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Started By
Message
re: Post Medicare Age Drugs
Posted on 4/25/23 at 7:44 pm to TorchtheFlyingTiger
Posted on 4/25/23 at 7:44 pm to TorchtheFlyingTiger
Either you're just whining about having to cover a bit of your own bills or you're not actually "pretty well off." Sounds like you were under prepared for retirement if you didnt account for healthcare expenses ahead of time. While in the donut hole Medicare and manufacturer still pick up 75% of the costs. Medicare prescription coverage was actually expanded under GW Bush and retirees now have better coverage than any previous generation.
I’m not whining. You don’t think the amount you would have to pay to get to catastrophic isn’t ridiculous? Not pay my fair share? Did you really say that? I served in the military and paid into the Medicare and social security system my entire life. You sound like a spoiled arse trust fund baby.
I’m not whining. You don’t think the amount you would have to pay to get to catastrophic isn’t ridiculous? Not pay my fair share? Did you really say that? I served in the military and paid into the Medicare and social security system my entire life. You sound like a spoiled arse trust fund baby.
Posted on 4/25/23 at 8:13 pm to RB5
Look into a membership pharmacy that will operate outside insurance or otherwise offer special pricing. You’ll likely need to find one in your state, but basically you pay a membership fee and get your drugs at a low cost or free (depending on the med).
Walgreens and Kroger both have prescription savings memberships. Look up pharmacies in your area. When I looked there isn’t a massive savings on the particular drug you need, but it’s less than $1,000 a month at some, which is at least better than what you pay now.
Walgreens and Kroger both have prescription savings memberships. Look up pharmacies in your area. When I looked there isn’t a massive savings on the particular drug you need, but it’s less than $1,000 a month at some, which is at least better than what you pay now.
Posted on 4/25/23 at 8:18 pm to Queen
quote:
Look into a membership pharmacy that will operate outside insurance or otherwise offer special pricing. You’ll likely need to find one in your state, but basically you pay a membership fee and get your drugs at a low cost or free (depending on the med). Walgreens and Kroger both have prescription savings memberships. Look up pharmacies in your area. When I looked there isn’t a massive savings on the particular drug you need, but it’s less than $1,000 a month at some, which is at least better than what you pay now.
Thank you!
Posted on 4/25/23 at 8:22 pm to RB5
(no message)
This post was edited on 4/25/23 at 8:44 pm
Posted on 4/25/23 at 8:27 pm to RB5
quote:
I served in the military and paid into the Medicare and social security system my entire life. You sound like a spoiled arse trust fund baby.
LOL not a trust fund kid at all just saved and invested during my own military career. Well into your 40s there was no Medicare prescription drug plan. How otherwise capable people wait until their 60s to figure this stuff out then complain about the system is beyond me. You paid into this system. Your taxes would have been much higher if all seniors had been getting full drug coverage all along. Now that youre drawing off the system you want it to becomes more generous doubt you were squawking for higher taxes whike working. Instead, just as boomers approached retirement we got the largest increase in Medicare coverage (adding somwthing like $500+ billion to the costs over first decade if I recall) and somehow thats not enough.
I scoff at most the boomer memes but this is why some younger folks are frustrated at ya'll.
Posted on 4/25/23 at 8:42 pm to TorchtheFlyingTiger
quote:
How otherwise capable people wait until their 60s to figure this stuff out then complain about the system is beyond me.
Not at all complaining about the system. You’re right about one thing…I don’t know everything about everything as you apparently do. Simply saying I was surprised that her medicine cost $1300/mo after being at no cost with company insurance. That’s all, nothing more. My mistake was asking for suggestions. Should have known better that people being decent to each other is lost on your generation.
Posted on 4/25/23 at 8:44 pm to Lakeboy7
quote:
You sound like a VA disability ranger. WHats your percentage of "disability"?
Zero disability. What’s your disability?
Posted on 4/25/23 at 9:21 pm to tiger91
quote:And the recipient (who’s a regular here) says-
Idk but several years ago they paid for a penile implant repair for one of the residents of the nursing home where I consult.
Posted on 4/25/23 at 9:29 pm to RB5
quote:
Should have known better that people being decent to each other is lost on your generation.
When you were age 20-40 years old and healthy, did you pay an exorbitant amount of money monthly for health insurance?
I really don’t blame the young healthy folks for being perturbed about having to pay a crazy amount for monthly health insurance, just to fund the 1.3k/month cost of a drug.
Especially when said drug is for something like diabetes, with multiple generic drugs available for $4/month or less. Particularly when we know this drug is not an initial choice for management of DM, but is often prescribed that way due to the weight loss side effects.
If it was 1.3k/month for a life saving cancer treatment, no one would bat an eye.
Posted on 4/25/23 at 9:55 pm to Purple Spoon
Sorry, I can’t help myself at ayce crawfish boils and drinking beer. Before you suggest exercise, I don’t feel safe at the gym or public spaces.
Posted on 4/25/23 at 10:07 pm to RB5
Does she have I gave myself fat diabetes or born with it diabetes
Posted on 4/25/23 at 10:24 pm to RB5
Donut hole appears to be from 4K to 7k or so, as far as med cost, then reverts back to a cheaper copay. This is assuming you have part D (prescription coverage).
So 3k out of pocket. I thought I read somewhere that even in the donut hole, you only pay 25%.
I would check out different Medicare supplements for the future. Might be cheaper in the future to do this, limiting out of pocket expenses
So 3k out of pocket. I thought I read somewhere that even in the donut hole, you only pay 25%.
I would check out different Medicare supplements for the future. Might be cheaper in the future to do this, limiting out of pocket expenses
Posted on 4/25/23 at 11:44 pm to Lawyered
quote:
Whatever government moron came Up with this , deserves worse than torture
Not sure if he wrote that part of the bill, but you can thank this Louisiana guy for spearheading Medicare Part D coverage:
Not only did he spearhead Medicare Part D, after leaving Congress he worked for years as the CEO of the Pharmaceutical Research and Manufacturers of America (PhRMA) and helped steer the agency as it helped Congress write the laws for Obamacare to the pharmaceutical industry’s liking.
Posted on 4/26/23 at 5:37 am to RB5
quote:
This is insanity that once your Medicare age, some drugs that you need for a healthy lifestyle are no longer affordable. Am I missing something?
You need to shop for new Part D coverage. Look into a supplement or Medicare Advantage plan. It's not uncommon to find it for under $50/month or a generic for $0/month.
Posted on 4/26/23 at 6:55 am to pharmer
quote:
Once you have reached maximum out of pocket (use to be $3600) she’ll be in the catastrophic phase and copays will be really cheap or possibly zero.
The rest of us with $6000 deductibles are paying for it. You’re welcome.
Posted on 4/26/23 at 7:24 am to tiger91
quote:
What do you mean by hitting the donut hole?
That's when the pharma companies bend you over the exam table and start pounding your donut hole into oblivion.
Posted on 4/26/23 at 8:03 am to Sleuthing
The thread is about costs to people on Medicare I believe.
The coupon you attached indicates people on a government program are not eligible.
There are other fairly expensive meds that have “0” dollar deductible programs,,, as long as your not on Medicare, Repatha is one of them.
The coupon you attached indicates people on a government program are not eligible.
There are other fairly expensive meds that have “0” dollar deductible programs,,, as long as your not on Medicare, Repatha is one of them.
Posted on 4/26/23 at 8:50 am to prontopo
quote:
There are other fairly expensive meds that have “0” dollar deductible programs,,, as long as your not on Medicare, Repatha is one of them.
I wonder why. Is because they make so much more money from Medicare than giving it to needy patients?
Posted on 4/26/23 at 9:13 am to TorchtheFlyingTiger
(no message)
This post was edited on 4/26/23 at 9:18 am
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