Neighbors FCU | TigerDroppings.com

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Golfer2012
LSU Fan
New Orleans
Member since Jun 2010
40 posts

Neighbors FCU


Anybody bank with Neighbors FCU or other similar credit unions? If so, what's the benefits and/or drawbacks to the credit unions over a bigger bank like Chase?

TIA







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kjntgr
LSU Fan
Baton Rouge
Member since Jan 2004
4153 posts
 Online 

re: Neighbors FCU


Their rewards checking is good. It gives 3.51 % on the first 10,000, but you have to make 10 transactions per month. They usually have best interest on car loans also.





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Golfer2012
LSU Fan
New Orleans
Member since Jun 2010
40 posts

re: Neighbors FCU


I was looking at the rewards checking -- are the rates higher for the checking accounts than the savings accts or am I looking at it wrong?

What the difference with dividend % and APY?






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Brummy
LSU Fan
Baton Rouge, LA
Member since Oct 2009
952 posts

re: Neighbors FCU


quote:

I was looking at the rewards checking -- are the rates higher for the checking accounts than the savings accts or am I looking at it wrong?

That's correct, on the first $10,000. It pays essentially nothing after that.

I bank with them. I haven't borrowed money from them, so I can't speak on that, but their online banking is nice, especially for a credit union. The rewards checking has a good interest rate, no fees, and will reimburse up to $20 per month in ATM fees if you meet all the requirements (which isn't difficult to do), so you've basically got a nationwide ATM network.






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Kajungee
LSU Fan
South ,Section 6 Row N
Member since Mar 2004
15485 posts
 Online 

re: Neighbors FCU


quote:

Their rewards checking is good. It gives 3.51 % on the first 10,000,
Just dropped to 2.5% this month. But still better than anything else out there. I have had nothing but good experiences with Neighbors.






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LSU1018
LSU Fan
Baton Rouge
Member since Feb 2007
5157 posts
 Online 

re: Neighbors FCU


I have a car loan with them. I had really slow customer service when i had to go to the branches a couple times but I don't go often so not that big of deal. I would look into UCB. They offer like 2.5 percent on the first 25k





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SlidellBammer
Alabama Fan
Member since Oct 2008
2379 posts

re: Neighbors FCU


Credit Unions are almost always a better deal than banks





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Croacka
UNLV Fan
Denham Springs
Member since Dec 2008
50779 posts
 Online 

re: Neighbors FCU


Have had neighbors for a few years

Nothing but good to say about them


They finally added photo deposits to their app so I never have to visit a branch now






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LSU-MNCBABY
USA Fan
#3
Member since Jan 2004
13715 posts

re: Neighbors FCU


I bank with campus federal and have for years, rewards checking is like getting free money basically, the wife and I just have to use our debit cards 15 times a month I think.

They reimburse you on all atm transactions as well.






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756
LSU Fan
Member since Sep 2004
9580 posts

re: Neighbors FCU


Join it, It is the best in BTR better than Campus Fed- friendly, great rates and customer service





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Skin
McNeese State Fan
Baton Rouge, Louisiana
Member since Jun 2007
3925 posts
 Online 

re: Neighbors FCU


Neighbors and Federal now have the same rewards checking dividend rates.

Neighbors you only need 10 debit card purchases vs 15 w/ Campus.

Capitol Credit Union offers a slightly higher div rate but only up to balances of $5K.






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