re: ObamaCare Stories.

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- seven years 
- the house 
- the senate 
- the presidency

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Thanks once again displaying your stupidity for all to see!

Did you by chance ride this to school?

With bare minimum subsidy, my family pays $1,800 a month/ $21,600 a year. Before ObamaCare, we paid around $8,400 a year.

It looks like the subsidy, which is included as income on taxes, will put us over the limit so the subsidy will go away. That would put us at around $31,000 a year.

We are planning on leaving BlueCross and going to Medishare, a healthcare sharing ministry.

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Other than being a couple of years older, nothing has changed, except my government decided to frick me in the arse.

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Substitute any other word for the word healthcare and see if it makes sense,?
" Mr. American Citizen, you will now be mandated under the power of penalty from the IRS to buy a gym membership. Not only will every American be forced to buy this membership, but the fees for joining gyms will rise significantly and there will be less gyms to choose from. Besides paying a monthly fee for this membership, you will also have to pay a yearly deductible.
Now, for those of you that can't afford a gym membership because your company doesn't supply one or you are too poor, fear not, we will raise the membership fee on those who can pay so that your membership is either significantly reduced or in some cases, free! Oh, and did I mention that the lobbyists for the gyms are some of our biggest contributors, making sure that each American is forced to buy their product?!"
Great huh?!

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Except that your policy is now different than it was pre-ACA and pre-EHBs.

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It was a policy (and a premium) he wanted to keep.....a plan you lying dimocratixes promised him he could keep.

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Can't keep plans that aren't really insurance.

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When was "not really insurance" ever explained prior to passage?

"If you like your plan, you can keep your plan....PERIOD."

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When was "not really insurance" ever explained prior to passage?

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When describing essential health benefits.

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Substitute any other word for the word healthcare and see if it makes sense,?
" Mr. American Citizen, you will now be mandated under the power of penalty from the IRS to buy a gym membership. Not only will every American be forced to buy this membership, but the fees for joining gyms will rise significantly and there will be less gyms to choose from. Besides paying a monthly fee for this membership, you will also have to pay a yearly deductible.
Now, for those of you that can't afford a gym membership because your company doesn't supply one or you are too poor, fear not, we will raise the membership fee on those who can pay so that your membership is either significantly reduced or in some cases, free! Oh, and did I mention that the lobbyists for the gyms are some of our biggest contributors, making sure that each American is forced to buy their product?!"
Great huh?!

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You make a fantastic point for why the mandate is absolutely a must have element of any sort of healthcare reform.

Lets use your gym membership analogy....if using said membership was often the difference between life and death....a person would die without using it...and the gym owner let people use the gym who didn't have a membership because in our society (and any decent, civilized society) denying access to the gym because a person didn'y have the membership is bad juju...who do you think is going to pay for the non-members use of the gym? The gym owner? Not a chance....the gym owner is in no position to take the loss out of her end...no, the gym owner is going to pass that loss on to paying members. The paying member is going to foot the bill for the non-paying membet.

Now lets stop and thing for a moment and consider the non-members visit to the gym which, even in the simplest of needs for a work-out...can lead to tens of thousands of dollars in costs that the non-member can't pay and the provider must collect from paying members....pretty soon the paying member is being hit pretty hard...


So, lets look at a hypothetical...a dead beat, low life walking the dog dirty count of a woman brings a baby to the gym who is in dire need of a workout....if the baby ain't allowed to workout the baby will die...if you ask the paying members of the gym they will almost universally say that they are willing to pay a little extra so the baby can workout and not die...thats where we are as a society my friend...and even if the paying members turn their back on the work out needing baby because most likely they will never have to actually see the baby the gym provider is seeing the baby and it is much more difficult to tell it, in person, that it should have made better life choices and not come crawling out of the crotch of the low life scum who is its parents...


Health insurance and resulting health care is not any other product....it ain't anything at all like a pair of Rustler jeans at walmart because A) Rustlers don't potentially cost hundreds of thousands of dollars and B) no one is shocked when walmart refuses to allow people to walk into their store and steal a pair of jeans whereas most of us would be put off a little by a health care provider who did exactly that...as a society we kind of expect the provider to see the paying and the non-paying customer alike...and the paying customer is stuck with the bill at the end of the day....

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If he got hit by a truck or had a heart attack or developed cancer, the insurer would have paid for his treatment.

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Not at all. Maybe his plan doesn't cover ambulance coverage, so it wouldn't have paid for his trip to the hospital after being hit by a truck. A heart attack was clearly caused by a pre-existing condition he did not disclosed, so they would retroactively revoke the policy. Cancer they would cover until he reached his lifetime cap of $100k, then he'd be on his own for 100% of the costs. Good luck!

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No, he wasn't. He was paying the appropriate premium for the risk he brought to the table. He was also saving the rest of us money. He was paying $200 a month into the system and taking nothing out.

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You are simply wrong my friend....he was paying the appropriate premium for the risk his policy covered....which wasn't in any way, shape, form or fashion the appropriate amount of risk. He had a shitty policy which is actually worse than not having any policy at all for those of us with a policy that actually covers our risks because the provider is forced to pass on the costs of collecting to those of us who will pay because the person with the shitty policy thought he was covered and ain't in a position to pay.


Anyone who has experienced a large increase in their premiums is in one of two groups...they either had shitty insurance and were costing the rest of us dearly....or they are dealing with a crooked insurance company who is raising rates without any regard to increased risks....any other reason that yall can conjur up is merely wrong....

My family and I have been paying between $10 and 18K a year for our health insurance for years. We have not seen a rate hike in 4 years...prior to that we saw a rate hike EVERY year....some years worse than others...and the reason our rates have not gone up, like MOST americans...is because we had decent insurance all that time that covered our risks appropriately and now we aren't as likely to have to subsidize the costs of the uninsured and the under insured....

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lifetime cap of $100k

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Please link me to a certificate of coverage/insurance that shows a lifetime cap of $100k.

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Maybe his plan doesn't cover ambulance coverage, so it wouldn't have paid for his trip to the hospital after being hit by a truck.

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Link me to a certificate that excludes "ambulance coverage".

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A heart attack was clearly caused by a pre-existing condition he did not disclosed,

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This is fraud.