zbeaux13

re: Considering trading in my truck

Posted by zbeaux13 on 2/11/14 at 10:23 pm

[quote]well, a couple of questions come into play... how much money would you save in gas annually? what do you like to do in your spare time...i.e. do you needd a truck or would you miss your truck if you get rid of it?....[/quote] Well I project I will spend close to $3,800 a year on ga...

Considering trading in my truck

Posted by zbeaux13 on 2/11/14 at 10:17 pm

I currently own a 2011 Chevy Silverado Z71. Truck has 49k miles on it and is in great condition. Current job has me not maximizing the trucks abilities (I don't off road anymore and no hauling) My question is, do I keep the truck and continue to burn money with gas, or trade it in for a car/hyb...

re: What was your dream school?

Posted by zbeaux13 on 2/9/14 at 10:27 pm

I got into UCLA, UNC, and Northwestern. I respectfully told them, :geauxtigers:...

re: #3 LSU Gymnastics defeats #2 Oklahoma in Norman

Posted by zbeaux13 on 2/9/14 at 6:51 pm

:bow: :bow: :cheers:...

Tiger Rant

re: What's the second best feeling in the world?

Posted by zbeaux13 on 2/9/14 at 6:50 pm

Making it from LSU to Siegen in under 45 minutes....

re: Credit Card Rewards and Points Discussion

Posted by zbeaux13 on 2/9/14 at 3:26 pm

[quote]I would hold off apply to Amex until you score is higher [/quote] Thanks for the advice. I just paid off my truck this month, and besides from carrying over a small balance (15%) each month on my credit cards, I hope to see it rise steadily. Again guys, thanks so much for all the ad...

re: Credit Card Rewards and Points Discussion

Posted by zbeaux13 on 2/8/14 at 4:10 pm

Thanks guys. I am 21 so I don't want to have too many cards, but reading this thread about how great AMEX is I figured I would ask if I should consider it....

re: Credit Card Rewards and Points Discussion

Posted by zbeaux13 on 2/8/14 at 3:23 pm

Ok, thank you for the advice :cheers: Whats the ideal number of cards to have open? ...

re: Credit Card Rewards and Points Discussion

Posted by zbeaux13 on 2/8/14 at 3:11 pm

Sorry if this question is out of place. I currently have a Chase Freedom card and an Amazon card (just beginning to earn credit). My credit score is 689 but my income is around $35k. Should I close the two other accounts and begin looking at an entry level AMEX? ...

re: Vanguard Mutual Fund Recommendations?

Posted by zbeaux13 on 2/7/14 at 5:07 pm

I see. So you basically lost any potential profits in the market with what was withheld. Can that be a good thing some years when the market is down?...

re: Vanguard Mutual Fund Recommendations?

Posted by zbeaux13 on 2/7/14 at 4:55 pm

[quote]I got a big ole refund too. I'm severely annoyed. [/quote] Admittedly being new to all of this, why are you annoyed on getting money back? Pure curiosity question. ...

re: New to investing

Posted by zbeaux13 on 2/7/14 at 4:50 pm

[quote]You can start by reading this blog post from Mark Cuban that I think is pretty useful. LINK [/quote] Very interesting read. I purchased the book Cuban referenced in the article. It appears to me that the market is full of people who buy stocks just because other people are buying the...

re: New to investing

Posted by zbeaux13 on 2/6/14 at 9:13 pm

Y'all have been more than helpful, thank you very much. Another update is that my first $5k deposit into the Roth IRA will retroactively go towards 2013. Meaning I can (hopefully) hit $5,500 before the end of the year. I got some clarification and the $5,500 limit only applies to new deposit...

re: New to investing

Posted by zbeaux13 on 2/6/14 at 3:49 pm

[quote]You realize you only have $500 left to reach the yearly maximum? ETA: If you were able to set the $5k as a 2013 contribution you are ok.[/quote] That is my understanding. Does the amount that is reinvested within the account count towards the $5500 max? ...

re: New to investing

Posted by zbeaux13 on 2/6/14 at 3:31 pm

Thank you sir! :cheers: I worked throughout college and always set some aside. Parents gave me a financial gift at graduation, which is what made my emergency fund. I've been very lucky and want to continue being financially responsible. While I am not making a ton of money at the moment, I feel ...

re: New to investing

Posted by zbeaux13 on 2/6/14 at 2:47 pm

Just an update: Went ahead and opened a Roth IRA. Started small with $5k in the account. Putting $100 in per month. Strongly considering adding blue chips in the future. Thanks for everyone's assistance. :cheers:...

re: Special day for LSU football

Posted by zbeaux13 on 2/5/14 at 10:36 am

:cheers:...

LSU Recruiting

re: My son made dandy's top 100

Posted by zbeaux13 on 2/4/14 at 8:47 pm

Congratulations! Very cool :cheers:...

LSU Recruiting

re: New to investing

Posted by zbeaux13 on 2/4/14 at 8:23 pm

Thanks for the responses fellas! :cheers: Thinking I will split what I have set aside to invest between a 401k and a few different blue chips. Any thoughts on if I should keep the high yield account I already have? It's not producing anything currently. ...