Car Insurance Cost | TigerDroppings.com

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jsk020
Louisiana Tech Fan
Nola
Member since Jan 2013
243 posts

Car Insurance Cost


I'm not sure if this topic goes here, but if so please give me some insight.

I just graduated college and bought a 2009 Rav4. I have had 1 ticket for 10mph over. No wrecks and good student discount.

I am getting quoted at 150 a month. I am 23 also. I want to stay with state farm because my family deals with them, but is this a good rate? Or should I shop around a little bit. Thank you for your time.







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Golfer
LSU Fan
Coral Bay, St. John, USVI
Member since Nov 2005
56860 posts

re: Car Insurance Cost


Depends on the coverage but that isn't terrible for Louisiana for someone under 25 with a ticket on record.





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HeadyMurphey
LSU Fan
Los Santos
Member since Jan 2008
15785 posts

re: Car Insurance Cost


If you are not getting any discounts like multi car, etc. just go to Geico and save some money. State Farm is only comparable if you have multiple lines.





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Mr.Perfect
Louisiana
Member since Mar 2013
4889 posts

re: Car Insurance Cost


60 louisiana parishes have national average rates or better

St Bernard
Orleans
Jefferson
St Charles

your gonna get killed in premium

Soft tissue industry there is what drives it up. Chiropractors and fraud






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SpidermanTUba
LSU Fan
Member since May 2004
28795 posts

re: Car Insurance Cost


My insurance was cut nearly in half when I moved from Progressive to GEICO.





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Slickback
New Orleans Pelicans Fan
Deer Stand
Member since Mar 2008
26059 posts

re: Car Insurance Cost


You're under 25
You don't have a clean record
You aren't married
Single car policy
Your credit probably isn't great (speculation bc of age)
You live in Louisiana (more speculation)
You don't own a home (again...assuming)
You are a male

If they are quoting you decent coverage, I'd say that is a GREAT rate.






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Mr.Perfect
Louisiana
Member since Mar 2013
4889 posts

re: Car Insurance Cost


this.

and are you talking about state minimum coverage?







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medtiger
LSU Fan
Cubs Fan
Member since Sep 2003
17602 posts

re: Car Insurance Cost


quote:

I am getting quoted at 150 a month.


This doesn't really mean a lot without telling us your coverage limits.






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Skin
McNeese State Fan
Baton Rouge, Louisiana
Member since Jun 2007
3941 posts
 Online 

re: Car Insurance Cost


It will go back up. Just give it some time. That's how they get you.





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jsk020
Louisiana Tech Fan
Nola
Member since Jan 2013
243 posts

re: Car Insurance Cost


Comprehensive 100
Collison 500

All of the information is correct. But my credit is good in the 700s. Thanks






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Slickback
New Orleans Pelicans Fan
Deer Stand
Member since Mar 2008
26059 posts

re: Car Insurance Cost


Not bad then.

What are your liability limits?

I wouldn't buy 15,000/30,000/25,000 even if I were young. I'd recommend 50/100k at least.






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redfish99
LSU Fan
B.R.
Member since Aug 2007
4819 posts

re: Car Insurance Cost


Shop that shite around its just a few phone calls. I think you could better than that.





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