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#1TigerFan 
LSU Fan
Member since Apr 2005
705 posts
| Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 12:35 pm)
Should I lock in now on 3.25% for 30 yrs? What say you?
This post was edited on 11/9 at 12:37 pm
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foshizzle
LSU Fan
Member since Mar 2008
25472 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 12:51 pm to #1TigerFan)
That's what I did (on those exact terms, actually).
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#1TigerFan
LSU Fan
Member since Apr 2005
705 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 1:10 pm to foshizzle)
I don't think it can go down much more anyway, so I will go ahead and do it now.
Thanks for the input!
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guttata
LSU Fan
prairieville
Member since Feb 2006
18344 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 1:17 pm to #1TigerFan)
I'd do it.
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lsu tigerdog
LSU Fan
Baton Rouge
Member since Nov 2007
93 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 1:27 pm to #1TigerFan)
pricing is great today compared to last week.
what loan program, for refi, fha as low as 2.75%.
if conventional, what is bal to your mtg and what do you think home is valued at.
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I Love Bama 
Alabama Fan
Alabama
Member since Nov 2007
27941 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 2:05 pm to lsu tigerdog)
Holy shite. Serious about fha?
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#1TigerFan
LSU Fan
Member since Apr 2005
705 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 2:39 pm to lsu tigerdog)
Actually, I was asking for a lady friend that is not a TD poster, so I don't know the $$ amounts.
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Bestbank Tiger 
Tulane Fan
Landmass Gulf Coast
Member since Jan 2005
16035 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 8:18 pm to #1TigerFan)
Do it.
There's a lot more room for the rate to go up than down. And even if it does go down, so what? 2.75 or whatever isn't that much better, and 3.25 is still a very good deal.
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lsu tigerdog
LSU Fan
Baton Rouge
Member since Nov 2007
93 posts
| re: Mortgage rates on a refi, lock in now or wait (Posted on 11/9/12 at 10:13 pm to I Love Bama)
i had one lender today. as long as you had a 680 middle credit score,fha was that low, even for purchases
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