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Started By
Message
with debit cards now, whats the point of using American Express?
Posted on 2/13/15 at 5:57 am
Posted on 2/13/15 at 5:57 am
(no message)
21
Posted on 2/13/15 at 5:58 am to prplhze2000
Rewards
Posted on 2/13/15 at 5:59 am to prplhze2000
Customer service, purchase protection, reward points!, and building my credit score.
Posted on 2/13/15 at 6:00 am to prplhze2000
All of the stated. Protection being pretty key. Rather be able to dispute a charge and not fork over money until its resolved than to have my bank account drain until its gets resolve.
Posted on 2/13/15 at 6:12 am to prplhze2000
What they said, points, points, points!
If you can pay your card off every month a cc is a no brainier. I get 2-3 free flights a year from my credit card points. It's awesome.
If you can pay your card off every month a cc is a no brainier. I get 2-3 free flights a year from my credit card points. It's awesome.
Posted on 2/13/15 at 6:13 am to prplhze2000
Mainly rewards. Travel, work expenses, groceries, it all goes on the card for the points. My goal is to never pay for a plane ticket for family vacations.
Posted on 2/13/15 at 6:15 am to prplhze2000
I have no use for a debit card
Posted on 2/13/15 at 6:16 am to yellowfin
That's the more accurate statement. I only use it to get cash, I never swipe it. Maybe use it twice a month
Posted on 2/13/15 at 6:19 am to prplhze2000
You should never ever use a debit card outside your home. Fraud protection for a debit card is awful
Obviously doesn't include when you need it for atm/bank
Obviously doesn't include when you need it for atm/bank
This post was edited on 2/13/15 at 6:20 am
Posted on 2/13/15 at 6:19 am to steakbombLSU
I got over $600 back in cash last year by using my CC. I have to use my debit card 15 times a month to keep my rewards checking account interest but after that, everything goes on CC.
Posted on 2/13/15 at 6:19 am to steakbombLSU
I have one in my wallet but it still has sticker and has never been activated.
Eta: no idea on PIN
Eta: no idea on PIN
This post was edited on 2/13/15 at 6:21 am
Posted on 2/13/15 at 6:21 am to prplhze2000
Your title is backwards.
Posted on 2/13/15 at 6:26 am to prplhze2000
quote:
Customer service, purchase protection, reward points!, and building my credit score.
All of this. Plus, using a debit card is dumb. If you get hacked, you lose your money and must wait to get it back. Just treat a credit card like cash. Know how much you have and don't spend more than that
Posted on 2/13/15 at 6:30 am to prplhze2000
Because I'm not a moron who uses a debit card. 
Have fun trying to get your money back when someone takes you debit card number. If they take my Amex no sweat, they will over night me a new card with a new number
Have fun trying to get your money back when someone takes you debit card number. If they take my Amex no sweat, they will over night me a new card with a new number
Posted on 2/13/15 at 6:36 am to prplhze2000
They match sky mile per dollar
Posted on 2/13/15 at 6:50 am to prplhze2000
Please tell me you know the difference between a debit card and a credit card. They are night and day.
Posted on 2/13/15 at 6:52 am to BACONisMEATcandy
The 1 issue I had with fraud on my debit card was resolved fairly quickly, but I'm working on getting my credit score up so that I can use my credit card on everything. Got a sweet $300 credit limit right now 
This post was edited on 2/13/15 at 6:53 am
Posted on 2/13/15 at 6:55 am to OneMoreTime
Debit card fraud protection is fine. However, if a debit card gets compromised they are accessing your bank account. If your credit card gets compromised they are accessing a credit line and if you go to the bank you still have access to your money.
Plus points, points, miles, miles.
Plus points, points, miles, miles.
Posted on 2/13/15 at 6:55 am to BACONisMEATcandy
quote:
Have fun trying to get your money back when someone takes you debit card number.
When my debit card number got stolen, the $2400 was back in my account within 48hours
That said... I only use CC now.
Posted on 2/13/15 at 6:55 am to BACONisMEATcandy
quote:
fun trying to get your money back when someone takes you debit card number.
Debits been hacked twice. 1 call and it was fixed
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