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Started By
Message
re: Respectable roofers in the Gonzales/Prairieville area
Posted on 3/5/14 at 10:55 am to fightin tigers
Posted on 3/5/14 at 10:55 am to fightin tigers
The insurance company will pay out a depreciated amount on the claim with the rest to be paid when the work is completed. For example
$10,000 Insurance estimated roof replacement.
$ 2500 Depreciation
$ 1000 Deductible
$ 6500 First Check
Lets say you get the work done for $9000 taking into account the previous example and you send the insurance the $9000 invoice.
$9000 for completed work
$1000 Deductible
$1500 pay out of Depreciation
You left $1000 on the table and the roofer probably cut corners on your job..
$10,000 Insurance estimated roof replacement.
$ 2500 Depreciation
$ 1000 Deductible
$ 6500 First Check
Lets say you get the work done for $9000 taking into account the previous example and you send the insurance the $9000 invoice.
$9000 for completed work
$1000 Deductible
$1500 pay out of Depreciation
You left $1000 on the table and the roofer probably cut corners on your job..
1
Posted on 3/5/14 at 11:01 am to wickowick
quote:
This is useless on an insurance claim, the homeowner's policy is an indemnity policy. The homeowner is not going to make a profit, the roofer is going to work for insurance proceeds and the recoverable depreciation will insure that the homeowner does not pocket any money, unless the roofer is your friend or performing fraudulent activities...
This..
New law was passed in August that focuses on this. Detailing that any covering of deductible or submitting inflated invoices is fraud
Posted on 3/5/14 at 11:04 am to wickowick
quote:
Looking for hail damage is a skill that you have to learn. It takes lots of experience and even then opinions can vary...
I don't think it takes a skilled eye to see this kind of damage...
Posted on 3/5/14 at 11:04 am to tigercraig
If only they would only listen and try to stop gaming the system...
Posted on 3/5/14 at 11:04 am to wickowick
Didn't realize that actual paper bills had to be submitted now. Guess that's another insurance lobby victory.
Posted on 3/5/14 at 11:07 am to TDsngumbo
Gumbo- can you tell me who came out from Garcia?
Posted on 3/5/14 at 11:08 am to fightin tigers
quote:
Didn't realize that actual paper bills had to be submitted now. Guess that's another insurance lobby victory.
I will put you in the category of someone that has committed insurance fraud in the past...
Posted on 3/5/14 at 11:12 am to tigercraig
quote:
Gumbo- can you tell me who came out from Garcia?
I wish I could remember but I don't recall his name. I've had four or five roofers since then to take a look so all the names have meshed together in my head now.
He even told me the metal patio cover in the back didn't have damage either - well it's covered in dents
. This post was edited on 3/5/14 at 11:13 am
Posted on 3/5/14 at 11:12 am to Hat Tricks
quote:
Respectable roofers
Oxymoron
Posted on 3/5/14 at 11:16 am to TheLSUTiger
Plenty of good roofers out there...
Posted on 3/5/14 at 11:19 am to TDsngumbo
quote:
I wish I could remember but I don't recall his name. I've had four or five roofers since then to take a look so all the names have meshed together in my head now.
We try to be very honest in our inspection and not have people call in unnecessary claims but it's also not in our best interest to turn away potential business on legitimate damage. If you want another inspection I'll send someone.
Posted on 3/5/14 at 11:20 am to wickowick
Doing so would put you closer to defamation than I have ever been to committing insurance fraud.
This post was edited on 3/5/14 at 11:35 am
Posted on 3/5/14 at 11:31 am to fightin tigers
Commuting?
Posted on 3/5/14 at 11:48 am to MNCscripper
Corey Fruge
Unique Construction
(504) 401-3416
Lives in Praieville. He did my roof a few months ago.
Unique Construction
(504) 401-3416
Lives in Praieville. He did my roof a few months ago.
Posted on 3/5/14 at 5:08 pm to Hat Tricks
Alving Ballard roofing
Lenny Comeaux 603-8997
be glad to come inspect anyones roof
Lenny Comeaux 603-8997
be glad to come inspect anyones roof
Posted on 3/5/14 at 5:17 pm to wickowick
We/I will NOT do it,My ex sister in law pocketed 5
K. from Insrance. I told I was not gonna be a part of it.
I have been in the area some areas were hit harder than others, I have told some homeowners, there was no damage to there roof , others have moderate. I won't suggest a homeowner to call and open claim if all the have is splatter on there roof.
My reputation is at stake with the adjuster!
K. from Insrance. I told I was not gonna be a part of it.
I have been in the area some areas were hit harder than others, I have told some homeowners, there was no damage to there roof , others have moderate. I won't suggest a homeowner to call and open claim if all the have is splatter on there roof.
My reputation is at stake with the adjuster!
This post was edited on 3/5/14 at 5:23 pm
Posted on 3/5/14 at 5:18 pm to ole man
quote:
Alving Ballard roofing Lenny Comeaux 603-8997 be glad to come inspect anyones roof
Posted on 3/5/14 at 5:24 pm to KingRanch
Money Hill set it up
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