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Started By
Message
Louisiana has nation’s second-highest car insurance rates, report says
Posted on 8/8/17 at 7:26 am
Posted on 8/8/17 at 7:26 am
quote:
Louisiana is the second-most expensive state to buy car insurance, according to a new study, a jump from fourth place over the last two years.
The average annual premium in the Bayou State is $1,921, 46% higher than the national average, and second to only Michigan, where drivers, on average, pay $2,394.
The figures come from Insure.com, which for four straight years has found Michigan has the highest car insurance costs.
quote:
And, like Michigan, Louisiana has a higher-than-average number of uninsured drivers on the road—almost 14% of motorists here don’t have insurance, and a large share of drivers with insurance have a “bare-bones” policy, the report says.
Full Story - Get Your shite Together Louisiana Drivers
17
Posted on 8/8/17 at 7:27 am to Will Cover
How do drive without insurance? How do you get a plate, brake tag, license? Seems like this is a job the cops should handle.
Posted on 8/8/17 at 7:27 am to Will Cover
Reason 989789679678967 why TX > LA.
Bring the downvotes bitches.
Bring the downvotes bitches.
Posted on 8/8/17 at 7:28 am to Will Cover
Underinsured motorists suck too. 10/20 isn't doing shite if you hit a reasonably in-shape vehicle.
Posted on 8/8/17 at 7:30 am to Jcorye1
What are the minimums now for Louisiana?
Posted on 8/8/17 at 7:31 am to 50_Tiger
quote:
Reason 989789679678967 why TX > LA
The only state I would NOT prefer to live in over Louisiana is Mississippi.
Posted on 8/8/17 at 7:31 am to Will Cover
why aren't we number 1?
Posted on 8/8/17 at 7:31 am to Izzy Mandelbaum Sr
They get them because they sign up for geico and get the card then cancel once they have everything.
The bigger question is why doesnt louisiana do something about it? Almost every insurance agency has web APIs you can call to check the status of a policy. If a policy goes inactive the state should flag their registration until it pops up within X days with another company. If it doesnt suspend their registration.
The bigger question is why doesnt louisiana do something about it? Almost every insurance agency has web APIs you can call to check the status of a policy. If a policy goes inactive the state should flag their registration until it pops up within X days with another company. If it doesnt suspend their registration.
This post was edited on 8/8/17 at 7:33 am
Posted on 8/8/17 at 7:32 am to Will Cover
Blame the piece of shite rich lawyers and chiropractors and the idiot judges that allow every asswipe that gets rear ended $50k, which they will only see about $8k worth since the piece of shite lawyer and doctor get the majority of it.
And these idiot judges and lawyers want to raise the limit for a non jury trial to $100k so they can make even more money off louisiana drivers.
frick them and the dip shits that think they deserve money b/c they got bumped from behind.
And these idiot judges and lawyers want to raise the limit for a non jury trial to $100k so they can make even more money off louisiana drivers.
frick them and the dip shits that think they deserve money b/c they got bumped from behind.
Posted on 8/8/17 at 7:32 am to Will Cover
Can't imagine why...
Shitty roads
Shitty drivers
Shitty judicial system
Shitty ambulance chasers
Shitty roads
Shitty drivers
Shitty judicial system
Shitty ambulance chasers
Posted on 8/8/17 at 7:32 am to Jcorye1
quote:
10/20 isn't doing shite if you hit a reasonably in-shape vehicle.
It's 15/30/25 now
This post was edited on 8/8/17 at 7:33 am
Posted on 8/8/17 at 7:33 am to Will Cover
too many people that drive around without insurance = higher insurance premiums for the people who do follow the law and purchase insurance
pretty much like always the law abiding citizens footing the bill for POS citizens.
pretty much like always the law abiding citizens footing the bill for POS citizens.
Posted on 8/8/17 at 7:35 am to Will Cover
I was really surprised how much cheaper my car insurance became when I moved to Virginia
Posted on 8/8/17 at 7:36 am to 50_Tiger
I'm surprised TX is only 10th. When we moved here from BR our car ins went down by about 2/3.
Posted on 8/8/17 at 7:36 am to Will Cover
New car technology is going to take care of this for the most part in the next decade. Auto collision warning, autobraking, side and rear collision alerts are amazing. I have them on my 2017, Soon enough they'll be mandatory.
This post was edited on 8/8/17 at 7:38 am
Posted on 8/8/17 at 7:36 am to Will Cover
If you do not pay the extra bit for uninsured motorist in your policy you are taking a huge gamble in LA. Had an aunt make that mistake and got hit by a drunk illegal without a pot to piss in. He was unsueable and she got screwed which is sad because as fricked up as it is to say partly her fault for not having uninsured motorist. So if you live in LA and you do not have uninsured motorist in your policy go get that shite today that is something to not skimp on living in LA.
Posted on 8/8/17 at 7:37 am to Pilot Tiger
I finally got insurance when I moved out of Louisiana cause it was affordable. It's a good feeling being insured driving.
Posted on 8/8/17 at 7:38 am to udtiger
Can you still buy a mixed drink at drive in window in south louisiana?
Posted on 8/8/17 at 7:38 am to TigerGman
quote:
New car technology his going to take care of this for the most part in the next decade. Auto collision warning, autobraking, side and rear collision alerts are amazing. I have them on my 2017, Soon enough they'll be mandatory.
you think the folks with new cars are the problem? 
Posted on 8/8/17 at 7:39 am to Will Cover
quote:
And, like Michigan, Louisiana has a higher-than-average number of uninsured drivers on the road—almost 14% of motorists here don’t have insurance, and a large share of drivers with insurance have a “bare-bones” policy, the report says.
I wonder how much of this is a function of having such high insurance rates. If insurance rates dropped would more people buy insurance or policies that are more comprehensive?
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