If your mortgage is with Wells Fargo...GET OUT NOW! | TigerDroppings.com

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tgrgrd00
LSU Fan
LaPlace, LA
Member since Jun 2004
3962 posts

If your mortgage is with Wells Fargo...GET OUT NOW!



Wells Fargo purchased my mortgage a couple of years ago and I didn't think anything of it.

Well now I am paying the price. I don't care what you have to do but get rid of them!!!

If you have to make an insurance claim with them you are fricked. They will make it impossible for you to get your insurance money.

They have had my first insurance check for 6 weeks and I have yet to see a dime. I have jumped through every hoop Wells Fargo has asked and still nothing.

After much work to put together everything they asked for to a T Wells Fargo told me 2 days ago to call back today to get my tracking number for my check...well I was told today that the check was cancelled last night and I have to resend some contractor information before they will write another one.

So fricking frustrated with these people. YES, I AM MAD BRO.

Get rid of these frickers it will be worth your time and effort in the long run. Trust me.








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Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
39345 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

mortgage


quote:

make an insurance claim with them








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dillpickleLSU
LSU Fan
Philadelphia/Baton Rouge
Member since Oct 2005
22155 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


umad?





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CurDog
LSU Fan
Member since Jan 2007
23840 posts
 Online 

re: If your mortgage is with Wells Fargo...GET OUT NOW!


Whew, just refinanced with someone else





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gjackx
LSU Fan
Red Stick
Member since Jan 2007
12341 posts
 Online 

re: If your mortgage is with Wells Fargo...GET OUT NOW!


I think most mortgages wind up with Wells Fargo, no matter who you go through...





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Walt OReilly
LSU Fan
Cubs Fan
Member since Oct 2005
74840 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


dont be mad at them man

they're trying their best






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TigerTatorTots
New Orleans Pelicans Fan
Mandeville, LA
Member since Jul 2009
64752 posts
 Online 

re: If your mortgage is with Wells Fargo...GET OUT NOW!


I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.





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iAmBatman
USA Fan
The Batcave
Member since Mar 2011
3948 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!








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iAmBatman
USA Fan
The Batcave
Member since Mar 2011
3948 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.


this






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Choctaw
Navy Fan
Pumpin' Sunshine
Member since Jul 2007
49510 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


do they handle your insurance as well?


ETA: Wells Fargo handles my mortgage...but i've never had to file an insurance claim



This post was edited on 10/11 at 2:26 pm


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Y.A. Tittle
Winthrop Fan
Member since Sep 2003
49118 posts
 Online 

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

quote:
mortgage


quote:
make an insurance claim with them





Mortgage holder is typically deemed an additional insured on a homeowners policy, and will be an additional payee on any insurance claim proceeds.






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tgrgrd00
LSU Fan
LaPlace, LA
Member since Jun 2004
3962 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

make an insurance claim with them



If you have a mortgage the insurance checks must be made out to your and the mortgage company.

Wells Fargo will make your life a living hell trying to get them to endorse the checks.







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tgrbaitn08
USA Fan
Member since Dec 2007
35611 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:



Mortgage holder is typically deemed an additional insured on a homeowners policy, and will be an additional payee on any insurance claim proceeds.


some people have no business owning a home






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Catman88
LSU Fan
Baton Rouge, LA
Member since Dec 2004
39345 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


Im thinking he made a claim through his insurance company and they write Wells Fargo the check and now he is trying to get the money to pay a contractor? Is that the story? Doesnt make sense.. Why would WF not want his (THEIR) house fixed?





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tigerpimpbot
LA-Monroe Fan
The 561
Member since Nov 2011
28005 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.


Did you get behind on your homeowners insurance and wells fargo 'force placed' you?

ETA: Nvm, loss payee.



This post was edited on 10/11 at 2:29 pm


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tgrgrd00
LSU Fan
LaPlace, LA
Member since Jun 2004
3962 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

I'm trying to figure out why you are filing an insurance claim with your mortgage lender, and not your homeowners insurance company.


It is a flood insurance claim not homeowners. But regardless the checks must get endorsed by the mortgage company.






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hawkeye007
LSU Fan
greenwell springs
Member since Feb 2010
1911 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


wells fargo and bank of america are the worse..but i will tell this if wells fargo got out of the mortgage industry it would be damn near impossible to get a mortgage they are a huge secondary market player.





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Y.A. Tittle
Winthrop Fan
Member since Sep 2003
49118 posts
 Online 

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

Why would WF not want his (THEIR) house fixed?


They do. Huge banks also seemingly have black holes, where you can sometimes send them a check, never for it to be seen again.

He needs to contact the insurance company and advise of the holdup. They may have to just cancel that check and they'll reissue.






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Sits With Squirrels
LSU Fan
Forward Unto Dawn
Member since Jul 2012
1257 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

tgrgrd00


I feel ya , they suck arse something fierce..






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tgrgrd00
LSU Fan
LaPlace, LA
Member since Jun 2004
3962 posts

re: If your mortgage is with Wells Fargo...GET OUT NOW!


quote:

Im thinking he made a claim through his insurance company and they write Wells Fargo the check and now he is trying to get the money to pay a contractor? Is that the story? Doesnt make sense.. Why would WF not want his (THEIR) house fixed?


You got it.

I can't for the life of me figure out wtf is going on either, have no idea what their motive behind this is.






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