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re: Scammed by auto dealership...What should I do?
Posted on 10/28/14 at 8:05 am to lurk9000
Posted on 10/28/14 at 8:05 am to lurk9000
you keep saying he lied to you yet I don't see it.
He said if you want a lower rate you have to purchase the warranty. That was the deal they were willing to make, you are just a dummy
He said if you want a lower rate you have to purchase the warranty. That was the deal they were willing to make, you are just a dummy
1
Posted on 10/28/14 at 8:08 am to lurk9000
Why are you on this board with this? You know what happened and what to do. Did you think someone on here would tell you a secret way to get the vehicle for free?
And, quit lying about paying it off early. If you were going to do that you would have financed in for a much shorter time or went to your bank or at least made a call to check their rates.
ps, why not keep the warranty? It sounds like you will need it...it's a USED CAR! and you just financed it for 6+years!
And, quit lying about paying it off early. If you were going to do that you would have financed in for a much shorter time or went to your bank or at least made a call to check their rates.
ps, why not keep the warranty? It sounds like you will need it...it's a USED CAR! and you just financed it for 6+years!
Posted on 10/28/14 at 8:10 am to GeeOH
Did you sell him the car? 
Posted on 10/28/14 at 8:14 am to blackmouth
It's a shame that the finance folks at car dealerships are so blatant about trying to con their customers.
I straight up walked out of the office with one guy after he refused to tell me the rate without warranty and other bells and whistles. Dude outright lied to me. Came back after I got a loan through the credit union.
I straight up walked out of the office with one guy after he refused to tell me the rate without warranty and other bells and whistles. Dude outright lied to me. Came back after I got a loan through the credit union.
Posted on 10/28/14 at 8:15 am to redneck
Not denying that I'm a dummy for falling for this- but I'd like others to be aware- the lie was telling me the bank/fcu required it- and that if I wait 4-6 months to cancel the warranty that I would get a full refund
Posted on 10/28/14 at 8:19 am to lurk9000
quote:
I plan on going to the dealership today to explain my complaint. I suspect they are aware of the tactics (LIES) the F&I manager uses, but in case they are not, they will be today.
From what we've heard, I predict that if you go back, they'll probably just end up selling you a 1985 Yugo with 300,000 miles for $25,000 at 10.4% over 137 months.
Stay home, Forrest.
EDIT: Oh, they're gonna get you to buy the warranty, too.
This post was edited on 10/28/14 at 8:23 am
Posted on 10/28/14 at 8:27 am to lurk9000
Every single person posting in this thread has been lied to by someone selling or financing cars.
Learn and move on.
Learn and move on.
Posted on 10/28/14 at 8:28 am to VetteGuy
From my conversations with folks I work- looks like I'm not alone - I doubt me bringing this up to the dealer and filing whatever formal complaints will have a large impact, but if I can save one person the trouble them I'll have succeeded
This post was edited on 10/28/14 at 8:33 am
Posted on 10/28/14 at 8:31 am to lurk9000
1. Never go car shopping without a loan prearranged. If dealership can beat it, go with them.
2. F&I guy's job is to scam you out of money. Big profit center for dealership. You were unprepared, and got screwed.
2. F&I guy's job is to scam you out of money. Big profit center for dealership. You were unprepared, and got screwed.
Posted on 10/28/14 at 8:32 am to lurk9000
Cancel extended warranty and refi through a credit union.
Posted on 10/28/14 at 8:33 am to lurk9000
You bought a Mitsubishi, then a Hyundai, then a Chevy Traverse and now you are trying to blame the finance manager for bad mistakes you made once again? 
Posted on 10/28/14 at 8:34 am to ehidal1
I just want to say thanks to the OP for getting me through a slow morning at work. I'm loving this thread.
Posted on 10/28/14 at 8:44 am to lurk9000
lurk9000, this whole thing could have been avoided if you would cut that mullet.
Posted on 10/28/14 at 9:01 am to lurk9000
quote:
Posted by lurk9000 it was implied that it was required After further review of the contract, it is NOT required - looks like a lot of these folks don't mind being lied to
It's called give and take in negotiations. He was willing to give you a lower rate only if you bought the warranty. That's not lying. That's making a deal. And you suck for making us try to find the scam in your normal negotiation.
Posted on 10/28/14 at 9:02 am to CFDoc
Whats up CFDOC! always been jealous haven't you?!? shouldn't you be busy working on missile trajectories or something?
Posted on 10/28/14 at 9:06 am to lurk9000
quote:
the lie was telling me the bank/fcu required it
According to my sources, he just implied it.
And why would the credit union care whether you purchased a warranty from the dealership?
Posted on 10/28/14 at 9:22 am to VetteGuy
quote:
Every single person posting in this thread has been lied to by someone selling or financing cars.
Learn and move on.
It's not really that. The point is that it is their job to try to maximize their profit centers on a deal. Consider it like a dress shop that also convinces your wife she needs the shoes, belt and earrings to look good in that dress she loves.
There are several financing options for used cars. The rates are set and the payout to the dealer is set for the most part. The different companies with different rules govern the %.
I personally think its a great idea to have extended warranties on vehicles you plan to keep and who's factory warranty is gone. I have one (bought at cost) on my vehicle that I drive the hell out of for work. It covers every single thing bumper to bumper...electronics and all.
Look, this guy goes in and asks for over 6 year financing on a USED CAR and he finds it odd the finance company wants to protect it's asset with a warranty?
OP, who cares if you "might" pay it off earlier. The finance company knows you probably won't or else you would have gone for a much shorter term. You didn't go to a bank because they won't loan you the money for that long of a period on a used vehicle.
Posted on 10/28/14 at 9:27 am to lurk9000
The DoD is not much better to deal with compared to slimey BR auto dealers.
Leedo m was at our office yesterday "interviewing" for some part time work once his flight hours get cut. He's also got a shot at getting a seat in an F-35. Crazy stories from that guy.
Send me the dealership info on LinkedIn. You got suckered pretty good, J.
Leedo m was at our office yesterday "interviewing" for some part time work once his flight hours get cut. He's also got a shot at getting a seat in an F-35. Crazy stories from that guy.
Send me the dealership info on LinkedIn. You got suckered pretty good, J.
Posted on 10/28/14 at 9:28 am to mglsu21
quote:
You bought a Mitsubishi, then a Hyundai, then a Chevy Traverse
I cant imagine the negative equity you've rolled over...750 credit score is irrelevant when you're throwing money away through these trade ins.
Posted on 10/28/14 at 9:35 am to Coach Guidry
Ignore these posters, J.
They don't understand the respect a Hyundai and a Traverse commands when you roll into a trailer park in Port Allen. Tough to put a price tag on that.
They don't understand the respect a Hyundai and a Traverse commands when you roll into a trailer park in Port Allen. Tough to put a price tag on that.
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