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Started By
Message
re: Had our insurance meeting today
Posted on 4/24/14 at 5:05 pm to gatorrocks
Posted on 4/24/14 at 5:05 pm to gatorrocks
Enjoy your pap smears.
1
Posted on 4/24/14 at 6:13 pm to Helo
Posted on 4/24/14 at 7:35 pm to DevinTheDude
quote:
In the two decades before the financial crisis, health-care expenses rose at more than twice that rate on an annual basis.
So why are the premiums, copays, and deductibles still rising? If costs are lower at the same time, your Lord and Savior must have increased Big Insurance's profits at the expense of the 99%.
Posted on 4/24/14 at 7:51 pm to DevinTheDude
quote:Wait! Dude!
DevinTheDude
You and your 11 posts are HONESTLY willing to Claim the ACA has BROUGHT DOWN INFLATION?
REALLY ?
Posted on 4/24/14 at 7:59 pm to WildTchoupitoulas
quote:
Even if he's not lying, he's at least contradicted himself - probably for hyperbolic effect:
quote:
So everyone in the company pays more for less! Same plan as before...
He may be correct without realizing it. Carriers are narrowing their networks and reducing procedures, services and pharmaceuticals that used to be covered. So he maybe paying more for less.
Posted on 4/24/14 at 8:42 pm to WildTchoupitoulas
quote:
WildTchoupitoulas
Good Lord son. You've failed ever teacher you've ever had by your input in this thread. Except PE, I guess
Last year lets say he paid $210 a month, with a $1000 out of pocket for Plan A. And this year he will pay $273 a month (so he pays more) with a $2000 out of pocket (and gets less coverage).
So if he has the same expenses both years, say $5000, he was covered for $4000 in 2013. In 2014, he will be covered for $3000.
So he will pay $756 more, for the benefit of $1000 less in covered services
How in the hell do you not see that????
Posted on 4/24/14 at 8:44 pm to gatorrocks
quote:Damn!
30% increase in premiums, double the out of pocket expenses.
Posted on 4/24/14 at 9:17 pm to gatorrocks
In May, we will find out how much we are going to "save."
Pretty nervous that the "savings" are going to hit us hard.
Pretty nervous that the "savings" are going to hit us hard.
Posted on 4/24/14 at 9:23 pm to gatorrocks
Had mine last month and holy shite it is a winner.
30 buck copay for doctor visits. 10 bucks for generic scripts. 20-30% coinsurance max. Company pays first 500 of any expenses.
And it costs me exactly 0.00 per year.
30 buck copay for doctor visits. 10 bucks for generic scripts. 20-30% coinsurance max. Company pays first 500 of any expenses.
And it costs me exactly 0.00 per year.
Posted on 4/24/14 at 9:27 pm to Tiger n Miami AU83
quote:
Tiger n Miami AU83
lol, nobody believes your lies, champ. But they are funny.
Posted on 4/24/14 at 9:31 pm to CptBengal
If it makes you feel better about yourself, feel free not to believe me. Don't care. Knew you were pathetic a long time ago.
Posted on 4/24/14 at 10:10 pm to Tiger n Miami AU83
quote:
And it costs me exactly 0.00 per year.
No, it costs you. Your employer just doesn't tell you.Posted on 4/24/14 at 10:20 pm to NC_Tigah
quote:
Had Wait! Dude! You and your 11 posts are HONESTLY willing to Claim the ACA has BROUGHT DOWN INFLATION? REALLY ?
Certainly some of the lowered health care cost inflation is due to the ACA, yes... are you seriously arguing it has NOTHING to do with it??? If inflation rose the last couple years though I'm sure you would be screaming at the top of your lungs that the ACA was entirely to blame.
The truth is nobody will really know the full effect of the ACA on healthcare cost inflation until the sample size grows, but the trend so far is certainly something to watch.
Posted on 4/25/14 at 5:15 am to DevinTheDude
quote:Absolutely nothing. Not one thing. Zip. Nada. Ziltch.quote:yes... are you seriously arguing it has NOTHING to do with it???
Had Wait! Dude! You and your 11 posts are HONESTLY willing to Claim the ACA has BROUGHT DOWN INFLATION? REALLY ?
ZIRP . . . absolutely. The ACA . . . absolutely not!
The author of that piece was either a hack, or a moron. Based on sequential idiocy in his piece, my bet is he's both.
If the ACA holds any influence over inflation, its pressure is upward not downward. Cost of insurance has skyrocketed, and will very likely jump this fall. The increases are economic record setters. As the employer mandate hangs ominously like Damocles' Sword, the number of Americans forced into the costly ACA shitpile will escalate dramatically in the next few months. If anything, that is inflationary.
Additionally, the trillion+ Obamacare adds to the debt is highly inflationary, not the opposite.
Posted on 4/25/14 at 5:17 am to Tiger n Miami AU83
quote:The salient question is what does it cost your company?
And it costs me exactly 0.00 per year.
. . . and how does the company intend to pass that cost along?
Posted on 4/25/14 at 7:36 am to gatorrocks
I went and got the letter I received out of the file just to make sure I didn't post the wrong numbers..
34.2% cost increase to the company for the health plan. They absorbed 14.2%, we cover the other 20%. Deductibles tripled from $500 to $1500 per year for singles and from $1500 to $4500 per year for families. No hyperbole needed, the numbers speak for themselves.
The 8 million "newly insured" can get in a single file line and wait for their turn to kiss my arse.
34.2% cost increase to the company for the health plan. They absorbed 14.2%, we cover the other 20%. Deductibles tripled from $500 to $1500 per year for singles and from $1500 to $4500 per year for families. No hyperbole needed, the numbers speak for themselves.
The 8 million "newly insured" can get in a single file line and wait for their turn to kiss my arse.
Posted on 4/25/14 at 10:54 am to League Champs
quote:
WildTchoupitoulas
Just like any liberal Democrat, like Rex, they haul arse when confronted with facts.
Posted on 4/25/14 at 12:08 pm to gatorrocks
Maybe you should put the fault where it really lies?
I don't know the size of your company, but a LOT of factors go into determining what an insurance company is willing to offer your company in coverage. The answer might be just as simple as having a doofus in Human Resources who's not very good at shopping or negotiating for healthcare plans, because as it stands it looks like Obamacare plans will have overall moderate increases...
Obamacare Premium Hikes Relatively Modest, Non-Partisan CBO Says
I don't know the size of your company, but a LOT of factors go into determining what an insurance company is willing to offer your company in coverage. The answer might be just as simple as having a doofus in Human Resources who's not very good at shopping or negotiating for healthcare plans, because as it stands it looks like Obamacare plans will have overall moderate increases...
Obamacare Premium Hikes Relatively Modest, Non-Partisan CBO Says
Posted on 4/25/14 at 12:15 pm to gatorrocks
Well, like they say, there is a lot of misinformation out there....
Posted on 4/25/14 at 12:17 pm to WildTchoupitoulas
quote:
WildTchoupitoulas
Is everybody paying attention to the Democrat's post in this thread?
This is how they live their entire life.
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