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AsTheBarnBurns
Favorite team: | |
Location: | |
Biography: | |
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Occupation: | |
Number of Posts: | 16 |
Registered on: | 3/22/2023 |
Online Status: | Not Online |
Recent Posts
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re: Looking for Advice Regarding AT&T Disagreement
Posted by AsTheBarnBurns on 3/23/24 at 2:12 pm
These days “free” upgrades require you to trade in a phone. They then give you a trade-in credit on your bill over say, 2 years that adds up to your actual upgraded phone cost. Its the new 2 year agreement of days past. ...
re: Jobs that you can realistically expect to earn $300k+ a year
Posted by AsTheBarnBurns on 12/4/23 at 8:42 am
Why are you asking specifically about $300k. Is that the new $100k? Does 300 help achieve your lifestyle goals? Asking because I’ve always wanted to make more money, never had a number in mind. ...
re: .
Posted by AsTheBarnBurns on 11/2/23 at 8:19 am
Cant tell if this whole response is sarcastic..
Nevertheless, this post has me really intrigued. Im a single dude spending more than the OP and im not lavish.
With the given breakdown you have ~$450 remaining for random stuff before you hit $5k /month. Tires cost me $800 last week, sports injury...
re: Americans Struggle to Afford Car Payments
Posted by AsTheBarnBurns on 10/23/23 at 7:11 am
You forgot to add High AF to car insurance. Mine is now $1,050 every 6 months for 1 car. Same car was $773 last year, and < $700 year before that. No tickets, no claims! I have usaa, can’t get any lower around here. ...
re: How are average earners able to prep for the future?
Posted by AsTheBarnBurns on 8/15/23 at 6:30 am
I just read “The simple path to wealth” as suggested by someone on this thread or maybe a different one. The author’s take on SS cuts was that once the boomer voting power diminishes (die), the next politicians will be forced to deal with it and wont have to worry about losing their votes. Looking ...
re: Give me insight on partnerships please
Posted by AsTheBarnBurns on 7/17/23 at 12:19 pm
Have you considered your contribution to the business in terms of the skills you each bring and the deliverables you can point to that prove you are contributing? Without that, the money/time wont matter. You will resent each other. ...
re: Different Strokes Doffernt Folks
Posted by AsTheBarnBurns on 7/6/23 at 8:30 am
If you are trying to flip watches, I would stick with Rolex. But good luck getting your hands on one - they have been pulling some scarcity BS for years now.
If you want to “invest” as in, own a nicer watch, I cant say enough about Omega. Great brand and solid as hell pieces. ...
re: How much is your emergency/cash fund?
Posted by AsTheBarnBurns on 7/6/23 at 8:08 am
I was not aware of that. They sent me an email and account was open with a couple clicks. FDIC insured to $2.5milly for you ballers on the money board ...
re: How much is your emergency/cash fund?
Posted by AsTheBarnBurns on 7/4/23 at 7:29 pm
Emergency fund is 6 months in a Vanguard cash plus account earning 4.5%. All current positive cash flow goes into stocks. Tuition money is set aside in a Tbill ladder ...
re: Can someone elaborate/explain on the Highly Compensated Employee Limitations for a 401k
Posted by AsTheBarnBurns on 6/23/23 at 7:28 am
$135k does seem low for this designation (its now $150k this year). There is an additional point of also being in top 20% at your company.
From IRS:
Highly Compensated Employee - An individual who:
Owned more than 5% of the interest in the business at any time during the year or the precedin...
re: Retiring before 50
Posted by AsTheBarnBurns on 6/13/23 at 2:27 pm
Firstly, best of luck to you if thats really what you want.
If you can hit your goal if you are super frugal and have good luck health wise, career wise, etc., don’t you have to continue to live that way until you die? ...
re: Credit card debt at historic levels
Posted by AsTheBarnBurns on 6/12/23 at 11:32 am
I met a couple recently that both have student debt and 1 is currently in school. We were talking economics and I mentioned that if I had student loans it would be best to budget like you are paying them and at least get interest in a hysa. They both had no idea what i was talking about and said the...
re: I did the financially responsible thing for once with vehicles.
Posted by AsTheBarnBurns on 6/10/23 at 9:55 pm
[quote]You know, I expected someone to make this point with a higher end car. Not a Genesis G70. [/quote]
Sweet dig bro.. the 3.3 is pretty sick actually. But you are correct. For better or worse I am single, no kids so car is fine for me. My point was: fun cars are out there that won’t break the...
re: I did the financially responsible thing for once with vehicles.
Posted by AsTheBarnBurns on 6/10/23 at 8:16 am
While I somewhat envy those without a car payment, having something fun to drive has brought me so much joy. Its all about saving first, then using whats left to budget and include things for your own happiness.
I bought a new 2022 g70 and after trade in my note is 3% of my gross monthly salary. I...
re: AMEX High Yield Savings Up Again - 3.9% (5/31 edit - 4.0%)
Posted by AsTheBarnBurns on 5/16/23 at 5:26 pm
Vanguard Cash Plus account - 4.5%...
re: Am I okay with my current financial situation to join a country club?
Posted by AsTheBarnBurns on 3/24/23 at 1:16 pm
It’s all gravy until you get hit with an assessment. Seeing anything needing big time repairs soon? Pool/greens/pro shop/tennis courts? ...
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