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Posted on 4/27/17 at 9:07 pm to TBoy
Wow what a melt! 
Posted on 4/27/17 at 9:12 pm to TBoy
quote:
Whatever you want to call it it's not "insurance" if preexisting conditions exist.
Your headline doesn't save your writing. "It's not insurance if preexisting conditions exist?" Well, Chief, pre-existing conditions do exist. Their existance is irrefutable. Are you referencing the conditions themselves? Yes they exist. Are you making a point about whether public law or public policy would allow the enforcement of a policy exclusion based upon health conditions which predate the inception of policy coverage?
You also seem to equate "insurance" as a contract which only covers uncertain and unanticipated expenses. That is not a definition of the term insurance which has ever been accurate or accepted. If your premise is that health insurance is a form of casualty insurance, then you also do not understand the basics of different forms of insurance. So add that to the list.
Terrible writer;
Has no clue what he's talking about;
Defensive about obvious deficiencies.
Anything else for the list, Chief?
Posted on 4/27/17 at 9:17 pm to TBoy
Such a simple concept everyone immediately grasps and you're melting like a child and attempting to fall back on semantics...melt bitch
Posted on 4/27/17 at 9:22 pm to Strannix
These loons aren't worth your time.
Posted on 4/27/17 at 9:22 pm to Strannix
Hey, Chief, you wrote like a third grader and I just said I didn't understand what you meant. So you say I'm dumb. That may work on the short bus, but you really should pick up your game if you want to function through your writing.
Posted on 4/27/17 at 9:24 pm to Ag Zwin
quote:
Once you meet deductible, most stuff is free so doctors just load you up with all kinds of boondoggle tests and treatments.
lie.
Posted on 4/27/17 at 9:33 pm to TBoy
He's generally a terrible poster, but he's dead on here.
Posted on 4/27/17 at 9:38 pm to Strannix
It says they have to cover them.
It doesn't say they can't charge extra to cover them.
And you are right, health insurance hasn't really been "insurance" for quite some time, more like a paid service warranty that terminates at death with a nice big balloon payment.
It doesn't say they can't charge extra to cover them.
And you are right, health insurance hasn't really been "insurance" for quite some time, more like a paid service warranty that terminates at death with a nice big balloon payment.
Posted on 4/27/17 at 9:40 pm to TBoy
quote:
Do y'all really think it is a conservative value to force people out of health insurance? Actually, that just means you want to increase suffering and degrade public health. That doesn't make you conservative, it makes you twisted and dangerous.
Seriously, frick you
Posted on 4/27/17 at 9:43 pm to mahdragonz
quote:
Who cares what you think
You seem pretty responsible...have you always had health insurance?
Posted on 4/27/17 at 9:49 pm to AU_Right
quote:
You seem pretty responsible...have you always had health insurance?
Yes. But I'm not so stupid or isolated not to have seen people I care about denied insurance for pre existing conditions and denied out right from obtaining it before Obama care.
Obama care will never be repealed because diseases and medical conditions aren't partisan.
But please explain to me why some one born with a chromosomal disorder should be denied for a reason they had no choice in.
Posted on 4/27/17 at 9:49 pm to TrueTiger
quote:
would you trade the FairTax for the public option?
Why would I want a regressive tax on the poor?
Posted on 4/27/17 at 9:50 pm to BamaAtl
you get coverage for all
besides, if the poor get housing, food, and healthcare for free, why the frick should they give 2 shits about taxes?
besides, if the poor get housing, food, and healthcare for free, why the frick should they give 2 shits about taxes?
This post was edited on 4/27/17 at 10:01 pm
Posted on 4/27/17 at 9:51 pm to TBoy
Should have just given them access to Medicaid or Medicare. No reason to ruin insurance for everyone.
People with preexisting conditions in Louisiana already had access to health insurance through Louisiana Health Plan.
People with preexisting conditions in Louisiana already had access to health insurance through Louisiana Health Plan.
Posted on 4/27/17 at 9:55 pm to lsu13lsu
quote:
People with preexisting conditions in Louisiana already had access to health insurance through Louisiana Health Plan.
This isn't entirely accurate. Someone with a pre existing condition couldn't just go out and get it through that plan.
They had to be without health insurance for six months and were placed in a lottery system that may or may not have accepted them.
So tell me... If your wife had cancer and was classified as having a pre existing condition are you ok with her not having insurance?
This post was edited on 4/27/17 at 9:57 pm
Posted on 4/27/17 at 10:01 pm to mahdragonz
Can you link to this lottery system? I don't recall it being like that when my friend was in it.
ETA: it doesn't matter. Preexisting conditions should have been in Medicare or Medicaid. Same as kidney failure or ALS. No reason to screw up health insurance for this small group.
ETA: it doesn't matter. Preexisting conditions should have been in Medicare or Medicaid. Same as kidney failure or ALS. No reason to screw up health insurance for this small group.
This post was edited on 4/27/17 at 10:04 pm
Posted on 4/27/17 at 10:03 pm to mahdragonz
quote:
Yes. But I'm not so stupid or isolated not to have seen people I care about denied insurance for pre existing conditions and denied out right from obtaining it before Obama care.
I'm 47 and about 8 years ago after getting the usual BS from the doctors "practicing" medicine and no solutions, but they all got paid, so I passed on open enrollment (BC/BS). My preexisting condition (hiatal hernia) was acting up....when I re enrolled and was told I would have to wait a year before they would cover it. I wasn't turned down. The bottom line is you paid/had insurance and you are Ok with people waiting til they get sick to get it. I guess my point is if you already have it, like you and me for the most part preexisting conditions would not be an issue.
Posted on 4/27/17 at 10:09 pm to TBoy
Employer based health insurance has always been guaranteed issue (during open enrollment).
The pre-existing conditions exclusion only applied to policies purchased on the individual market.
Group plans for small employers, say under 100 lives, would see rate increases the following year if there were 6 figure claims due to cancer or heart attacks, but employees were never excluded from coverage.
Large employers typically had enough healthy lives that a cancer here or there would not impact the group rates the next year.
The pre-existing conditions exclusion only applied to policies purchased on the individual market.
Group plans for small employers, say under 100 lives, would see rate increases the following year if there were 6 figure claims due to cancer or heart attacks, but employees were never excluded from coverage.
Large employers typically had enough healthy lives that a cancer here or there would not impact the group rates the next year.
This post was edited on 4/27/17 at 10:11 pm
Posted on 4/27/17 at 10:09 pm to AU_Right
quote:
I'm 47 and about 8 years ago after getting the usual BS from the doctors "practicing" medicine and no solutions, but they all got paid, so I passed on open enrollment (BC/BS). My preexisting condition (hiatal hernia) was acting up....when I re enrolled and was told I would have to wait a year before they would cover it. I wasn't turned down. The bottom line is you paid/had insurance and you are Ok with people waiting til they get sick to get it. I guess my point is if you already have it, like you and me for the most part preexisting conditions would not be an issue.
So what you are saying is that you are the exact reason health care costs are rising.
You could have bought the insurance outright but you waited...most likey making your condition worse and making your care more expensive to treat.
Thanks for verifying that.
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