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Need a licensed contractor to rebuild my home

Posted on 8/24/16 at 10:37 am
Posted by Meatball
Member since Sep 2009
4939 posts
Posted on 8/24/16 at 10:37 am
My insurance company will not let me handle the rebuilding of my home. They are telling me that I have to go through a licensed contractor. Can anyone here recommend a good contractor in the Baton Rouge/Denham Springs area?

TIA
This post was edited on 8/24/16 at 12:49 pm
Posted by adamb2151
Houston, Texas
Member since Jun 2013
6586 posts
Posted on 8/24/16 at 10:41 am to
Bernhard Normand 225-405-6517
Posted by novabill
Crossville, TN
Member since Sep 2005
10448 posts
Posted on 8/24/16 at 10:58 am to
Danny Gallman LINK

Would love to hear more about your insurance experience. What caused them to pay for a rebuild? How much are they allowing?

I am waiting on my adjuster and thinking that they will pay the full policy amount on mine as well.
Posted by Meatball
Member since Sep 2009
4939 posts
Posted on 8/24/16 at 11:14 am to
I suppose rebuild was a poor choice of words. I'm basically gutting my home and rebuilding the interior. I'm very fortunate to have flood insurance, unlike many people in the area.
Posted by yaherrdme
The Place to Be
Member since Feb 2004
5444 posts
Posted on 8/24/16 at 11:17 am to
Do you have a mortgage or do you own it outright ?

I am guessing if you have a mortgage, they are basically looking out of the lender. If you own it outright I don't see why they won't just pay you.
Posted by Meatball
Member since Sep 2009
4939 posts
Posted on 8/24/16 at 11:29 am to
I have a mortgage. I was planning on contracting all the work myself but that isn't an option.
Posted by georgia
445
Member since Jan 2007
9109 posts
Posted on 8/24/16 at 11:51 am to
capitol construction
LINK

Posted by CHEDBALLZ
South Central LA
Member since Dec 2009
21933 posts
Posted on 8/24/16 at 11:55 am to
Tough spot, every GC around is going to have work coming out of their ears.
Posted by WestSideTiger
Baton Rouge
Member since Jan 2004
3550 posts
Posted on 8/24/16 at 12:01 pm to
MIchael @ bamincla dot com

His stuff will mainly come later on but he did help with electrical already and got me gutted quickly. Am now beginning remediation. He's helpful as hell.
Posted by lsuroadie
South LA
Member since Oct 2007
8399 posts
Posted on 8/24/16 at 12:11 pm to
I have to take exception with this...it is your right as a homeowner to take on the re-building of your own home.

Insurance has no right to dictate who why or how you re build it. Their job is to indemnify your loss. Now mortgage company...different animal
Posted by fishfighter
RIP
Member since Apr 2008
40026 posts
Posted on 8/24/16 at 12:13 pm to
Mitchel Breau 225-715-4696
Posted by Bucktail1
Member since Feb 2015
3190 posts
Posted on 8/24/16 at 12:45 pm to
You can no longer serve as your own contractor in the state of LA, you have to be a licensed contractor. You cannot get a building permit yourself with the intention of subbing out work any longer, that's why they told him that.
Posted by chryso
Baton Rouge
Member since Jul 2008
11881 posts
Posted on 8/24/16 at 1:28 pm to
quote:

You can no longer serve as your own contractor in the state of LA, you have to be a licensed contractor. You cannot get a building permit yourself with the intention of subbing out work any longer, that's why they told him that.


So the government decided that I can't hire people to do stuff to my own house? That is crazy.
Posted by KLSU
Baton Rouge
Member since Sep 2003
10308 posts
Posted on 8/24/16 at 1:33 pm to
quote:

You can no longer serve as your own contractor in the state of LA, you have to be a licensed contractor. You cannot get a building permit yourself with the intention of subbing out work any longer, that's why they told him that.


WTF? When did this law pass?
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 8/24/16 at 1:33 pm to
quote:

You can no longer serve as your own contractor in the state of LA, you have to be a licensed contractor. You cannot get a building permit yourself with the intention of subbing out work any longer, that's why they told him that.


Link? And how in the hell can this even be enforced? What is the threshold for this too?
Posted by KLSU
Baton Rouge
Member since Sep 2003
10308 posts
Posted on 8/24/16 at 1:35 pm to
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 8/24/16 at 1:38 pm to
quote:

Anything over 75k?


Okay, I was about to say. Because you need a building permit in EBR for just about everything (fence, deck, interior renovations, etc.) No way I'm getting a GC to then sub out deck installation or a bathroom renovation.
Posted by KLSU
Baton Rouge
Member since Sep 2003
10308 posts
Posted on 8/24/16 at 1:39 pm to
quote:

Can I legally build a structure on property that I own without holding a license?

Louisiana State Contractors’ licensing law allows an owner to build their primary residence without a license. You must live in this home. You cannot build a home to rent or sell without a license. Louisiana State Contractors’ licensing law also allows an owner to build structures adjacent to their primary residence without a license, such as a shed. Visit your local permit office to obtain permits and a homeowner exemption form. If you wish to build a home/dwelling on property you own that will not be used as your primary residence a licensed general contractor and any subcontractors on the project must be licensed.


LINK

So you can build a home but not renovate one? Don't seem correct to me..
This post was edited on 8/24/16 at 1:40 pm
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 8/24/16 at 1:40 pm to
Okay. So that poster was full of shite.
Posted by omegaman66
greenwell springs
Member since Oct 2007
22781 posts
Posted on 8/24/16 at 1:41 pm to
LINK

Permit to go it alone!
This post was edited on 8/24/16 at 1:44 pm
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