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Best Health Insurance to have not using company insurance...

Posted on 9/3/14 at 1:52 pm
Posted by Last call
On the lake
Member since Oct 2012
992 posts
Posted on 9/3/14 at 1:52 pm
My company insurance keeps going through the roof. What should I look at if I want to get insurance outside of my employer.
Posted by Shenanigans
Spring Hill, TN
Member since Nov 2012
2394 posts
Posted on 9/3/14 at 1:55 pm to
Blame Obama
Posted by Billy Ray Valentine
Duke & Duke
Member since Sep 2007
1553 posts
Posted on 9/3/14 at 1:57 pm to
healthcare.gov

Happy hunting.
Posted by Last call
On the lake
Member since Oct 2012
992 posts
Posted on 9/3/14 at 2:03 pm to
Yes I do.
Posted by Chad504boy
4 posts
Member since Feb 2005
166264 posts
Posted on 9/3/14 at 2:04 pm to
quote:

What should I look at if I want to get insurance outside of my employer.


just start putting a $1000 a month in a piggy bank.
Posted by MSMHater
Houston
Member since Oct 2008
22775 posts
Posted on 9/3/14 at 2:06 pm to
quote:

healthcare.gov


Past open enrollment already. Too late.

quote:

What should I look at if I want to get insurance outside of my employer.


Think twice. Even if your employer pays 0% towards your premium, it's highly unlikely for you to get a more afforadable individual policy due to economies of scale, and the fact that the ACA requires coverage for alot of items that you will never need, but have to pay for anyway.

Before the ACA, you could have probably found a high deductible/low premium plan that would have been perfect for a younger individual. But I think those have mostly been phased out on an individual level. Wouldn't hurt to look for one though.
This post was edited on 9/3/14 at 2:07 pm
Posted by CurDog
Member since Jan 2007
28082 posts
Posted on 9/3/14 at 2:08 pm to
quote:

My company insurance keeps going through the roof. What should I look at if I want to get insurance outside of my employer.


even if it is going through the roof, I highly doubt you will find a cheaper policy on your own
Posted by tankyank13
NOLA
Member since Nov 2012
7722 posts
Posted on 9/3/14 at 2:14 pm to
quote:

Best Health Insurance to have 




Them days are gone my boy. Thank ms Landrieu
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