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Started By
Message
re: Is disability the new retirement?
Posted on 7/27/14 at 12:09 am to biglego
Posted on 7/27/14 at 12:09 am to biglego
quote:
This'll be a huge help to my daughter who has CP. she should've known better and got herself a private disability policy.
She should have but since it is too late now hopefully she gets enough to get by, that has to be very tough.
Posted on 7/27/14 at 12:12 am to bencoleman
You know Ben I don't know if he would have been under Federal retirement if he worked for FDIC. It's one of those "quasi-federal" agencies. If he was then yes he would have had a pension. He would have had to pay in a required percentage of salary. Upon retirement he then would have received a guaranteed pension. He would have paid FICA all those years and like I said any private sector job where he did pay into SS, well basically that money just went into the system and he never saw the benefit of it.
Posted on 7/27/14 at 12:13 am to biglego
My sympathies but people with disabilities are not entitled to free money.
Posted on 7/27/14 at 12:15 am to lsu480
quote:
Ace already said you don't need to pay into SS to receive it.
I'm talking about regular SS retirement,,,you have to pay into SS retirement in order to receive it.
Posted on 7/27/14 at 12:15 am to wfeliciana
I really can't comment on it. I wish I had taken more of an interest in it now but I had other interests when I was young
Posted on 7/27/14 at 12:18 am to bencoleman
quote:
had other interests when I was young
Didn't we all!
Posted on 7/27/14 at 12:18 am to Cajun Revolution
The govt disagrees with you and unfortunately for you the govt's opinion is what counts and yours doesn't amount to a hill of beans.
Posted on 7/27/14 at 12:20 am to Cajun Revolution
quote:
My sympathies but people with disabilities are not entitled to free money.
Most people disagree with you there
Posted on 7/27/14 at 12:22 am to biglego
quote:
You seem to know the rules and how it is supposed to work, but in reality SS disability is easy to get at least for a lot of people who don't need it. Perhaps not all areas of the country but in southeast Louisiana it is.
That very well could be bigelo. Different disability claims examiners and different disability judges in different regions of the country, although they are all supposed to be using the same standards. But as we both know supposed to doesn't mean much. It is not easy to get SS disability where I live. You really have to have solid medical proof.
Posted on 7/27/14 at 12:22 am to lsu480
Don't care. What's wrong with America. Entitlements and people sitting on their arse.
Posted on 7/27/14 at 12:35 am to Cajun Revolution
quote:
Don't care. What's wrong with America. Entitlements and people sitting on their arse.
Those are a lot of what is wrong with America but I wouldn't put people who are truly disabled in that category. Obviously they don't deserve to live like kings but if they don't have anyone to help them out, and they really cannot work, then I don't mind helping out a bit.
Posted on 7/27/14 at 12:37 am to lsu480
Yeah CR clearly has no family that is truly disabled nor has he any experience with someone with severe CP.
Posted on 7/27/14 at 12:52 am to lsunurse
quote:
Yeah CR clearly has no family that is truly disabled nor has he any experience with someone with severe CP.
Plus according to him his daddy is VERY rich. Spoiled rich kids usually don't understand what real life can be like.
Posted on 7/27/14 at 1:00 am to bhamtbone
Current disability enrollment is about 8.9 million.
Since 2009, it has gone from 7.8 million to 8.9 million. The 5 years pre Obama it went from 6.5 million to 7.8 million.
I'd say this issue has nothing to do with the white house. In fact, the percent of applications that are awarded are lower under the current administration.
stats
Since 2009, it has gone from 7.8 million to 8.9 million. The 5 years pre Obama it went from 6.5 million to 7.8 million.
I'd say this issue has nothing to do with the white house. In fact, the percent of applications that are awarded are lower under the current administration.
stats
Posted on 7/27/14 at 1:02 am to Spirit of Dunson
quote:
I'd say this issue has nothing to do with the white house
the bill clinton white house. disability has increased as welfare participation has decreased since the clinton-era welfare reforms
Posted on 7/27/14 at 1:05 am to SlowFlowPro
Looks like consistent growth since 1994. No inflection points. pictures
ETA: corection. Applications definitely rose in 2000 after welfare reform (which most everyone supported). I'm actually surprised the amount of awards didn't increase more than it did.
Also, average pay is $1200/ month
ETA: corection. Applications definitely rose in 2000 after welfare reform (which most everyone supported). I'm actually surprised the amount of awards didn't increase more than it did.
Also, average pay is $1200/ month
This post was edited on 7/27/14 at 1:09 am
Posted on 7/27/14 at 1:48 am to Cajun Revolution
quote:
Don't care. What's wrong with America. Entitlements and people sitting on their arse.
Well would you mind telling her to get off her arse and get a job? She don't listen to me. She's 3 and so fricking lazy.
fwiw she doesn't get disability, I just used her as an example. I figured even someone like you could see that some people need help bc they weren't born as lucky as you obviously were.
Posted on 7/27/14 at 1:51 am to Spirit of Dunson
Dude, stop with all those statistics. Obama invented disability abuse and its all his fault.
Posted on 7/27/14 at 8:50 am to lsu480
quote:
Ace already said you don't need to pay into SS to receive it.
I didn't say any such thing. I said nobody "pays in" - that's just an expression. You have to have sufficient quarters of coverage, determined by your taxes/premiums.
Posted on 7/27/14 at 8:53 am to wfeliciana
quote:
Ace, not sure what Ben meant but you do know that under the federal retirement system in place until 87 or so, federal employees did not pay SS (FICA was paid). So anyone that began work with the Fed prior to 87 never paid SS on those wages, thus when they retired they were not eligible for SS. Some people of course did work enough quarters private sector before being hired by the Fed to qualify for SS. However, those benefits SS benefits were offset by the Fed pension. Still some people would still after the offset be eligible for a small amount (say $150 or so) from SS. Many of those people did/do not ever attempt to collect that money.
Certainly all of that is true. I tried to clarify what Ben meant, and it appears his folks were just well off at retirement and didn't apply for Social Security retirement, despite eligiblity. Nothing special about the bank employment (vis a vis Social Security), but the FDIC might have been non-SS employment.
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