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re: UPDATE PG 4: PSA.....Busted pipes are not covered under flood insurance?

Posted on 1/17/18 at 3:30 pm to
Posted by Phil A Sheo
equinsu ocha
Member since Aug 2011
12166 posts
Posted on 1/17/18 at 3:30 pm to
quote:

According to my internet friends


Well they're right for once.
Posted by tgrbaitn08
Member since Dec 2007
146214 posts
Posted on 1/17/18 at 3:39 pm to
Update: I went under the house and wrapped the pipes I could get to with hand and feet warmers and put my buddy heater near the crawl space and now I have hot water coming coming out of the cold water faucet but no hot water coming out of the hot water faucet.
This post was edited on 1/17/18 at 3:41 pm
Posted by Phil A Sheo
equinsu ocha
Member since Aug 2011
12166 posts
Posted on 1/17/18 at 3:41 pm to
quote:

but no hot water coming out of the hot water faucet.


Where's your hot water heater?
Posted by jlovel7
Louisiana
Member since Aug 2014
21376 posts
Posted on 1/17/18 at 3:54 pm to
quote:

now I have hot water coming coming out of the cold water fauce


I would imagine this has something to do with you heating it while it's still in the pipes.
Posted by Scoop
RIP Scoop
Member since Sep 2005
44583 posts
Posted on 1/17/18 at 3:54 pm to
Homeowners will cover water damage if the source of the water was inside the home. I know this because during a drought a few years ago a mouse got into my home and chewed into the waterline that fed my fridge.

How that pertains to a busted pipe I'm not sure.
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
41777 posts
Posted on 1/17/18 at 3:56 pm to
quote:

Homeowners but you would be on the hook for the actual repairs to the pipes. Homeowners would cover any subsequent water damage to the house.


100% accurate.

Flood insurance covers RISING water, that does at least one of the following:

1. floods two or more acres
2. floods your house and one other property
Posted by Chad504boy
4 posts
Member since Feb 2005
166864 posts
Posted on 1/17/18 at 4:29 pm to
2 different lines
Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
59854 posts
Posted on 1/17/18 at 4:42 pm to
Posted by flyAU
Scottsdale
Member since Dec 2010
24855 posts
Posted on 1/17/18 at 5:05 pm to
Posted by Sao
East Texas Piney Woods
Member since Jun 2009
65974 posts
Posted on 1/17/18 at 5:44 pm to
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13479 posts
Posted on 1/17/18 at 8:25 pm to
quote:

doesn’t even know how insurance works. How would he even know what a torpedo heater is?


He must. If by torpedo heater you mean a forced heat turbine engine looking thing, I wouldn't want that under my house either. Those things get red hot.
Posted by tgrbaitn08
Member since Dec 2007
146214 posts
Posted on 1/17/18 at 8:30 pm to
Of course I know how a torpedo heater works.

Why in the hell would I listen to Martini? She burns water when trying to boil eggs. It’s no wonder her husband is cheating on her.
Posted by Tempratt
WRMS Girls Soccer Team Kicks arse
Member since Oct 2013
13479 posts
Posted on 1/18/18 at 9:54 am to
quote:

Why in the hell would I listen to Martini? She burns water when trying to boil eggs. It’s no wonder her husband is cheating on her.


Sounds like you know her well.
Posted by Mike da Tigah
Bravo Romeo Lima Alpha
Member since Feb 2005
59001 posts
Posted on 1/18/18 at 9:56 am to
But zombie apocalypses are.
Posted by bigwheel
Lake Charles
Member since Feb 2008
6491 posts
Posted on 1/18/18 at 10:05 am to
Homeowners
Posted by ConfusedHawgInMO
Member since Apr 2014
3512 posts
Posted on 1/18/18 at 10:11 am to
Just because you don't have water now doesn't mean you have pipes that burst. I grew up in a crappy shack. Me might not have water for a week in the winter but never had burst pipes. It has to freeze solid enough to expand to actually bust. It might slushy or partially frozen enough to disturb the water flow but that doesn't mean you will have a huge plumber bill.

If you do end up with burst pipe it will likely be under the house, not within the walls.
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