How many CC rewards points do you have and how much interest have you paid? | TigerDroppings.com

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wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

How many CC rewards points do you have and how much interest have you paid?


$0 paid in interest. Haven't had one with a large sign up bonus.

Amazon card- 65,000 points, had since July of 2011.

Citi Forward- 41,380

Choice hotels- 11,000 but have used 3 times for free rooms.

USAA- 2,000 or some crap, terrible rewards card and only use to pay 1 bill a month.

Not real sure when I want to use them but thought I'd store them up until the wife and I move in a house?



This post was edited on 1/3 at 12:23 am



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GrandeBeli
Southern Fan
Bucktown
Member since Jul 2012
820 posts

re: How many CC rewards points do you have and how much interest have you paid?


How are amazon rewards?





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TJG210
LSU Fan
New Orleans
Member since Aug 2006
21596 posts

re: How many CC rewards points do you have and how much interest have you paid?


Recently cashed out $800 worth in Chase Reward points.....

$0 interest.....ever






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The Cable Guy
Iowa State Fan
Baton Rouge
Member since Aug 2004
9692 posts

re: How many CC rewards points do you have and how much interest have you paid?


Zero interest. One us bank flex perks card. My wife and I have one and have accumulated 5 free flights in the past 3 years, including one to cabo, over a $600 ticket.





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Lsut81
USA Fan
Member since Jun 2005
63133 posts

re: How many CC rewards points do you have and how much interest have you paid?


quote:

How many CC rewards points do you have and how much interest have you paid?


Close to 50k on my Amex and 0% interest






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Azazello
Tennessee Fan
Member since Sep 2011
975 posts

re: How many CC rewards points do you have and how much interest have you paid?


$0 paid in interest

68,000 points on my chase marriott rewards in 4 months. Category 7 or 8 hotels (5 star) are like 35,000 points per night. Once you get 4 rewards nights, you get the fifth night free.


I have stayed a total of 23 nights, gotten 2 free (not using points).






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Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
39347 posts

re: How many CC rewards points do you have and how much interest have you paid?


What amazes me about reward cards is that they really only offer it to people with good credit. Many of which pay off their CC monthly. You would think they would want to offer it to the people that have maybe B level credit that will still pay their bills but carry a balance. Of course Im sure there is a good bit of A credit that carries a balance as well. This has to pay off somehow for them.





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ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
6132 posts

re: How many CC rewards points do you have and how much interest have you paid?


$800 in Visa cards on Amex, still have almost 4k points carried over 2013.

$0 interest.

$1983 for 2012 in high yield checking.down under 2% now.






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hiltacular
Georgia Tech Fan
FILA
Member since Jan 2011
8535 posts

re: How many CC rewards points do you have and how much interest have you paid?


About $500 worth on my amex and 0 interest.





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I Love Bama
Alabama Fan
Alabama
Member since Nov 2007
31924 posts

re: How many CC rewards points do you have and how much interest have you paid?


quote:

Many of which pay off their CC monthly.


Negative ghost-rider.

To answer OP-150,000 skymiles on my amex.

Not sure if I have paid any interest though. I pay it off every month but it seems like I was a day or two late one or two months so they probably hit me.







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Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
39347 posts

re: How many CC rewards points do you have and how much interest have you paid?


Are you saying that many people dont pay off their reward cards monthly?







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wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: How many CC rewards points do you have and how much interest have you paid?


The amazon card is okay.

3 on amazon
2 on gas, dining, and department stores
1 on the rest.

The citi forward gives more points but the conversion in $ is way less. For example, the 65k is worth $650. That 41k is worth $330z






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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
18089 posts

re: How many CC rewards points do you have and how much interest have you paid?


quote:

USAA- 2,000 or some crap, terrible rewards card and only use to pay 1 bill a month.


I have 45,825 on mine. It is my main card since I got it right when I started college. Now I can't get credit for shite because of my student loans apparently, or so it seems.

The rewards are pretty bad, but I think if you purchase through their online store the rewards become good. Problem is I always forget to do that.



This post was edited on 1/3 at 10:30 am


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lilbadness
LSU Fan
Texas
Member since Oct 2007
1587 posts
 Online 

re: How many CC rewards points do you have and how much interest have you paid?


71, 540 points on chase freedom. 0 interest paid





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wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: How many CC rewards points do you have and how much interest have you paid?


quote:

The rewards are pretty bad, but I think if you purchase through their online store the rewards become good. Problem is I always forget to do that.



Every card I have as their online store. I made a thread several months ago and those responded said the online stores mark up the products.

What have you seen with USAA's online store?






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Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
18089 posts

re: How many CC rewards points do you have and how much interest have you paid?


quote:

What have you seen with USAA's online store?


quote:

Problem is I always forget to do that.




I'll have to jump in there and see if I can compare some things.






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polizei11
LSU Fan
Lafayette
Member since May 2009
924 posts

re: How many CC rewards points do you have and how much interest have you paid?


$0 in Interest.

Chase Sapphire Preferred: 49,967 points

I'm saving them for a flight or two somewhere.






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jmtigers
Southern Miss Fan
1826.71 miles from USC
Member since Sep 2003
3597 posts

re: How many CC rewards points do you have and how much interest have you paid?


0 interest. Made about $600 last year cash back from amex blue cash card.

Actually going to discontinue the rewards credit cards thing this year. Even though we never had interest charges we had some bad spending habits creeping in.






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wegotdatwood
Arkansas Fan
Member since Aug 2009
17094 posts

re: How many CC rewards points do you have and how much interest have you paid?


quote:

I'm saving them for a flight or two somewhere.



I've thought of this, too. It's annoying on my amazon card because they used to show the rates of points I could use for a flight. I now have to call in and it makes me wonder if they $ for the points is the same. It definitely was the better way to spend my points.






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b-rab2
LSU Fan
Lafayette
Member since Dec 2005
9619 posts

re: How many CC rewards points do you have and how much interest have you paid?


Zero interest and only about 23k in points.. I bought just about all my Christmas presents on mine.





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