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Started By
Message
how much line of credit do you have total?
Posted on 10/22/14 at 11:15 pm
Posted on 10/22/14 at 11:15 pm
I have about $55K total in 6 bank cards. The highest line of credit is 20K in one card.
I only charge about 1K a month.
I only charge about 1K a month.
31
Posted on 10/22/14 at 11:16 pm to lsu xman
I give credit, sonny.
Posted on 10/22/14 at 11:17 pm to SabiDojo
Me too, but only where it's due.
Posted on 10/22/14 at 11:18 pm to lsu xman
I have never wanted anything higher than $1000. I use it regularly but the worst damage that can happen is $1000.
I just figured there is little chance I would wanna eat a bullet if I woke up after a wild night and maxed out a card at $1000.
I just figured there is little chance I would wanna eat a bullet if I woke up after a wild night and maxed out a card at $1000.
Posted on 10/22/14 at 11:19 pm to lsu xman
quote:
I have about $55K total in 6 bank cards. The highest line of credit is 20K in one card.
you really haven't made it until you owe so much to so many that they can't afford to let you go under
Posted on 10/22/14 at 11:31 pm to link
quote:
Me too, but only where it's due.
I chuckled
Posted on 10/22/14 at 11:56 pm to lsu xman
-5,000
Posted on 10/23/14 at 12:01 am to lsu xman
97,000 not counting my future wife but it's just for signup bonuses mostly.
Whoops forgot one, 107k.
It's really not an "accomplishment."
Whoops forgot one, 107k.
It's really not an "accomplishment."
This post was edited on 10/23/14 at 12:04 am
Posted on 10/23/14 at 12:23 am to 777Tiger
quote:
you really haven't made it until you owe so much to so many that they can't afford to let you go under
No one is too big to fail.
Posted on 10/23/14 at 12:33 am to lsu xman
One B of A for $25,000 and one Capital One for $2500
Posted on 10/23/14 at 12:40 am to lsu xman
The real question is, how much do you rape the credit card companies? I get a measly 1% cashback, which I realize is nothing to brag about, but Citi Rewinds is going to pay me at least $50 back on something I recently bought. I don't pay them an annual fee, nor do I pay finance charges, therefore :winning: 
Posted on 10/23/14 at 12:42 am to lsu xman
Probably around $110-120K in credit spread across a half dozen or so cards, but I only have around $31K on my cards right now. I just shifted things around so $25K of it is interest free for the next year. I decided that I'm going to knock out all that debt in the next year though - my wife needs a Macan (at least I'm trying to convince her that she does) and my kid needs a Mustang next year when he hits 16. I don't want 3 car notes and all that credit card debt at the same time. Fiscal responsibility, folks.
Posted on 10/23/14 at 1:06 am to Spock's Eyebrow
Spock, we have a huge thread on the money board where we talk about abusing credit card company benefits. You should check it out
This post was edited on 10/23/14 at 1:07 am
Posted on 10/23/14 at 1:08 am to lsu xman
Well good for you
& It's none of your god damned business.
& It's none of your god damned business.
Posted on 10/23/14 at 1:12 am to lsu xman
I don't have a line of credit. Mine is a circle.
Posted on 10/23/14 at 2:39 am to lsu xman
Unlimited....no seriously...unlimited.
Posted on 10/23/14 at 5:02 am to lsu xman
I have a 100k HELOC
No idea on credit cards
No idea on credit cards
Posted on 10/23/14 at 6:06 am to lsu xman
1 credit card, $28,000. I pay of the balance monthly.
Posted on 10/23/14 at 6:09 am to lsu xman
Total lines are around 200k I guess. A few lines of credit on rental property plus credit cards. Lines on rental property are prime minus 1.125% so right now they are at 2.125%. I borrow against that and invest all the time. 2% is free money. If I can't make more than that I am an idiot.
Largest credit card line is about 35k or so... I charge and payoff 5-8k a month on it.
Largest credit card line is about 35k or so... I charge and payoff 5-8k a month on it.
This post was edited on 10/23/14 at 6:10 am
Posted on 10/23/14 at 6:15 am to lsu xman
$100K in home equity (currently none used)
$69K in credit cards with a nonzero APR (and so I don't use them)
$25.5K in credit cards with a zero APR for at least the next year (I have about $6K here, no hurry to pay it off)
Total: $194.5K
$69K in credit cards with a nonzero APR (and so I don't use them)
$25.5K in credit cards with a zero APR for at least the next year (I have about $6K here, no hurry to pay it off)
Total: $194.5K
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