User Profile: jkb531 | TigerDroppings.com
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Favorite team:LSU 
Location:Prairieville
Biography:
Interests:Sports
Occupation:Loan Officer/Mortgage Banker
Number of Posts:133
Registered on:2/21/2008
Online Status:Not Online

Recent Posts

Message
re: What job industry are you in? - jkb531
Home Financing/Mortgage Lender...
Posted on O-T Lounge
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re: What's the nicest Orange beach golf course - jkb531
Was there end of April. Played Peninsula 1st day and it was awesome. Gulf Shores Golf Club was best bang for buck. We thought it was going to be a goat ranch, but was actually very nice. We payed $120 for the day and played 54 holes. Craft Farms was very nice too. Really liked it a lot. ...
Posted on O-T Lounge
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re: Thinking about taking the wife to Italy - jkb531
[quote]Should be roughly 7-10k depending on the level of accommodations that you want to stay in. Could be more than 10k if you stay and eat at really nice places. [/quote] Yeah, I was thinking about $7500. We're not OT Ballers or anything. Don't need the high end stuff. ...
Posted on O-T Lounge
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re: Thinking about taking the wife to Italy - jkb531
All great suggestions. Thanks everyone. And yes, I do plan on bringing her back with me. Knew nothing about Cinque Terre. Sounds and looks interesting. ...
Posted on O-T Lounge
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re: Thinking about taking the wife to Italy - jkb531
Thanks for the ideas. Could do more in Rome. Was thinking about doing a winery tour for whole day in Florence or Tuscany or whatever they call it. Other than that, didn't look like much to see in Florence. ...
Posted on O-T Lounge
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Thinking about taking the wife to Italy - jkb531
First time to Europe. Anyone have any suggestions as to what are best cities to visit, sites, things I should know, etc. Thinking about 3 nights in Rome, 3 in Florence, and 3 in Venice. Any suggestions welcome!! Thanks....
Posted on O-T Lounge
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re: This is the one that I thought was the worst of all the bad calls - jkb531
[img]http://i912.photobucket.com/albums/ac325/jbridwell531/Closerview_zpsa58d7fbc.jpg[/img] Actually, here is a closer view. I know everyone probably caught it, just can't believe how they can miss that. ...
Posted on Saints Talk
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This is the one that I thought was the worst of all the bad calls - jkb531
[img]http://i912.photobucket.com/albums/ac325/jbridwell531/DrewBreesInt_zps90bfea8e.jpg[/img] Playclock is at zero and Drew is calling a timeout, however they let the play go on and Drew throws an interception and they let it stand. Oh, and the playclock was at zero for a good full second alm...
Posted on Saints Talk
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re: Is it too late to refi? - jkb531
You could look into doing a 5/1 ARM and choose a single upfront PMI premium to save you on your monthly payment. You can finance it into the loan as well. Really makes a big difference, but would have to way the pros and cons since you're only going to be in the home for another 3-5 years. ...
Posted on Money Talk
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re: Questions About Buying House - jkb531
If you can come with 5% or 10% down, you can choose an upfront PMI premium and pay it in cash or finance it on top of your loan as opposed to the monthly option. Amount is really fair, esp if you have great credit. ...
Posted on Money Talk
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re: Need xbox help - jkb531
I didn't take offense. Instead of saying I'm not a gamer, should have said I don't know a thing about Xbox. ...
Posted on Gaming Board
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Need xbox help - jkb531
Son's Xbox won't read discs and keeps saying open tray error. Anyone have any suggestions or had this problem. I'm not a gamer, so any help would be appreciated!!...
Posted on Gaming Board
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re: Gregg Williams agrees to become Rams DC - jkb531
I think we get Spags. I would be pleased with that....
Posted on Saints Talk
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re: Why is PMI so damn high? - jkb531
LSU Superstar, I am with a local mortgage lender. If you are putting at least 10% down and your credit scores are in the low 700's, best thing to do is go Conventional and pay the PMI in a single upfront premium which you can finance in and not have to pay out of pocket. Even putting 10% down, it'...
Posted on Money Talk
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re: Down payment on a house. - jkb531
[quote]I will be a first time home buyer. I have good credit. I heard banks are not allowing anything lower than 20%. Is this true? Is it possible to only have 15%?[/quote] If you have good credit and can put at least 5% down, best to go conventional. FYI, FHA PMI has doubled in the past year. ...
Posted on Money Talk
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re: Saints To Sign CB Fabian Washington - jkb531
Love the signing. Not gonna question the front office moves. They've been brilliant. Can't have enough depth in the defensive backfield. Wouldn't mind seeing them sign another lb or dt, but they know more than we do!! :whodat: ...
Posted on Saints Talk
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Saints show interest in Daniel Manning per rotoworld - jkb531
Would be an upgrade over Harper, even though I think he's a solid player. Thoughts? :whodat: ...
Posted on Saints Talk
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re: Down Payment on a HOME!!! - jkb531
[quote]This is not accurate anymore. On new loans, most have a minimum 5 year limit before getting it removed. You can ask your mortgage company and they will send you a letter on every possible way to get it removed[/quote] This statement is only accurate for FHA loans. Conventional loans, if...
Posted on Money Talk
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re: Closing on a house with the Debt crisis looming - jkb531
Rates could go down even more if debt ceiling crisis is resolved...
Posted on Money Talk
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Haven't boiled crawfish myself in a while. Need some good tips. - jkb531
Any help would be greatly appreciated!!...
Posted on Food and Drink
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