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Posted on 10/23/14 at 6:38 am to Teddy Ruxpin
quote:
It's really not an "accomplishment."
Posted on 10/23/14 at 7:00 am to lsu xman
how much line of credit do you have total?
Lots of truth will be shared in this thread.
I'll play. I have two credit cards, a PenFed Rewards Visa (used strictly for gas purchases - 5 % cash back) and a Discover it card.
Total credit line combined is $31K. Never carry a balance and never spend more than we can afford to.
Lots of truth will be shared in this thread.
I'll play. I have two credit cards, a PenFed Rewards Visa (used strictly for gas purchases - 5 % cash back) and a Discover it card.
Total credit line combined is $31K. Never carry a balance and never spend more than we can afford to.
Posted on 10/23/14 at 7:08 am to lsu xman
$75k HELOC
$15k PLOC
Not sure how much cc credit. Between 4 cards I'd say around $75k
$15k PLOC
Not sure how much cc credit. Between 4 cards I'd say around $75k
Posted on 10/23/14 at 7:57 am to lsu xman
I don't know.
Whenever I want something I just tell someone, and depending on magnitude, within an hour or a week I have it.
Whenever I want something I just tell someone, and depending on magnitude, within an hour or a week I have it.
Posted on 10/23/14 at 7:59 am to lsu xman
I got no lines of credick.
Posted on 10/23/14 at 8:16 am to lsu xman
Probably around 25-30k. I only regularly use one card though, and absolutely always pay it in full. Anyone with any bit of financial acumen should always use a CC IMO. It's free money if you're responsible.
Posted on 10/23/14 at 8:34 am to Spock's Eyebrow
quote:
No one is too big to fail.
If you owe the bank a million dollars, the bank owns you. If you owe the bank 100 million dollars, you own the bank
Posted on 10/23/14 at 8:40 am to rintintin
Fo shizzle. Cap One Venture card FTW. Double pernts on everything and has purchase eraser to redeem your credits. No travel restrictions, and it allows you to earn points from your CC and airline, and then just erases the balance of a travel purchase based on how many pernts you have.
Buys me a few plane tickets per year.
Buys me a few plane tickets per year.
This post was edited on 10/23/14 at 8:41 am
Posted on 10/23/14 at 9:06 am to lsu xman
Probably around 100K in credit cards and a HELOC of around 25K if I remember right.
I strolled into Academy last month because I saw a sign that said you get a $25 gift card for opening an Academy credit card. All I did was gave them my drivers license and ssn and walked out of there with a cc with a $22k limit.
I strolled into Academy last month because I saw a sign that said you get a $25 gift card for opening an Academy credit card. All I did was gave them my drivers license and ssn and walked out of there with a cc with a $22k limit.
Posted on 10/23/14 at 9:09 am to lsu xman
Just had my CC upped from 2.5k to 4k yesterday.
I'm sure I could have asked for more, but I didn't need it. I pay off my full balance every couple weeks but I liked the idea of being able to buy larger purchases on it if necessary.
I'm sure I could have asked for more, but I didn't need it. I pay off my full balance every couple weeks but I liked the idea of being able to buy larger purchases on it if necessary.
Posted on 10/23/14 at 9:10 am to yellowfin
I pay cash for everything.
Posted on 10/23/14 at 9:12 am to lsu xman
I have no idea. I just know my Amex is at 15k and thats the only one I use unless the merchant doesn't accept Amex 
Posted on 10/23/14 at 9:14 am to lsu xman
My limit of my Visa is ~$22,000.
I'm not 100% sure what my Amex credit limit is, but it is over $50,000.
Those are my only two cards, so I would have to guess that my line of credit is between $75-100,000.
I'm not 100% sure what my Amex credit limit is, but it is over $50,000.
Those are my only two cards, so I would have to guess that my line of credit is between $75-100,000.
Posted on 10/23/14 at 9:15 am to lsu xman
150k
Posted on 10/23/14 at 10:17 am to Tiger Ryno
Posted on 10/23/14 at 10:21 am to Teddy Ruxpin
quote:
Spock, we have a huge thread on the money board where we talk about abusing credit card company benefits. You should check it out
Thanks, I will check it out.
Posted on 10/23/14 at 10:49 am to lsu xman
BOA = 11K
Cap1 = 10k
Chase Freedom = 19k
United = 18k
Citi = 7.3k
Discover = 5.9k
Sears = 1k
Paypal = 2k
Total=$74.2k
Current bal:2.9k
($826 on 0% cards)
Cap1 = 10k
Chase Freedom = 19k
United = 18k
Citi = 7.3k
Discover = 5.9k
Sears = 1k
Paypal = 2k
Total=$74.2k
Current bal:2.9k
($826 on 0% cards)
Posted on 10/23/14 at 11:04 am to lsu xman
I'm in graduate school and really don't need that much credit. On top of my debit card, I have a single credit card with a line of $1,200.
Posted on 10/23/14 at 11:07 am to lsu xman
I have no clue. The one card I use is 20k.
This thread did just make me want to go check my point balances on my various accounts.
80k United
125k Chase Sapphire
350k Hilton
7 free rental days from National
A free trip for the wife and I staring me in the face and no shot to do anything in the next 5 months besides holidays.
I might hit a million Hilton before I use any.
This thread did just make me want to go check my point balances on my various accounts.
80k United
125k Chase Sapphire
350k Hilton
7 free rental days from National
A free trip for the wife and I staring me in the face and no shot to do anything in the next 5 months besides holidays.
I might hit a million Hilton before I use any.
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