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Question for the OT about starting a life

Posted on 2/18/15 at 12:07 am
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 12:07 am
So... My ex step dad wants to pay for me to make a move on a new career. I'm not asking my mom for money bc she helped me through college. My dad is a piece of shite and won't help with anything. Should I take him up on the offer (which he doesn't want to be reimbursed for)? Should I insist on paying him back? Or should I take the money and not look back?
Posted by Walking the Earth
Member since Feb 2013
17260 posts
Posted on 2/18/15 at 12:10 am to
Accept the money with grace and gratitude, if that's what you want.

Insisting on paying the money back is all well and good but you have to actually, you know, pay the money back. Don't make a production out of doing that and then not deliver.
Posted by lsuwontonwrap
Member since Aug 2012
34147 posts
Posted on 2/18/15 at 12:14 am to
He wants to pay you for what now?
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 12:17 am to
I will fulfill the promise no problem... It's just the fact that he has no ties to me anymore. I mean he practically raised me, but I'm not connected to him anymore. My only option is a bs loan at 36% interest for a year
Posted by FLBooGoTigs1
Nocatee, FL.
Member since Jan 2008
54476 posts
Posted on 2/18/15 at 12:17 am to
A respectable person would be gracious and pay him back whenever the time comes. Post job of course.
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 12:18 am to
To take a job and move somewhere... But I'm freshly graduated and have no money for the move
Posted by lsunurse
Member since Dec 2005
128950 posts
Posted on 2/18/15 at 12:19 am to
Take the money and pay him back later.



Consider yourself really lucky as well....think how many others would love to have this dilemma.
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 12:20 am to
He understands that and has the money to spare... I just wanted to do it on my own and got hit with this bomb. It will help out big time early, but I feel guilty
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 12:22 am to
That's how I feel, and he knows what I'm will be worth (not bragging just saying)... I think he sees it as an investment, but that's just added pressure I continually deal with
Posted by White Roach
Member since Apr 2009
9449 posts
Posted on 2/18/15 at 12:27 am to
What bomb? Did you plan on working locally and living in mama's house? How did you frick up your credit so bad that you can only qualify to borrow at 36%? What kind of job are you getting? You sound like may have good intentions, but are a little bit dumb. You might ought to just stay at mama's and avoid the perils of moving to the big city.
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 12:29 am to
Lol... I haven't lived at "mamas" in 5 years. I just have 0 credit bc I have never borrowed money. I have an engineering job I'm taking
Posted by FLBooGoTigs1
Nocatee, FL.
Member since Jan 2008
54476 posts
Posted on 2/18/15 at 12:37 am to
Your future sounds bright and this ex father in law sounds like a good guy so pay him back to keep that good connection between you two. If your real dad is a POS you may want to keep the ex father law around if and when you start your own family.
Posted by White Roach
Member since Apr 2009
9449 posts
Posted on 2/18/15 at 12:44 am to
So you've lived away from home for five years and have an engineering job offer that (I'll assume) doesn't involve a choo-choo train...

At some point during the five years you were in college, did you ever give any consideration to what was going to happen when you graduated? Surely the possibility that you may have to relocate out of town, or even out of state, must have occurred to you. Seems like a guy smart enough to get an engineering degree would also be smart enough to plan for the inevitable and try to establish a credit history or at least start saving some money.

Take the money from your ex-stepfather. You sound like you're going to need all the help you can get.
Posted by el duderino III
People's Republic of Austin
Member since Jul 2011
2382 posts
Posted on 2/18/15 at 12:56 am to
quote:

I think he sees it as an investment, but that's just added pressure I continually deal with
a loan being paid back without interest is not an investment, so i don't really see why that should be added pressure. Would you prefer to go it alone and pile on considerable debt just so if you fail, you will (presumably) fail anonymously? Because realistically speaking, if he is intelligent/successful then he is probably aware at least in some respect of your relative costs, and so therefore he will see you as a success or a failure completely irrespective of your accepting and repaying his loan.
Posted by LakeViewLSU
Baton Rouge
Member since Jun 2009
17730 posts
Posted on 2/18/15 at 12:58 am to

This post was edited on 7/2/16 at 8:34 pm
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 1:11 am to
I acquired no debt bc I applied to med school and didn't want added pressure... I got wait listed and have received an offer with a company I see a future with (albeit starting at the bottom)... Any college kid that paid their way knows how hard it is to save money
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 1:12 am to
I'm pretty sure that's what the quote was... I could be wrong but it was really high
This post was edited on 2/18/15 at 1:14 am
Posted by Walt OReilly
Poplarville, MS
Member since Oct 2005
124259 posts
Posted on 2/18/15 at 1:17 am to
Take the money and run
Posted by LSU Tiger09
Member since Sep 2009
862 posts
Posted on 2/18/15 at 1:19 am to
And eat as many casino buffets as possible? Crab legs for errbody!!!
Posted by Ed Osteen
Member since Oct 2007
57446 posts
Posted on 2/18/15 at 1:21 am to
What exactly does paying for a career change entail
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