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displacedhorn
| Favorite team: | Texas  |
| Location: | batonrouge |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 932 |
| Registered on: | 7/15/2009 |
| Online Status: |
Recent Posts
Message
re: Best way to shop around for a mortgage
Posted by displacedhorn on 2/1/10 at 2:27 pm
let me save you a lot of time . and i lot of time you will waste of the poor bastards trying to get your loan. go to your bank . if you put that much down and have a credit score above 740 you should get 30yr rate around 4.875% with no origination. if you have the credit and downpayment you cant be...
1
re: Analysing the impact of the Fed’s MBSs purchases
Posted by displacedhorn on 1/28/10 at 11:13 am
first the FHA may go down to a 540 score but there is about 2 lenders out there that will do under a 620. Lenders rule trump FHA all day long when it comes to credit scores. i wish i could do 540 credit scores loans i would be rich!...
re: Anybody ever use LendingTree?
Posted by displacedhorn on 1/28/10 at 10:41 am
lending tree is a great way to get multipule qoutes. i am one of the guys that call people when they go to that website...
re: VA Loan to purchase a home
Posted by displacedhorn on 1/25/10 at 5:32 pm
the rules changed on VA loans jan 1st of this year. I want go into all the rule changes but they basically make the lender do the loan for free. no origination and no lender fee's can be paid by the borrower or seller. and being that the VA does not do home loans directly. good luck finding a bank o...
re: FHA Loan Rates..
Posted by displacedhorn on 1/25/10 at 2:43 pm
thats a great point seawolf and they are.but people are caught up on two things. rate and how much closing cost are.....
re: TO ALL THE FALCONS AND COWGIRLS FANS
Posted by displacedhorn on 1/25/10 at 1:31 pm
note to saints fans. cowboy fans dont hate you ..its saints fans that hate us.....
re: What's the secret to Dirty Rice?
Posted by displacedhorn on 1/25/10 at 11:47 am
i make my meat mixture seperate from my rice then i add them together. and yes thats how my cajun mom does it too....
re: Jersey Shore Season Long Thread
Posted by displacedhorn on 1/22/10 at 1:39 pm
i want season 2 know....
re: FHA Loan Rates..
Posted by displacedhorn on 1/22/10 at 1:36 pm
you have to love it when a GFE that is supposed to be clear is more confusing than ever....
re: its offical april 5th FHA changes
Posted by displacedhorn on 1/22/10 at 12:02 pm
no at all....
re: FHA Loan Rates..
Posted by displacedhorn on 1/22/10 at 11:57 am
If you are getting a rate under 5% with no origination that is a great deal. no one gets a loan from me with origination. but i dont work for a bank....
re: North Texas QB Commit Visiting
Posted by displacedhorn on 1/22/10 at 11:45 am
dodge is a dude as a college coach because he is at north texas. he will turn that program into a winner. the guy is a hell of a coach with a great system....
its offical april 5th FHA changes
Posted by displacedhorn on 1/22/10 at 11:42 am
you have to have skin in the game as we say.
http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/10-02ml.pdf...
re: VA Loan to purchase a home
Posted by displacedhorn on 1/22/10 at 11:33 am
sorry boys but the rules have changed on VA rules. you will be hard pressed to find anyone to do a VA loan because the VA has changed its rules and doesnt allow for brokers to make any money on the loan. Banks have never been into VA loans because of the difficulty. So the VA may want to do the loan...
re: FHA Loan Rates..
Posted by displacedhorn on 1/22/10 at 10:28 am
go with the no the lowest rate. trust me on this. the bank is makeing about a 1.5% premium on 5% loans with FHA. hince the reason a bank will do the loan with no origination....
re: Mark Sanchez vs. JaMarcus Russell
Posted by displacedhorn on 1/21/10 at 11:09 am
JR sucks we know this dont defend him....
re: Did anybody watch the Cardinals game at the Sugar Shack?
Posted by displacedhorn on 1/21/10 at 11:08 am
the sugar shack in port allen?...
re: birthday dinner
Posted by displacedhorn on 1/20/10 at 4:14 pm
yep in BR ..havent been to Gino's that might be a winner...
re: birthday dinner
Posted by displacedhorn on 1/20/10 at 3:57 pm
congrats. made the big 34 today!...
re: Need info on Boudin
Posted by displacedhorn on 1/20/10 at 3:56 pm
billys messed up the Ray's recipe. I grew up in texas before i moved here 10yrs ago. every year when i was a kid we came to melville to see the family. my mom brought home 50lbs of rays a year i swear. now i dont stop at all for rays. Billys is awsome. i will have to check out the new Rays...
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