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Favorite team:LSU 
Location:Los Angeles
Biography:
Interests:Cars
Occupation:mechanical engineer
Number of Posts:453
Registered on:7/15/2009
Online Status:Not Online

Recent Posts

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re: Milioto Custom Homes - any feedback - man117
No info on Milioto, but I'm wrapping up my house in Thibodaux. Cost around $138 living for just the structure....
Posted on O-T Lounge
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re: PMI Clarification - man117
[quote]If you're 5 years in, and can afford it, refinance to a 15 year mortgage and likely get down to 3.5 or below.[/quote] I just locked a 3.375% 30 year conventional on thursday. You don't have to do 15 to get 3.5...
Posted on Money Talk
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re: About to lock my mortgage rate, need info - man117
Update. On Tuesday, Bankrate showed a lowest rate of 3.375 and Zillow had 3.5. On Wednesday, my current lender offered 3.5. I went on bankrate and it was up to 3.5. Went on zillow and found two lenders offering 3.375. I called one of them up and explained what I was up to. They extended an offer she...
Posted on Money Talk
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re: Gutter installation in Lafayette - man117
Piggybacking this thread. Any suggestions in the houma/thibodaux area?...
Posted on O-T Lounge
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Gutter companies? - man117
Hi guys, I'm building a house and the GC is saying that his gutter guy might be backed up and that I might want look into getting quotes from other companies. Any suggestions in the Houma/Thibooodaux area?...
Posted on Outdoor Board
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re: About to lock my mortgage rate, need info - man117
Thanks for the advice. I am hoping I only need to find an advertised rate. I see no reason why my I wouldn't get any companies best rate....
Posted on Money Talk
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re: About to lock my mortgage rate, need info - man117
[quote]Does it have to be advertised or just quoted to you?[/quote] I'm not sure. I'll try to pitch anything that is lower than the rate they give me though. They are competitive but they re-quoted to beat a better offer on the front end, so I am hoping to have the same happen on the back end. Ju...
Posted on Money Talk
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About to lock my mortgage rate, need info - man117
My new house is slowly being completed. Wood floors are supposed to go in Wed or Thurs, after that I'll be able to lock my rate. Right now, I have a one time close loan and my loan officer said that they will try to match any outside rate I can find. Basically all my fees are already paid with my cu...
Posted on Money Talk
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re: Car dealer suggestions? - man117
[quote]Do you belong to a credit union that has a buying service? If so, I've found that to be a good resource, at least for pricing, if not actual buying.[/quote] No I don't. The plan was to look into them in regards to financing. I wasn't aware that they had buying services, how does that work? A...
Posted on Money Talk
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re: Car dealer suggestions? - man117
[quote]Best price on a Mitsubishi? They cheap as dirt already, but if I were you, I would find the color and package you want and see what dealers have them and make a few cals, about availability & pricing[/quote] I know they're cheap Coach but I still want to research who has the best deals.I kno...
Posted on Money Talk
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re: Car dealer suggestions? - man117
[quote]My wife has one. She loves it but i think it has some quality issues on the inside (cheap plastics, 3rd row is flimsy etc). Have you tried searching the dealers in Houston? They might have better prices than local since they have more volume. Also try true car or usaa and costco(if members) t...
Posted on Money Talk
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Car dealer suggestions? - man117
Looking to get my wife a 2016 Mitsubishi Outlander in the next month or two. Either an ES or preferably an SE to get the rearview camera. I know the car sucks but it has a 3rd row, a long warranty, and is cheap. Any suggestions on dealers with the best prices on them? I'm located in houma/thibodaux....
Posted on Money Talk
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re: How much does it cost to pour 200-300 sq ft of concrete for a patio? - man117
[quote]Shop around. You should be able to get it in the $3-$4 per sq/ft range easily. Especially if paying with cash.[/quote] Agree with this. I am building right now and the contractor is charging $3.50/sqft for any extra concrete I want. They just started framing today....
Posted on O-T Lounge
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re: Homebuying - man117
[quote] He went on to say it's crazy bc someone that hasn't had a job in 10yrs could go get a salaried position somewhere and provide two pay stubs and he could likely get them financing. [/quote] This is exactly what I told Chase on the phone before I moved back to Louisiana. At the time my wife...
Posted on Money Talk
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re: Homebuying - man117
[quote]Yep, at least 2 years and a P&L statement. And still, some cookie cutter lenders will reject you. Find a local bank that still makes its own mortgage decisions; you'll have better luck there.[/quote] What he said. I went through this, had 20% and Chase did not care. Was told I would need a...
Posted on Money Talk
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re: Hood over Kitchen island cooktop - man117
I bought a $650 vent on Amazon for my island, but it's not installed yet. Hopefully it works well, if not I'll eventually have an outdoor kitchen for stuff I don't want to do indoors. Be aware that if you go with a high cfm unit (like a 1000+) you have to look into make up air systems which can get ...
Posted on O-T Lounge
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re: Spinoff - Which MLB teams actually need a new stadium? - man117
Been to Angels stadium a few years ago, it seemed fine....
Posted on More Sports
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re: Nest or Ecobee thermostat? - man117
I'm pretty sure there will only be a single thermostat in the one hall we have. From all of the input here, I'll think I'll go with the Ecobee. Pretty sure the room sensors would come in handy since the living room/foyer is 12 foot and the rest of the house is 9...
Posted on Tech Board
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re: Nest or Ecobee thermostat? - man117
[quote]ok im' going to weigh in 1. if you have multiple thermostats and money is an issue, hands-down the amazon marketplace touchscreen honeywells at $70ish are the best bang for your buck. 2. nest sucks. tony has run the company into the ground and i would seriously research what's going on ...
Posted on O-T Lounge
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Nest or Ecobee thermostat? - man117
Building a house right now. Anyone want to share their experience with either?...
Posted on Tech Board
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