Favorite team:LSU 
Location:Saint Amant
Biography:Happily Married with 5 KIDS!!!!!
Interests:Wife, Kids and LSU sports, not much time for anything else
Occupation:
Number of Posts:69
Registered on:9/1/2007
Online Status: 

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re: Other than PMI insurance

Posted by HappilyBlended on 8/26/09 at 1:07 pm
[quote]This is a dumb blanket statement. If he is looking at condos by a university or downtown area than this is a great investment. Buying a condo in Prairieville or Livingston Parish is a bad move I agree.[/quote] That is an excellent point, and you are correct. I was thinking of condo's outsi...

re: Other than PMI insurance

Posted by HappilyBlended on 8/26/09 at 1:05 pm
A Single Family Residence is different b/c of a few reasons ... * You can pick your own HOI. Condo's usually have Home Owners Associations that pay the HOI that they collect from your monthly dues. While most subdivisions have HOA's those HOA's don't usually pay HOI. * Also a condo usually has a s...
[link=(http://www.myfico.com)]My FICO[/link] Yes, you can order from all 3 agencies, its the one I use and it gives your REAL scores....
To answer your question as best as I can... yes & no. The underwriter for the lender will use the lower end of the income and Rural Development will use the higher end that you are "trending" to. If you have any kids you can deduct child care from your income AND is your home has 5+ the income max g...
These links should help ... [link=(http://www.lpso.org)]Livingston Parish Sheriff Office[/link] [link=(http://www.latax.state.la.us/)]LA Tax Rolls - All Parishes[/link]...
[link=(http://www.myfico.com)]My Fico[/link] That's the only place where you can PAY for a copy and get the actual scores that lenders use. Hope that helps...

re: Sheriff's Sale

Posted by HappilyBlended on 6/21/09 at 10:27 am
I have only been to a couple so I am no expert, but I think the bidding starts at 80% and goes down until people start bidding, then go up from there. I have seen homes sell for more than the writ amount but I would have to say most sell for below the writ amount....
I hate to tell you this but your closing costs are going to be NUCH higher that $2,000 - $3,000 .... unless your mortgage is lower than $50,000 You need to look at the attorney costs, filing fees and you will also need to set up your escrow accounts, again. How much is your MI each month? Mult...

re: Obama...

Posted by HappilyBlended on 3/19/09 at 1:34 pm
His just being consistant with his LOUSY choices......

re: Best Foreclosure Website?

Posted by HappilyBlended on 2/23/09 at 3:30 pm
Here's a link to all of the Government agencies i.e. HUD, Fannie Mae, VA, etc ... [link=(http://www.hud.gov/homes/homesforsale.cfm)]GSA Foreclosures link[/link] here's a link to Ascension Parish's web site ... [link=(http://www.ascensionsheriff.com/CustomerService.asp)]Ascension Parish[/link] ...

re: mortgage refi

Posted by HappilyBlended on 2/4/09 at 4:03 pm
WHEW !!!!!!! Bend over on that one ... Nate is right, you would be getting taken advantage of....

re: Team you most hate...

Posted by HappilyBlended on 1/13/09 at 8:50 pm
SEC - Auburn, TN, Florida, GA, Ole Miss, Arkansas UNLESS they're playing any non SEC team.... Nation - USC, can't spell SUCK with the letters U, S or C...
In football I would have to say YA Tittle but there was a little guy named Shaquille O'Neal that went to LSU, he has done ok since he left. I'd have to say he is the longest tenured pro that I can think of...
It depends on your LTV (Loan to Value) also, but 740+ is the top will ALL of the lenders, some are at 720+...
[quote]Don't be so sure of where prices will go. My father bought 40 acres of good productive bottom land in 1933 for one barrel of flour[/quote] He must have made a lot of bread.... sorry, couldn't resist...
Not a Florida fan but you have to root for ANY SEC team (except TN) ..... Go Gators .... uggghhhhh I hate saying that :yack: :yack: :yack:...
I have been to both stadiums and can say that they really are about the same ... of course I had a MUCH better time in Tiger stadium (inside & out) but they are honestly about the same....
[quote]It hurts to admit it but I feel like it is a bad matchup for us[/quote][quote]They aren't Hawaii. They will match us in physicality.[/quote] Ain't gonna happen captain, UA may have an off game because of who they are playing, but they win in the end ... UA 31 UU 12...