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re: Surgeon requiring a substantial deposit at first visit

Posted on 10/31/14 at 5:38 pm to
Posted by jmcs68
Member since Sep 2012
40401 posts
Posted on 10/31/14 at 5:38 pm to
It may also depend on your deductible and if you have ever met it.
Posted by glassman
Next to the beer taps at Finn's
Member since Oct 2008
116146 posts
Posted on 10/31/14 at 5:38 pm to
quote:

Do you have a deductible?


Of course. It is pretty high and I went over. Had skin cancer removed right next to my left eye. 32 stitches on my face.

But, my company has a policy that of out of pocket payments before the deductible is met are refunded 100%.

You too Coastie.
This post was edited on 10/31/14 at 5:40 pm
Posted by MSCoastTigerGirl
Baton Rouge
Member since Dec 2008
35525 posts
Posted on 10/31/14 at 5:43 pm to
That makes sense.

Having a deductible and paying out of pocket is different from being uninsured.
Posted by glassman
Next to the beer taps at Finn's
Member since Oct 2008
116146 posts
Posted on 10/31/14 at 5:48 pm to
They figure that most will ignore the refund policy. Not me..

Very different.
Posted by WPBTiger
Parts Unknown
Member since Nov 2011
31092 posts
Posted on 10/31/14 at 5:49 pm to
quote:

Surgeon requiring a substantial deposit at first visit
quote:

this surgeon required a $500 deposit and said she would be refunded $ not used


I don't know what kind of surgeon your friend is getting for $500, and $500 is not substantial.
Posted by WPBTiger
Parts Unknown
Member since Nov 2011
31092 posts
Posted on 10/31/14 at 5:50 pm to
quote:

I had/ have insurance out the wazoo and still wrote a check prior to surgery.


My SO had emergency surgery last night, no up front money paid. Just presented insurance info.
Posted by jmcs68
Member since Sep 2012
40401 posts
Posted on 10/31/14 at 5:54 pm to
Good for y'all.

Here's to a speedy recovery
Posted by glassman
Next to the beer taps at Finn's
Member since Oct 2008
116146 posts
Posted on 10/31/14 at 5:57 pm to
quote:

My SO had emergency surgery last night


Different situation.

Hope all is well.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
120327 posts
Posted on 10/31/14 at 6:06 pm to
God forbid someone wants to get paid for performing a service
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
63407 posts
Posted on 10/31/14 at 6:07 pm to
Seems to be standard procedure now--insurance or not. My wife and her co-worker recently had a surgery and both had to pay half (minus insurance payment) up front.
Posted by Cracker
in a box
Member since Nov 2009
17718 posts
Posted on 10/31/14 at 6:40 pm to
He's running a business what would you expect?
This post was edited on 10/31/14 at 6:41 pm
Posted by agdoctor
Louisiana
Member since Dec 2004
3142 posts
Posted on 10/31/14 at 7:54 pm to
Wife had surgery yesterday and we have Blue Cross/Blue Shield with a $550 deductible. I had to pay the clinic $642 at check in. I have never done that before in my life
Posted by geaux88
Northshore, LA
Member since Oct 2003
16355 posts
Posted on 10/31/14 at 8:22 pm to
quote:

She does not have insurance.


Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 10/31/14 at 8:29 pm to
quote:

Something just seems odd here.


Look at it from the doctor's POV.

Someone random comes in who is uninsured. If he does the procedure, he is legally liable for anything that might go wrong. For example, if she's on meds that she doesn't tell him about that changes what he needs to do.

Think about it.

Frankly, he ought to be asking for more than $500 IMHO.
Posted by tygerfan1
Member since Aug 2008
2275 posts
Posted on 10/31/14 at 8:33 pm to
Welcome to Obamacare. She is breaking the law without insurance. You're lucky someone saw her in the first place. I would lol if you get a refund. Be prepared to pay much more if she needs any type of procedure done.
Posted by Geauxtiga
No man's land
Member since Jan 2008
34377 posts
Posted on 10/31/14 at 8:35 pm to
quote:

Your friend is breaking the law by not having insurance.


500.00 for a surgery is cheap. You can't pull got dam wisdom teef for that.
Posted by Traffic Circle
Down the Rabbit Hole
Member since Nov 2013
4259 posts
Posted on 10/31/14 at 8:42 pm to
Doctors gonna doctor. Gotta pay for that 'Benz, boat, country club dues, ex-wife.

Insurance is cutting back on reimbursements. Gotta make it up somewhere.
Posted by Tigris
Mexican Home
Member since Jul 2005
12361 posts
Posted on 10/31/14 at 8:44 pm to
quote:

That is substantial for a college student paying her own way.


And probably all the more reason for him to collect up front. Doctors get stiffed all the time.
Posted by Ortho Reb
New Orleans, LA
Member since Dec 2011
9466 posts
Posted on 10/31/14 at 9:31 pm to
quote:

Surgery costs are very high. $500 isn't very high imo.


That won't even get you 4 minutes in surgery.

Posted by AUCE05
Member since Dec 2009
42570 posts
Posted on 10/31/14 at 9:44 pm to
They always do this with people who don't have insurance. No way they would pay after surgery.
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