| Posted by | Message |
wegotdatwood 
Arkansas Fan
Member since Aug 2009
13755 posts
 Online
| How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 12:22 am)
$0 paid in interest. Haven't had one with a large sign up bonus.
Amazon card- 65,000 points, had since July of 2011.
Citi Forward- 41,380
Choice hotels- 11,000 but have used 3 times for free rooms.
USAA- 2,000 or some crap, terrible rewards card and only use to pay 1 bill a month.
Not real sure when I want to use them but thought I'd store them up until the wife and I move in a house?
This post was edited on 1/3 at 12:23 am
|
| Back to top | Share on  |
GrandeBeli 
Southern Fan
Bucktown
Member since Jul 2012
810 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 12:55 am to wegotdatwood)
How are amazon rewards?
|
| Back to top | |
TJG210 
LSU Fan
New Orleans
Member since Aug 2006
18444 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 1:43 am to wegotdatwood)
Recently cashed out $800 worth in Chase Reward points.....
$0 interest.....ever
|
| Back to top | |
The Cable Guy 
Iowa State Fan
Baton Rouge
Member since Aug 2004
9338 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 2:06 am to wegotdatwood)
Zero interest. One us bank flex perks card. My wife and I have one and have accumulated 5 free flights in the past 3 years, including one to cabo, over a $600 ticket.
|
| Back to top | |
Lsut81
LSU Fan
Member since Jun 2005
54854 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 5:47 am to wegotdatwood)
quote:
How many CC rewards points do you have and how much interest have you paid?
Close to 50k on my Amex and 0% interest 
|
| Back to top | |
Azazello 
Tennessee Fan
Lawton, OK
Member since Sep 2011
829 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 8:09 am to wegotdatwood)
$0 paid in interest
68,000 points on my chase marriott rewards in 4 months. Category 7 or 8 hotels (5 star) are like 35,000 points per night. Once you get 4 rewards nights, you get the fifth night free.
I have stayed a total of 23 nights, gotten 2 free (not using points).
|
| Back to top | |
Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
36333 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 8:10 am to wegotdatwood)
What amazes me about reward cards is that they really only offer it to people with good credit. Many of which pay off their CC monthly. You would think they would want to offer it to the people that have maybe B level credit that will still pay their bills but carry a balance. Of course Im sure there is a good bit of A credit that carries a balance as well. This has to pay off somehow for them.
|
| Back to top | |
ItNeverRains
LSU Fan
Franklin, TN
Member since Oct 2007
4596 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 8:18 am to wegotdatwood)
$800 in Visa cards on Amex, still have almost 4k points carried over 2013.
$0 interest.
$1983 for 2012 in high yield checking.down under 2% now.
|
| Back to top | |
hiltacular 
Georgia Tech Fan
ATL
Member since Jan 2011
5871 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 8:50 am to wegotdatwood)
About $500 worth on my amex and 0 interest.
|
| Back to top | |
I Love Bama 
Alabama Fan
Alabama
Member since Nov 2007
27082 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 9:04 am to Catman88)
quote:
Many of which pay off their CC monthly.
Negative ghost-rider.
To answer OP-150,000 skymiles on my amex.
Not sure if I have paid any interest though. I pay it off every month but it seems like I was a day or two late one or two months so they probably hit me.
|
| Back to top | |
Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
36333 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 9:20 am to I Love Bama)
Are you saying that many people dont pay off their reward cards monthly? 
|
| Back to top | |
wegotdatwood
Arkansas Fan
Member since Aug 2009
13755 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 10:00 am to GrandeBeli)
The amazon card is okay.
3 on amazon
2 on gas, dining, and department stores
1 on the rest.
The citi forward gives more points but the conversion in $ is way less. For example, the 65k is worth $650. That 41k is worth $330z
|
| Back to top | |
Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
12373 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 10:29 am to wegotdatwood)
quote:
USAA- 2,000 or some crap, terrible rewards card and only use to pay 1 bill a month.
I have 45,825 on mine. It is my main card since I got it right when I started college. Now I can't get credit for shite because of my student loans apparently, or so it seems.
The rewards are pretty bad, but I think if you purchase through their online store the rewards become good. Problem is I always forget to do that.
This post was edited on 1/3 at 10:30 am
|
| Back to top | |
lilbadness
LSU Fan
Texas
Member since Oct 2007
1536 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 10:50 am to Teddy Ruxpin)
71, 540 points on chase freedom. 0 interest paid
|
| Back to top | |
wegotdatwood
Arkansas Fan
Member since Aug 2009
13755 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 11:02 am to Teddy Ruxpin)
quote:
The rewards are pretty bad, but I think if you purchase through their online store the rewards become good. Problem is I always forget to do that.
Every card I have as their online store. I made a thread several months ago and those responded said the online stores mark up the products.
What have you seen with USAA's online store?
|
| Back to top | |
Teddy Ruxpin
LSU Fan
New Orleans, LA
Member since Oct 2006
12373 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 11:43 am to wegotdatwood)
quote:
What have you seen with USAA's online store?
quote:
Problem is I always forget to do that.
I'll have to jump in there and see if I can compare some things.
|
| Back to top | |
polizei11
LSU Fan
Lafayette
Member since May 2009
605 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 12:53 pm to wegotdatwood)
$0 in Interest.
Chase Sapphire Preferred: 49,967 points
I'm saving them for a flight or two somewhere.
|
| Back to top | |
jmtigers 
Southern Miss Fan
1826.71 miles from USC
Member since Sep 2003
3213 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 2:01 pm to polizei11)
0 interest. Made about $600 last year cash back from amex blue cash card.
Actually going to discontinue the rewards credit cards thing this year. Even though we never had interest charges we had some bad spending habits creeping in.
|
| Back to top | |
wegotdatwood
Arkansas Fan
Member since Aug 2009
13755 posts
Online
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 2:03 pm to polizei11)
quote:
I'm saving them for a flight or two somewhere.
I've thought of this, too. It's annoying on my amazon card because they used to show the rates of points I could use for a flight. I now have to call in and it makes me wonder if they $ for the points is the same. It definitely was the better way to spend my points.
|
| Back to top | |
b-rab2
LSU Fan
Lafayette
Member since Dec 2005
8342 posts
| re: How many CC rewards points do you have and how much interest have you paid? (Posted on 1/3/13 at 2:16 pm to wegotdatwood)
Zero interest and only about 23k in points.. I bought just about all my Christmas presents on mine.
|
| Back to top | |
