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re: Explain to me how Obamacare is good? Real World Example Inside
Posted on 2/5/17 at 9:09 am to Golfer
Posted on 2/5/17 at 9:09 am to Golfer
quote:
Golfer
This thread is just like shinning a light on cockroaches. Only in this case we can clearly see who the underemployed, government leeching, useless bums are. Here's three that are always at the forefront defending that shite sandwich obamacare. tjgaytor, mcmcgrath, and the mayor of the liberal village idiots, bamaatl.
It's good, though. Those freaks prove every single day why another "democrat" should never occupy the White House ever again.
Posted on 2/5/17 at 9:21 am to 4cubbies
quote:Could go any number of ways.
What do you think will happen with the new administration in terms of healthcare?
My suspicion?
Preservation of pre-existing protections, albeit through less manipulative means. Free-loading, plan hijackers will be out of luck. Purchase pools, 18 month rules and others constraints might apply.
Interstate competition will commence.
Kids staying on their folks plans will continue. In fact, I don't really see the actuarial problem with extending that. Maybe even to age 35.
Regulation of plans insurance companies can sell will be pared well back.
HSA's will be restarted.
Hopefully Trump will push for legal reform, leveling international drug, device and equipment pricing as well as price/quality transparency in the healthcare workplace.
Posted on 2/5/17 at 9:44 am to Golfer
quote:
I'm filing a 1040ez for a friend of our family:
- Single
- $29k income in 2016
- Forced into $230/mo high deductible plan with $114 credit that has a $6500 deductible. Essentially useless.
- Must claim the $114/mo as an advance on her 2016 refund so she owes $220 to the feds vs. $700~ refund.
She works hard, gets by on that income, but because of Obamacare paid $1600 more to the government vs. putting that towards her own healthcare or savings.
I was told the ACA was made for people like her. Someone explain to me how this is the case?
SO she paid about $1300 or so a year out of her pocket to prevent me from having to pay for her unpaid medical bills when she went to the doctor or had an accident. I like the shite out of the idea that she is paying and I ain't.....
Posted on 2/5/17 at 9:54 am to Hetfield
quote:
It is called "Redistribution of Wealth". Ask Obamas & Hilldog's man Saul Alinsky.
How is a low income earning individual's paying for part of their health care themselves as this case is instead of not having any insurance at all which is what most people with that level of income had prior to the ACA a form of wealth redistribution? If anything it is a redistribution of a small amount of income from the uninsured and the underinsured back to its rightful owner.
When uninsured and underinsured people receive health care the providers do not simply say "well shucks, lost money on that case....". No, instead the merely make up those losses on people who have adequate insurance or the means to pay outside of insurance. This is basic business.....everyone understands that when someone steals a T shirt at walmart that the price of tshirts at walmart reflects that loss.
And finally when the GOP introduces its plan you can rest assured that, unless they intend to cover those losses themselves, this young woman's situation is not going to be improved in the least. The ACA is a bare minimum of what HAS to happen to prevent health care costs from sky-rocketing out of site...so the pre-existing conditions, kidds on the policy til they are 26 and some sort of mandate is going to be included...you can call it trump care of frick care but it is going to contain elements of those things. And here is the beauty of that...8 years ago none of that was thinkable....but Obama moved the goal post FOREVER.....never again will a GOP politician campaign on doing nothing but maintaining the status quo as it was in 2008.....they were forced by a community organizing muslim non-american citizen into campaigning on some form or fashion of national health care, like "INsurance for everyone" as our exhalted leader called it....
Posted on 2/5/17 at 9:59 am to catnip
quote:
So the young generation was to finance the program because they are less inclined to have many ailments and never use their health care.
You do realize that ALL group medical plans work exactly this way, right??? The risk is spread among ALL groups....except health insurance companies try to limit the group to only healthy people and people with ailments wind up on the public dole and you and I pay anyway.....except it costs us more because we only pay after they become seriously sick, they seek care at the most expensive dispensary in town and providers must recoup the cost of collecting bad debt from paying customers.
The only realistic alternative to a basic health insurance policy for every citizen is for us to allow people to die quietly wherever they happen to drop if they do not have the ability to pay. There ain't a Republican in this country willing to campaign on THAT....
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