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Mr BowTie
| Favorite team: | New Orleans Pelicans  |
| Location: | |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 150 |
| Registered on: | 1/20/2014 |
| Online Status: | Not Online |
Recent Posts
Message
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/7/14 at 2:26 am
[quote]Looks like we're going some where fancy for about 8-10 days this winter
[/quote]
:pimp:
...
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re: U-LL loses D-Coordinator UPDATE: Nevermind they found him
Posted by Mr BowTie on 2/6/14 at 4:51 pm
[quote]Louisiana Ragin' Cajuns[/quote]
:casty:...
re: Real World Season 29
Posted by Mr BowTie on 2/6/14 at 4:51 pm
[quote]Tom is definitely downgrading with the tatted up Asian. Of course we probably haven't seen his ex's full dose of crazy yet either. [/quote]
disagree. His EX looks like an alien...
re: Marbury starts fight in chinese league game
Posted by Mr BowTie on 2/6/14 at 4:47 pm
:lol:...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 4:22 pm
[quote]Also SPG allows for "Household" point transferring, so that's awesome as that doesn't require a legal spouse like Chase UR does.
[/quote]
really? did not know. My dad was traveling a lot before when using all 3, but he's retired so that stopped. We've talked about him transferring points....
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 4:20 pm
[quote]No offense, but it sounds like she's a little premature on playing around with points. She's not in a position to get a good rewards card it sounds like. She needs to repair that credit and as soon as you get her 670-700ish then I'd consider attempting again.
[/quote]
None taken. It was m...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 4:16 pm
[quote]SPG[/quote]
worth it?
I have 75K on my Hilton AMEX right now and since it's so inflated, I'm thinking of burning them for a vacation or something and looking into SPG.
My dad has Hilton, Marriott and SPG and has always said SPG is the best value, but the hotels seem to be lacking of ...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 4:14 pm
[quote]The secured route is the way to go. In 6 months she'll be good to go. Something like $50 gets $200 limit.
[/quote]
Ya but even if her score goes up, would she still be able to get one even without income? She's likely to be in school until she's 27 or so, and maybe even more....
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 4:07 pm
[quote]Why does she want one? Just to increase her score?
Do you by chance have an old card that has excellent usage (very little % of limit)? The older the better and the lower the % the better. You can add her on to that and that would help the score. Or maybe her parents have a card like that...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 4:01 pm
[quote]Not having income is the real killer for her. She can't get a Capital One Secured Credit card or something similar?
Do this. My wife had to do this years ago and within 6 months was able to be accepted for most average credit cards[/quote]
I'll check it out.
She's basically tried sev...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 3:43 pm
Also, and this question is for anyone, but my GF is having trouble getting a CC.
She's in graduate school and only income is loan money with no job. She's applied for some low-level cards and has gotten rejected. Her credit score is very low because most of her stuff is still in her parents name...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 3:40 pm
Not as many as I thought :lol: but still plenty for me
How many of those have an annual fee, though?
As of now, I have a hotel card, airline card and cash back card. I want to add, but not sure what to get. Maybe I'm just bored and am looking for excitement through CCs :lol:...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 3:31 pm
[quote]I do something like: Use Card A, Load, Use Card B, Load, Pay off Card D, Use Card C, Load, Pay Card A; etc. in all kinds of amounts $100, $250, $500, whatver.
[/quote]
How many CCs do you have? :lol:...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 3:28 pm
[quote]Care to share your method? Is a lot of that multiplied on a specific card?
[/quote]
If he's using BB, it's pretty easy to get that much, depending on how much you spend.
For me, I have around 1,000 a month I write in checks for rent, loans and entergy. If I use VRs for that to pay, tha...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 3:23 pm
[quote]I earn about 10,000 points a month easy.
[/quote]
using your bluebird? Do you pay your CC bill with BB?
...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 3:04 pm
[quote]Yes, I've done student loans as well.
With those you search for the company on the bluebird site. Once it finds it you add as payee and enter your payee account # info. [/quote]
sweet. thanks. :cheers:
Just opened an account on bluebird and card will be here in 1-2 weeks :nana:
...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 2:07 pm
That's awesome. I've read some CC companies may flag your card and/or shut you down and take points away. $600 per month shouldn't be a big deal, right?
I'm about to order the Bluebird card today and figured I could just alternate months with my Visa/AMEX, so $600 every other month shouldn't be a...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/6/14 at 1:54 pm
[quote]My bluebird card is on the way - and my CVS sells VR....i am ready to roll!!!
[/quote]
Is it really as simple as it seems?
Order Bluebird card, buy vanilla at a store, load to bluebird and pay bills?
If so, I may do this. Read up some on it the other night. If I'm paying $600/month ...
re: Credit Card Rewards and Points Discussion
Posted by Mr BowTie on 2/4/14 at 7:34 pm
Newb CC guy here.
I have the Hilton Hotels Reward CC, but I'm unhappy with it. I guess shame on me for not doing full research. I knew the points were somewhat inflated, but it's crazy they want around 30,000-40,000 points for a night at most hotels.
Anyways, like I said, new to CC and might j...
re: Rico Gathers is one huge individual
Posted by Mr BowTie on 2/4/14 at 7:03 pm
Body By Rico
Coming to a store near you...
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