Mortgage rates on a refi, lock in now or wait | TigerDroppings.com
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#1TigerFan
LSU Fan
Member since Apr 2005
879 posts
Online

Mortgage rates on a refi, lock in now or wait

Should I lock in now on 3.25% for 30 yrs? What say you?
This post was edited on 11/9 at 12:37 pm



foshizzle
LSU Fan
Washington DC metro
Member since Mar 2008
31061 posts

re: Mortgage rates on a refi, lock in now or wait
That's what I did (on those exact terms, actually).


#1TigerFan
LSU Fan
Member since Apr 2005
879 posts
Online

re: Mortgage rates on a refi, lock in now or wait
I don't think it can go down much more anyway, so I will go ahead and do it now.

Thanks for the input!


guttata
LSU Fan
prairieville
Member since Feb 2006
20383 posts

re: Mortgage rates on a refi, lock in now or wait
I'd do it.


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lsu tigerdog
LSU Fan
Baton Rouge
Member since Nov 2007
136 posts

re: Mortgage rates on a refi, lock in now or wait
pricing is great today compared to last week.
what loan program, for refi, fha as low as 2.75%.
if conventional, what is bal to your mtg and what do you think home is valued at.


I Love Bama
Alabama Fan
Alabama
Member since Nov 2007
33667 posts

re: Mortgage rates on a refi, lock in now or wait
Holy shite. Serious about fha?


#1TigerFan
LSU Fan
Member since Apr 2005
879 posts
Online

re: Mortgage rates on a refi, lock in now or wait
Actually, I was asking for a lady friend that is not a TD poster, so I don't know the $$ amounts.


Bestbank Tiger
Tulane Fan
Landmass
Member since Jan 2005
21886 posts

re: Mortgage rates on a refi, lock in now or wait
Do it.

There's a lot more room for the rate to go up than down. And even if it does go down, so what? 2.75 or whatever isn't that much better, and 3.25 is still a very good deal.


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lsu tigerdog
LSU Fan
Baton Rouge
Member since Nov 2007
136 posts

re: Mortgage rates on a refi, lock in now or wait
i had one lender today. as long as you had a 680 middle credit score,fha was that low, even for purchases


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