- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Student loan question
Posted on 1/8/13 at 2:09 pm
Posted on 1/8/13 at 2:09 pm
So I'm going into my last 2 semesters of college. I have worked part-time jobs every semester since my sophomore year of high school. I have less than $1k in savings. This semester I will be doing an unpaid internship on top of 19 hours of school. I simply wont have time to work a part-time job.
My rent is $350/month.
Utilities are usually in the $60-70 range.
Groceries are about $100/month.
Tuition/books are paid for.
I don't eat out so miscellaneous purchases are almost nonexistant.
My question is: Is there a student loan where I can get a small amount of money (~5k) just to help me through these last 2 semesters where my income will be almost nothing? If so, where do I begin to look? I know loans aren't the best ideas, but I don't know what else to do at this point aside from declining the internship.
Thanks for the help
My rent is $350/month.
Utilities are usually in the $60-70 range.
Groceries are about $100/month.
Tuition/books are paid for.
I don't eat out so miscellaneous purchases are almost nonexistant.
My question is: Is there a student loan where I can get a small amount of money (~5k) just to help me through these last 2 semesters where my income will be almost nothing? If so, where do I begin to look? I know loans aren't the best ideas, but I don't know what else to do at this point aside from declining the internship.
Thanks for the help
4
Posted on 1/8/13 at 2:11 pm to LSUSOBEAST1
Posted on 1/8/13 at 2:31 pm to LSUSOBEAST1
$100/month for food? You on the Ramen diet?
Posted on 1/8/13 at 2:38 pm to TheOcean
I'm on the "eat as little as possible" diet 
Posted on 1/8/13 at 3:10 pm to LSUSOBEAST1
The financial aid office would be a great place to start. You may also qualify for a Pell grant.
Posted on 1/8/13 at 4:14 pm to LSUSOBEAST1
Plenty of options out there. I was in a siminlar situation. Sallie Mae is my rec. I got 3000 for a semester
Posted on 1/8/13 at 4:47 pm to Delacroix
THanks. I'm going to look into Sallie Mae. I don't have much credit so I don't know if I am even eligible for a loan.
Posted on 1/8/13 at 4:53 pm to LSUSOBEAST1
you'll probably need a co-signed with good credit.
Posted on 1/8/13 at 7:40 pm to Delacroix
I would explore the federal student loan options before getting a private loan.
Posted on 1/9/13 at 8:36 am to LSUSOBEAST1
You can most likely be awarded a fed subsidized loan for about $10,500 a semester.
You DO NOT have to take all of it. Before it is disbursed, you have the option of accepting all or a portion of it. If $3000 is all you need, than just accept $3000.
Interest rate may be a little higer than Sallie Mae, but you'll also have more payback option programs for the fed loans.
You DO NOT have to take all of it. Before it is disbursed, you have the option of accepting all or a portion of it. If $3000 is all you need, than just accept $3000.
Interest rate may be a little higer than Sallie Mae, but you'll also have more payback option programs for the fed loans.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News