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Started By
Message
I could use some job advice
Posted on 4/16/15 at 4:16 pm
Posted on 4/16/15 at 4:16 pm
Hey good people of the TigerDroppings Money board. Long time lurker and I created this account specifically so I could ask for some advice from the esteemed professionals on this board.
I'm 26 and currently a gov't employee making under 22k/year take home. I have a finance degree but other than a brief stint as a bank teller a couple years ago I have no experience outside of what I'm doing now which is just tax enforcement (collection). This is a dead end job. The benefits are nice but if I stay here for 30 years I'll still be making relatively the same amount.
I honestly do not know where to go from here job wise. I went to college wanting to one day be a loan officer, but, other than taking a job at a financial service company (tower loan, republic finance, etc...), I have no idea where to get the required experience. This isn't an option because my wife cannot relocate after the 1 year management training period.
Even when I do find something online that is in a business/marketing/finance field and is listed as "entry level", it still has required qualifications that I just can't meet. I feel like I'm stuck in a catch-22.
So I just need advice really on just what I should be doing. I'm open to pretty much any industry I can make a living in.
I'm 26 and currently a gov't employee making under 22k/year take home. I have a finance degree but other than a brief stint as a bank teller a couple years ago I have no experience outside of what I'm doing now which is just tax enforcement (collection). This is a dead end job. The benefits are nice but if I stay here for 30 years I'll still be making relatively the same amount.
I honestly do not know where to go from here job wise. I went to college wanting to one day be a loan officer, but, other than taking a job at a financial service company (tower loan, republic finance, etc...), I have no idea where to get the required experience. This isn't an option because my wife cannot relocate after the 1 year management training period.
Even when I do find something online that is in a business/marketing/finance field and is listed as "entry level", it still has required qualifications that I just can't meet. I feel like I'm stuck in a catch-22.
So I just need advice really on just what I should be doing. I'm open to pretty much any industry I can make a living in.
12
Posted on 4/16/15 at 4:28 pm to StateMan25
What was your undergrad GPA? Are you in pretty good physical shape with no significant health problems?
You could try commissioning as a military officer (recommend Air Force or Navy for quality of life reasons).
I'm an Air Force officer (B-52s) and make ~$90k after 7 years. As a new 2nd lieutenant you make about $34k, I think. Plus....looks damned good on a resume if you decide to get out.
Let me know if you have any questions.
(Edit: You need a high bureaucracy/BS tolerance if you actually want to enjoy it.)
You could try commissioning as a military officer (recommend Air Force or Navy for quality of life reasons).
I'm an Air Force officer (B-52s) and make ~$90k after 7 years. As a new 2nd lieutenant you make about $34k, I think. Plus....looks damned good on a resume if you decide to get out.
Let me know if you have any questions.
(Edit: You need a high bureaucracy/BS tolerance if you actually want to enjoy it.)
This post was edited on 4/16/15 at 4:33 pm
Posted on 4/16/15 at 4:46 pm to Menji
I considered the air force after graduating but I had a partial hip replacement when I was 19 and couldn't qualify medically.
Posted on 4/16/15 at 5:05 pm to StateMan25
Any interest in commercial lending? If so, what area?
Posted on 4/16/15 at 5:07 pm to StateMan25
quote:
Even when I do find something online that is in a business/marketing/finance field and is listed as "entry level", it still has required qualifications that I just can't meet.
Apply anyway. Worst they can say is no, or you don't hear back.
Posted on 4/16/15 at 7:54 pm to TheHiddenFlask
quote:
Any interest in commercial lending? If so, what area?
Absolutely. In fact the person who inspired me to major in finance was a commercial lender. If I had to choose an area that has always interested me the most I would have to say Real Estate.
Posted on 4/16/15 at 8:32 pm to boosiebadazz
You are a prime candidate for additional education.....go get a post bad certificate in a computing field.
Posted on 4/16/15 at 8:39 pm to hungryone
I've considered that. Any suggestions?
Posted on 4/16/15 at 8:47 pm to StateMan25
IBM is hiring tons of people in BR and training the, to be programmers. Read more here: LINK
Posted on 4/16/15 at 9:23 pm to StateMan25
I would move to Houston if you are young and hungry. Lots of opportunity there. I moved there for 3 years and the jobs and pay there vs BR is night and day.
Posted on 4/16/15 at 10:24 pm to StateMan25
I'm in a similar situation so I hope this thread produces some good results for you.
Posted on 4/16/15 at 11:43 pm to StateMan25
I feel your pain. I have a finance degree. I started at Tower Loan,and left there because of the relocation aspect of the job. Worked at a local bank and was starving! I ended up in the oilfield doing tool assembly, which was my part time job in college, and worked my way up in a couple companies. I have a good job with a oil company now.
Just find something you like to do with good people around you and you will be fine. Avoid bouncing around! Don't worry if you are not using your degree. Just learn as much as you can as fast as you can. Good luck and keep moving forward!
Just find something you like to do with good people around you and you will be fine. Avoid bouncing around! Don't worry if you are not using your degree. Just learn as much as you can as fast as you can. Good luck and keep moving forward!
Posted on 4/17/15 at 12:00 am to Spec1
quote:this isn't necessarily good advice right now
Avoid bouncing around!
the best way to get a raise these days is to jump ship
Posted on 4/17/15 at 12:25 am to StateMan25
ever thought about being a surety / bond underwriter? Serious need for talent
Posted on 4/17/15 at 10:12 am to StateMan25
Where do you live?
I'd check into banking/mortgage operation centers (call centers). Pay is decent (more than you are at now) and work can suck, but it will get your foot in the finance door and build some experience in the field.
Basically the route I took. Finance degree and 4-5 yrs gaining experience in servicing/operation landed me a much better position with another smaller bank
I'd check into banking/mortgage operation centers (call centers). Pay is decent (more than you are at now) and work can suck, but it will get your foot in the finance door and build some experience in the field.
Basically the route I took. Finance degree and 4-5 yrs gaining experience in servicing/operation landed me a much better position with another smaller bank
Posted on 4/17/15 at 12:53 pm to baytiger
quote:
quote:
Avoid bouncing around!
this isn't necessarily good advice right now
the best way to get a raise these days is to jump ship
At the beginning of a career, job hopping is the fastest and best way to get a raise. As long as you're moving up, and not lateral or down it shouldn't be an issue.
Posted on 4/17/15 at 2:10 pm to StateMan25
Are the banks no longer hiring out of school?
Posted on 4/17/15 at 10:04 pm to LSUFanHouston
OP, ever thought of being a finance manager in car sales? $5k/mo guarantee is usual starting area, and you have to be terrible to not cover your guarantee. Plus can move up to sales, service, or general manager one day.
Posted on 4/18/15 at 7:56 am to baytiger
quote:
the best way to get a raise these days is to jump ship
This could not be more accurate. I read a Forbes article a couple of months ago that showed evidence that a people who had different jobs every 2-3 years ended up with a 50% higher salary at the end of a ten year period. Some employers won't like that you move around, some will really value the experience you bring.
Posted on 4/18/15 at 7:58 am to StateMan25
I always see opportunities at banks for underwriters, it's a start that will give you experience and allow you to move on within a couple of years.
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