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Message
Home Warranty Plans
Posted on 8/8/14 at 12:43 pm
Posted on 8/8/14 at 12:43 pm
For those that have them, which company do you use and how much does it cost? Any experiences bad or good? My appliances are about to finish their warranties and I get at least one A/C repair a year. Thinking about buying one just in case.
What type of damage is exlcluded?
What type of damage is exlcluded?
Posted on 8/8/14 at 12:48 pm to Clark W Griswold
quote:Jesus
I get at least one A/C repair a year
Posted on 8/8/14 at 12:49 pm to Clark W Griswold
We have one with American Home Shield. We've used them a few times and it's more than paid for itself already. Our plan is $450 a year.
Posted on 8/8/14 at 12:52 pm to Clark W Griswold
We had a pretty good experience with Old Republic the first year we owned our home.
They replaced our outside A/C condenser unit which would have been pretty expensive and we also had several plumbing calls. We actually used it so much that they chose not to renew us as customers.
They replaced our outside A/C condenser unit which would have been pretty expensive and we also had several plumbing calls. We actually used it so much that they chose not to renew us as customers.
Posted on 8/8/14 at 12:54 pm to DaStain
I know some folks say don't buy them- It is a gamble - we always buy the first year we bought a home to protect against the unknown.
For me- it is like life insurance- piece of mind. Over the years- it has probably been break even.
The older a home the more sense it makes
For me- it is like life insurance- piece of mind. Over the years- it has probably been break even.
The older a home the more sense it makes
Posted on 8/8/14 at 12:55 pm to Tigerdew
The American Home Shield plans for whole house start at $775/ year. That covers appliances and mechanical.
Posted on 8/8/14 at 1:02 pm to Clark W Griswold
quote:
The American Home Shield plans for whole house start at $775/ year. That covers appliances and mechanical.
I don't know if it has anything to do with us inheriting the plan from the previous owner. She had it since the house was built in '79.
Posted on 8/8/14 at 1:02 pm to Clark W Griswold
depends on what you include- if you have a swimming pool etc yes it is that high
if not 5-600
if not 5-600
Posted on 8/8/14 at 1:03 pm to Clark W Griswold
It's been a good deal for me. New a/c unit. New water heater. Multiple service jobs such as the garbage disposal, furnace, and garage door.
I bought an older home, so it made sense for me. I guess over six years I've given them about 2800 dollars. Say (a guess) seven service jobs ($75 each), so $3325 is how much I've spent. How much is a new a/c unit alone? I think I've made my money back easily.
The issue though is that it's on their time. My a/c went out last June. Completely broken. My wife was due for our first child on June 13th and we didn't have the baby until the 18th. Our a/c was replaced on June 16th and we filed for service on the 2nd.
Even in "emergency" situations, you have to sign up for a time available with the company they give you. For us, the company they gave us said they could come out early the next day. They came out and said the unit needed a new condenser and it would take about a week to get one in. We said that was bullshite and needed one sooner. The company said it was the best they could do.
When we called AHS, AHS said once we agree for a company to do a job, we HAVE to let that same company finish the job or AHS won't cover it. So we waited a week for the condenser and when they installed it, it didn't fix the problem. The whole unit needed to be replaced. That had to be ordered as well, and thus we were again waiting.
So make of all that what you will. I still use AHS if that's any consolation.
I bought an older home, so it made sense for me. I guess over six years I've given them about 2800 dollars. Say (a guess) seven service jobs ($75 each), so $3325 is how much I've spent. How much is a new a/c unit alone? I think I've made my money back easily.
The issue though is that it's on their time. My a/c went out last June. Completely broken. My wife was due for our first child on June 13th and we didn't have the baby until the 18th. Our a/c was replaced on June 16th and we filed for service on the 2nd.
Even in "emergency" situations, you have to sign up for a time available with the company they give you. For us, the company they gave us said they could come out early the next day. They came out and said the unit needed a new condenser and it would take about a week to get one in. We said that was bullshite and needed one sooner. The company said it was the best they could do.
When we called AHS, AHS said once we agree for a company to do a job, we HAVE to let that same company finish the job or AHS won't cover it. So we waited a week for the condenser and when they installed it, it didn't fix the problem. The whole unit needed to be replaced. That had to be ordered as well, and thus we were again waiting.
So make of all that what you will. I still use AHS if that's any consolation.
This post was edited on 8/8/14 at 1:04 pm
Posted on 8/8/14 at 1:34 pm to StringedInstruments
^ No a/c for over two weeks? In June? With a pregnant wife?
I think the this answers the question about home warranties.
I think the this answers the question about home warranties.
Posted on 8/8/14 at 1:41 pm to Clark W Griswold
I had one for a year on my last house..................the frickers didn't cover anything that I submitted.
The only think they ever did for me was have a plumber come out and snake a line..............every other claim I submitted was something they didn't cover.
I told them to frick off at renewal time.
The only think they ever did for me was have a plumber come out and snake a line..............every other claim I submitted was something they didn't cover.
I told them to frick off at renewal time.
Posted on 8/8/14 at 1:47 pm to CBLSU316
quote:
I had one for a year on my last house..................the frickers didn't cover anything that I submitted.
which company?
We just bought a 14 year old home and got a warranty (Old Republic, $400) because everything is original. Within the first 2 months we got the garbage disposal replaced and a new thermocouple installed on the water heater, all at the same time so we only had to pay 1 service fee ($60). Everything with our claim was very easy. Called at 8 am, the plumbers finished the job by 1 pm the same day.
I am sure we will be needing it again soon.
Posted on 8/8/14 at 2:03 pm to Clark W Griswold
I had one with AHS for about four years. They would send second-rate people out to patch things together with baling wire and chewing gum, anything to avoid paying for parts. When something major did finally go wrong they tacked on a bunch of extras that they claimed weren't covered and that cost more than what they were going to pay.
Save your money. It's a scam that will turn your home into a slum.
Save your money. It's a scam that will turn your home into a slum.
Posted on 8/8/14 at 2:08 pm to Bill Parker?
quote:
^ No a/c for over two weeks? In June? With a pregnant wife?
I think the this answers the question about home warranties.
It wasn't technically the home warranty's fault. The company they sent us so happened to suck, so that's partially their fault I guess. Never had this issue with any other company.
But without AHS, I would have spent at least $10k by now. So again, $3k or $10k?
Posted on 8/8/14 at 2:08 pm to Clark W Griswold
Would not jack with it personally.
Posted on 8/8/14 at 2:25 pm to Layabout
I have one with American Home Shield, been trying to get the drain on my dishwasher fixed for a couple weeks now. So far I have been playing phone tag with the repair company to come out to do that job.
Is Old republic a better rated company?
Is Old republic a better rated company?
Posted on 8/8/14 at 2:30 pm to burgeman
quote:
I have one with American Home Shield, been trying to get the drain on my dishwasher fixed for a couple weeks now. So far I have been playing phone tag with the repair company to come out to do that job.
Is Old republic a better rated company?
You just have to be the squeaky wheel. We really liked the first plumber they sent out to us. We had another plumbing issue months later and they sent out someone we didn't like and we had to call them back out. We called AHS and told them we didn't want that guy because he was terrible and they asked if we like the guy from our first claim and sent him out the next day. We've had nothing but good experiences with AHS.
Posted on 8/8/14 at 2:39 pm to Clark W Griswold
quote:
The American Home Shield plans for whole house start at $775/ year.
We've owned several homes over a 25 year period. At $775 a year that would be $19,375 we'd have spent. I doubt we've spent $5,000 on repairs and that's in 2014 dollars. I've always self insured and gone with high deductibles for auto and homeowners. It's saved us a lot of money.
Posted on 8/8/14 at 2:42 pm to Tigris
quote:
We've owned several homes over a 25 year period. At $775 a year that would be $19,375 we'd have spent. I doubt we've spent $5,000 on repairs and that's in 2014 dollars. I've always self insured and gone with high deductibles for auto and homeowners. It's saved us a lot of money.
It all depends on the age of the home. You've been really lucky fwiw.
Posted on 8/8/14 at 2:51 pm to Layabout
One accidentally came with my house. I told them before closing that I didn't want it. They gave me a credit for it. But somehow went through anyway.
It's a POS and a pain to use. The people come by soon enough but they source the cheapest parts possible. This means a dishwasher latch takes weeks to get.
When my ac went out a few weeks ago I didn't bother. Luckily it was no BFD. But there was no way I was waiting on them.
My garage door is jacked up and I might use it for that. It's not a crucial situation and I'm going to replace the whole thing soon enough anyway.
If you're patient, can't fix anything yourself, and don't mind dealing with the worse aka cheapest repair people. I guess it's a good deal.
It's a POS and a pain to use. The people come by soon enough but they source the cheapest parts possible. This means a dishwasher latch takes weeks to get.
When my ac went out a few weeks ago I didn't bother. Luckily it was no BFD. But there was no way I was waiting on them.
My garage door is jacked up and I might use it for that. It's not a crucial situation and I'm going to replace the whole thing soon enough anyway.
If you're patient, can't fix anything yourself, and don't mind dealing with the worse aka cheapest repair people. I guess it's a good deal.
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