- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
0
Posted on 5/4/17 at 12:34 pm to dcbl
Because they can't afford to pay for an apartment and the games for their x-boxes.
Posted on 5/4/17 at 12:55 pm to dcbl
Why do people care about this? What's the difference of covering a child whether they're 18 or 26? I know as a college student just starting out in the working world I sure as hell appreciated not having to pay $500/month until I was more settled.
Posted on 5/4/17 at 1:24 pm to dcbl
Because some are in school. My son, now a doctor, had to have medical insurance to finish medical school and it would have cost him much more to get the policy the medical school wanted him to have.
Posted on 5/4/17 at 1:35 pm to dgnx6
quote:
Kind of like how your mother carried you around for 9 months and took care of you. How your parents paid for everything for 20+ years. But yeah, paying into social security for a few years makes it all even.
You completely missed my point. Earlier in the thread everyone was saying that since I wasn't paying into the healthcare system (which isn't true someone is just paying on my behalf) I was indirectly raising the premium costs for everyone.
I was countering with the point that I am paying into SS and will not see a return on it so lets call it even on the return they get once they pull their SS.
Posted on 5/4/17 at 1:49 pm to ChineseBandit58
quote:
Of course, according to a lot of you, I 'wasted' my college years - did not join a fraternity, never went to a single party, never got drunk, didn't smoke weed. All I did was go to class, do my homework, work for my upkeep, get married and have two kids before graduating
Posted on 5/4/17 at 1:59 pm to dcbl
You clearly do not understand how insurance works. Parents of the under 26 crowd are still paying for their insurance, even if they're on the family plan. It's a low risk pool that is paying premiums. There's little to no upward pressure on rates from this group.
Posted on 5/4/17 at 2:00 pm to dcbl
So let's say you are a good student and get into college and finish within 4 years. You are likely 22 years old upon graduating, soon to be 23. So under the current plan, let's say you have the entirety of ages 23, 24, and 25 to stay on your parents insurance. Three years. You have three years after college to figure it out yourself. Why is that so wrong? I could see lowering the cutoff to when you turn 25, giving people 2 years. The job market has been better recently, but 5-10 years ago it was total shite. So giving someone a 3 year buffer to figure things out was probably a decent timeframe at the time considering the job market.
Let's also look at the student who goes straight to grad school. You finish then at 24, soon to be 25 assuming you finish in 2 years without taking a break between that and your undergrad. So now you have 1 year to figure things out. Someone with a masters should be able to find a job within a year. But that's where 26 probably came from. It is fair. It is reasonable. Get over it. Their family is still paying a family premium. I just wish I had opted out of insurance when I got my job. I'm in my 3rd year of employment and turn 26 in October. I could have saved several thousand $$ from 2015-2017.
Let's also look at the student who goes straight to grad school. You finish then at 24, soon to be 25 assuming you finish in 2 years without taking a break between that and your undergrad. So now you have 1 year to figure things out. Someone with a masters should be able to find a job within a year. But that's where 26 probably came from. It is fair. It is reasonable. Get over it. Their family is still paying a family premium. I just wish I had opted out of insurance when I got my job. I'm in my 3rd year of employment and turn 26 in October. I could have saved several thousand $$ from 2015-2017.
Posted on 5/4/17 at 2:56 pm to dcbl
quote:
why should we allow millenials to stay on mommy & daddy's insurance until they're 26?
What gets me is just how cheap it is to insure this block of people. I guess it makes more sense to add that cost to the parents policy as the kids themselves are just too lazy to do anything for themselves.
Page 5 of 5
Popular
Back to top
Follow TigerDroppings for LSU Football News