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Post Medicare Age Drugs

Posted on 4/25/23 at 5:30 pm
Posted by RB5
Member since Aug 2021
135 posts
Posted on 4/25/23 at 5:30 pm
Pre-Medicare my wife’s Ozempic medicine for her diabetes was free with our company insurance. Now that we are Medicare age, the cost is outrageous. In January I had to pay our annual $500 deductible. Then it was $13/mo after that. That is until May, when we hit the ‘donut hole’. Now it’s $1300/mo. I’m pretty well off and I can’t afford it. This is insanity that once your Medicare age, some drugs that you need for a healthy lifestyle are no longer affordable. Am I missing something?
Posted by mattz1122
Member since Oct 2007
52767 posts
Posted on 4/25/23 at 5:33 pm to
Medicare is not down with Ozempic
Posted by Purple Spoon
Hoth
Member since Feb 2005
17790 posts
Posted on 4/25/23 at 5:34 pm to
Now that doctors are giving ozempic to all the fast food queens for weight loss, insurances will stop covering it.
Posted by Sal Minio
17th Street Canal
Member since Sep 2006
4180 posts
Posted on 4/25/23 at 5:38 pm to
quote:

Am I missing something?


No, you are not. They want us ALL to live longer and pay for it before and after you get there. Very hard to plan for your future.
Posted by dallasga6
Scrap Metal Magnate...
Member since Mar 2009
25661 posts
Posted on 4/25/23 at 5:39 pm to
Same with my Trelegy and my wife's Humira once we went on Medicare, even with our Atena advantage plans to help cover part D instead of commercial insurance...

We went thru patient assistance with Abbvie for her Humira and GSK for my Trelegy...

Humongous PITA to get approved but worth it.
Posted by pharmer
Member since Feb 2014
57 posts
Posted on 4/25/23 at 5:39 pm to
Once you have reached maximum out of pocket (use to be $3600) she’ll be in the catastrophic phase and copays will be really cheap or possibly zero.
Posted by el Gaucho
He/They
Member since Dec 2010
52937 posts
Posted on 4/25/23 at 5:39 pm to


I mean i guess you could look into medicare supplemental insurance
This post was edited on 4/25/23 at 8:24 pm
Posted by jfootball14
Member since Nov 2013
1531 posts
Posted on 4/25/23 at 5:46 pm to
quote:

diabetes


quote:

healthy lifestyle


quote:

Am I missing something?
Posted by armsdealer
Member since Feb 2016
11500 posts
Posted on 4/25/23 at 6:19 pm to
Ozempic has a coupon program if she is diabetic.

If it is for weight loss you got to pay.
Posted by Spankum
Miss-sippi
Member since Jan 2007
55994 posts
Posted on 4/25/23 at 6:43 pm to
Honestly, this is the very reason I am putting off retirement.
Posted by WaydownSouth
Stratton Oakmont
Member since Nov 2018
8143 posts
Posted on 4/25/23 at 6:47 pm to
quote:

Am I missing something?


Medicare is trash, government wants you off their tit boomer
Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17256 posts
Posted on 4/25/23 at 6:48 pm to
Metformin is a whole lot cheaper and will control diabetes just fine
Posted by WaydownSouth
Stratton Oakmont
Member since Nov 2018
8143 posts
Posted on 4/25/23 at 6:51 pm to
quote:

Ozempic has a coupon program if she is diabetic.


Coupons typically don’t work for government backed insurance like medicaid and medicare. Unless its free trial coupon like they have for Xarelto/Eliquis
Posted by Lawyered
The Sip
Member since Oct 2016
29255 posts
Posted on 4/25/23 at 6:52 pm to
quote:

donut hole’.


Whatever government moron came
Up with this , deserves worse than torture

It penalizes people. Often they can’t pay for their meds and have to do without, thus causing more hospitalizations and worse outcomes

Posted by el Gaucho
He/They
Member since Dec 2010
52937 posts
Posted on 4/25/23 at 6:54 pm to
Does Medicare pay for lip filler?
Posted by AMS
Member since Apr 2016
6495 posts
Posted on 4/25/23 at 7:00 pm to
quote:

Metformin is a whole lot cheaper and will control diabetes just fine




metformin may lower a1c by ~1-2 points.
1-2 points off the a1c aint gonna cut it for tons of diabetics.

Posted by TorchtheFlyingTiger
1st coast
Member since Jan 2008
2116 posts
Posted on 4/25/23 at 7:17 pm to
quote:

Now it’s $1300/mo. I’m pretty well off and I can’t afford it.
"Once you've spent $7,400 out-of-pocket in 2023, you're out of the coverage gap. Once you get out of the coverage gap (Medicare prescription drug coverage), you automatically get "catastrophic coverage." It assures you only pay a small coinsurance percentage or copayment for covered drugs for the rest of the year."
medicare.gov
Either you're just whining about having to cover a bit of your own bills or you're not actually "pretty well off." Sounds like you were under prepared for retirement if you didnt account for healthcare expenses ahead of time. While in the donut hole Medicare and manufacturer still pick up 75% of the costs. Medicare prescription coverage was actually expanded under GW Bush and retirees now have better coverage than any previous generation.
This post was edited on 4/25/23 at 7:22 pm
Posted by tiger91
In my own little world
Member since Nov 2005
36703 posts
Posted on 4/25/23 at 7:25 pm to
What do you mean by hitting the donut hole? Why did it change in May?
Posted by tiger91
In my own little world
Member since Nov 2005
36703 posts
Posted on 4/25/23 at 7:27 pm to
Idk but several years ago they paid for a penile implant repair for one of the residents of the nursing home where I consult.
Posted by BatonRougeBuckeye
Baton Rouge, LA
Member since Aug 2013
1784 posts
Posted on 4/25/23 at 7:38 pm to
quote:

Metformin is a whole lot cheaper and will control diabetes just fine


Yeah and make sure to keep a good supply of diapers on hand so when you sneeze and shite your pants you don’t ruin your jeans.
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