - Maderan
[quote]This is why you should have positive conversations about finances with your parents as much as possible. About living a conservative lifestyle, how much to spend, how much to donate, etc. The earlier and more you have them the more at ease everyone will be. [/quote] I am not recommending t...
Posted on Money Talk
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