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Rental Car Question #2: Renting overseas

Posted on 3/29/15 at 3:25 pm
Posted by tduecen
Member since Nov 2006
161244 posts
Posted on 3/29/15 at 3:25 pm
I currently have State Farm here in Louisiana, however, when we go over seas we are renting a car for 500 for 15 days. Anyway the insurance (full coverage) pushes the car over 1500 for those 15 days. My State Farm coverage does not extend overseas they told me and they offer no supplemental type of insurance, is there a company that would offer insurance for those days?
Posted by Jim Rockford
Member since May 2011
98188 posts
Posted on 3/29/15 at 3:27 pm to
Check your credit card. Sometimes they have automatic coverage.
Posted by tduecen
Member since Nov 2006
161244 posts
Posted on 3/29/15 at 3:29 pm to
Used a Marriot Rewards card for the Hotel and a Chase Sapphire for the car/airline....
Posted by Napoleon
Kenna
Member since Dec 2007
69088 posts
Posted on 3/29/15 at 7:20 pm to
quote:

Chase Sapphire for the car/airline....



that is a great travel card, buying the insurance would be stupid.

Look at this, from the Sapphire website.
quote:

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.
LINK
Posted by VABuckeye
Naples, FL
Member since Dec 2007
35549 posts
Posted on 3/29/15 at 8:05 pm to
Citi Executive card does the same and grants Admirals Club access.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
65690 posts
Posted on 3/29/15 at 8:26 pm to
In which country(ies) are you going to rent and operate the rental car?

There are certain countries excluded from Credit Card rental car protections.

I now video my walk-around with the rental car agent when I pick-up a rental car in foriegn countries. I usually pick up at least some offered coverage when I rent in a foreign country.

Posted by sparkinator
Lake Claiborne
Member since Dec 2007
4460 posts
Posted on 3/29/15 at 8:32 pm to
Call your Credit Card and see exactly what they cover when you bill through them. Some cover some of your charges (Collision for example) but not liability.

As far as rental companys not offering coverage, when I rented in Mexico, I found a company that would sell the insurance required with the car rental. While researching car rental companys in Mexico, Easyway got excellent reviews on providing the mandatory insurances and that's who I used.
Posted by tduecen
Member since Nov 2006
161244 posts
Posted on 4/2/15 at 11:57 am to
Belgium, Germany, and going to France....
called Chase and they said I am covered because I put the rental on my card.
There is also another co.pay I can buy full coverage for overses rentals for 250 bucks, this was recommended by my insurance agent.
Posted by StarkRebel
Member since Sep 2014
2175 posts
Posted on 4/2/15 at 12:00 pm to
Always pump your own gas, gas stations con people by pumping their gas for them and only filling half of what you pay for and pocket the rest.
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