User Profile: man117 | TigerDroppings.com
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Favorite team:LSU 
Location:Los Angeles
Biography:
Interests:Cars
Occupation:mechanical engineer
Number of Posts:302
Registered on:7/15/2009
Online Status:Not Online

Recent Posts

Message
re: Construction loan questions? - man117
Thanks fellas, I will be sure to look into all of these suggestions....
Posted on Money Talk
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re: Construction loan questions? - man117
[quote]With the numbers you post, I'd be concerned about price per square foot as compared to other houses in the subdivision. Don't wanna be the $200/sq ft house in a neighborhood of $110/sq ft.[/quote] My price/square foot estimate is probably around the average for the subdivision. There are q...
Posted on Money Talk
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re: Applying for a credit card before building a home? - man117
[quote]I would not use a credit card as a way to access cash. First, it's not going to be that much. Secondly, a cash advance begins accruing interest on the day you take out the advance. [/quote] No, I meant as a hold over until I can get money out of a roth IRA or some other instrument. I don't...
Posted on Money Talk
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re: Construction loan questions? - man117
[quote] Lot will serve as security for the loan, provided it's at least 20% of estimated final value.[/quote] I paid 28k for the lot. Similar lots in the subdivision are probably around 40-43k now. If I had to guess, the house would probably appraise for 330-340k while costing about 300k to buil...
Posted on Money Talk
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Construction loan questions? - man117
My wife and I are about to start getting bids for our house plans. 1. Who does construction loans in south LA? Just big banks like Chase? If so, I know I won't do a construction to permanent loan with them because Chase quoted me 4.5% 30 year last year while a local broker quoted 4.125 I think. T...
Posted on Money Talk
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re: Applying for a credit card before building a home? - man117
[quote]was there a specific card you were shooting for or were you just looking to increase your available lines of credit? [/quote] No just wanted to increase my line of credit. We have no debt, no credit card balance, no students loans, nothing. When we go to furnish the house and buy other t...
Posted on Money Talk
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re: Applying for a credit card before building a home? - man117
[quote]this might be a good read for you.[/quote] Thanks. The credit score process is ridiculous. Still don't know if I'll apply or not. Probably will wait....
Posted on Money Talk
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Applying for a credit card before building a home? - man117
So about a year ago my wife and I got a pre-approval for a mortgage. My wife had an 806 Experian score and I had a 773 Transunion score at the time. My score is supposedly lower than hers because I don't have any credit cards or revolving debt like she has(I pay her credit cards off most of the time...
Posted on Money Talk
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re: Is avoiding PMI that important? - man117
[quote] would guess that the majority of first time home owners don't have 20% on their first house from their earning alone unless they go pretty low end, lived with their parents for way too long, or lived with roommates still cheaping it out. I played too much to save for all that. I'd guess t...
Posted on Money Talk
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re: The official end of the season I hate Fantasy Football Thread - man117
[quote]AJ Green . . . Zero Points. Lose by 3. Screw Fantasy Football in its Frackin face. [/quote] I'm in the same boat. After championship week I have #1 QB, #1 and #3 and #12 RB's, #3 and #5 WR's, and #7 TE. Best record, most points in the league by 17 ppg and lose to 6-7 team that averaged 12...
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re: WTF Andrew Luck - man117
Going to lose in the finals since a 10-4 team (my favorite team) decided it wants to rest players in [b]week 16[/b] :lol:. Let's not worry about being sharp heading into the playoffs Pagano.......
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re: Week 16 discussion thread - man117
[quote]Bell got #tzimmed[/quote] My opponent has him, interesting... Also glad I didn't play Gordon, the Browns have 7 yards of offense with 2:47 left in the 1st. Manziel :spank:...
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re: I don't want to hear that Chip Kelley is a "smart" coach anymore - man117
I do not understand why coaches don't allow the score...
Posted on More Sports
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re: GT and Airforce had a better passing year then LSU(AJ only) - man117
[quote]Thread is about passing last time I checked. [/quote] TD/INT ratio and yards per attempt are much better for the triple option qbs. AJ would have had to throw for almost 2000 yards to match their ypa....
Posted on Tiger Rant
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re: Which QB had the better season? - man117
[quote]our NFL QB/WR/WR/RB combo in our glory year competed with Bama's offense in a stop-gap rebuilding year, WITH A NEW OFFENSIVE COORDINATOR RUNNING THE SHOW. that simply blew my mind. [/quote] You're making me sad when you put it in that perspective.......
Posted on Tiger Rant
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re: Andy Reed is so lame....... - man117
[quote]The Chiefs are retarded[/quote] I agree. Kelce and Charles are the two talented pieces they have, but look at there passing log. They targeted 9 different players. Albert Wilson and Anthony Sherman's targets should be going to the playmakers EVERY GAME....
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re: Andy Reed is so lame....... - man117
[quote]You dropped the #10 TE?[/quote] I'm on bye this week so it doesn't matter. I was planning on rolling with Delanie Walker and Jordan Reed. I'll try to pick him back up. I recognize Kelce's talent but he was averaging 3.75 targets/game over the last 4 games. He's super talented but I got tir...
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Andy Reed is so lame....... - man117
Start Kelce all year at tight end since Pitta got hurt early. Drop him this week for Jordan Reed and they decide to feed him (7 for 111 yards). Master troll Andy is...........
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re: Le'Veon Bell is a monster - man117
I'm on bye this week, but if him and Murray put 73 next week like this week :pimp:...
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re: Beckham just threw a 55,yard pass - man117
He's averaging 118 yds/game his last 5 excluding the 5 for 96 he's got through the 1st quarter today. Should have had more than 1100 yards last year. Unreal how much talent we had last year........
Posted on Tiger Rant
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