New bank help: Chase, Simple, or Regions

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Simple

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Chase - very broad and national, they have no minimum balance fee so you never have to worry about that.

I actually had capital one, they invoked a "minimum $500" or something of that sort on every bank statement or they'll charge some % fee. I promptly closed out that account and opened with Chase because they had no minimum requirement (esp. for students)

Chasé

I have Chase and regions. I like them bothand have no issues either way but Chase is ahead in the online banking category.

Credit Unions > Banks

Most Credit Unions are linked up to the same network, so you can access your money across the country. While their mobile apps lack behind the big banks, they still work just fine. My Credit Union does not charge an overdraft fee. They don't require a minimum balance, have a monthly service fee, etc. A book of checks are $8. Their interest rates often times are better than banks. Their CC interest rates are usually lower than banks.

I have regions and have never had a problem with them...I have never had to pay a fee though I do keep a pretty high balance....

my main reason for chosing them was the availability of branches with atm locations in the areas that I travel...whatever you chose, be sure they have branches in the areas that you travel and places that you may relocate to in order to keep your existing account in the event you relocate....

Red River Bank

chase is great, for every reason you said.. and you can use the atm at walgreens for free, in case you're in an area that doesn't have chase bank..

I've been banking with Investar for a short while, no bad experiences yet, and a pretty good interest rate on my accounts--(1.98% and 0.6%). They only have a few branches though, which is why you're leaving your current bank...

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Credit Unions > Banks

Most Credit Unions are linked up to the same network, so you can access your money across the country. While their mobile apps lack behind the big banks, they still work just fine. My Credit Union does not charge an overdraft fee. They don't require a minimum balance, have a monthly service fee, etc. A book of checks are $8. Their interest rates often times are better than banks. Their CC interest rates are usually lower than banks.

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All of this is true. Neighbor's has a lot of branches.