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Started By
Message
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Posted on 3/23/17 at 3:44 pm to fareplay
quote:
I am wondering if my wife (who works at a hospital) insurance is better (free) than mine given all the options etc.
Free is probably better unless it is just some sort of catastrophic policy.
My employer insurance is pretty good in terms of benefits but it is so fricking expensive.
Family of 4:
$917/month ($11,004/yr)
$750 individual deductible / $2,250 family deductible
Benefits outside of the costs are really good thank God.
When I moved from a larger employer to a smaller employer I was shocked at the increase in benefit costs. The pay increase was well worth it, but it certainly cuts into it some.
Posted on 3/23/17 at 3:45 pm to Polar Pop
Please do, that doesnt sound right at all.
biweekly check i am assuming
biweekly check i am assuming
Posted on 3/23/17 at 3:47 pm to Polar Pop
quote:
ill be glad to screenshot my plan. $806 per check for myself, wife and 2 kids plus $90/mo for dental.
Geez Polar Pop. Where do you work? I'd like to know so I never apply.
Posted on 3/23/17 at 3:47 pm to fareplay
The bottom number is family plan rate per 2 week paycheck
Posted on 3/23/17 at 3:48 pm to Polar Pop
Looks like an awful deductible too.. why did you buy this plan?
Posted on 3/23/17 at 3:48 pm to andwesway
$423 a month for the "family plan," which is just me and my daughter.
Individual Deductible $500
Family Deductible $1,500
Individual Out of Pocket Max* $2,750
Family Out of Pocket Max* $5,500
Coinsurance 80%
Durable Medical Equipment (DME)
Coinsurance
Office Visits
Primary Care Physician (POP) $30 Co-pay per visit
Quality Blue Primary Care $15 Co-pay per visit
Specialist $45 Co-pay per visit
Pregnancy Care $45 Co-pay
Mental & NervouslAlcohol & Drug $30 Co-pay per visit
Urgent Care $45 Co-pay per visit
Lab & Low Tech Imaging Fully Covered
High Tech Imaging (Free-standing) Deductible then Coinsurance
Preventive and Wellness Fully Covered
Inpatient Services
Inpatient Hospital Admission (Co-pay plans: I Deductible then Coinsurance
Individual Deductible $500
Family Deductible $1,500
Individual Out of Pocket Max* $2,750
Family Out of Pocket Max* $5,500
Coinsurance 80%
Durable Medical Equipment (DME)
Coinsurance
Office Visits
Primary Care Physician (POP) $30 Co-pay per visit
Quality Blue Primary Care $15 Co-pay per visit
Specialist $45 Co-pay per visit
Pregnancy Care $45 Co-pay
Mental & NervouslAlcohol & Drug $30 Co-pay per visit
Urgent Care $45 Co-pay per visit
Lab & Low Tech Imaging Fully Covered
High Tech Imaging (Free-standing) Deductible then Coinsurance
Preventive and Wellness Fully Covered
Inpatient Services
Inpatient Hospital Admission (Co-pay plans: I Deductible then Coinsurance
This post was edited on 3/23/17 at 3:53 pm
Posted on 3/23/17 at 3:50 pm to fareplay
Health:
$300/month family of three
$30 copay
$500 deductible
(Teacher benefit)
Car:
$145/month two cars from 2007
House:
$90/month for rental property
Life:
$18/month for $300k (wife's)
$24/month for $300k (mine)
$300/month family of three
$30 copay
$500 deductible
(Teacher benefit)
Car:
$145/month two cars from 2007
House:
$90/month for rental property
Life:
$18/month for $300k (wife's)
$24/month for $300k (mine)
Posted on 3/23/17 at 3:53 pm to Polar Pop
quote:
The bottom number is family plan rate per 2 week paycheck
That policy fricking sucks. I wouldn't buy it.
$1748/month (awful)
$13,200/year out of pocket max? (awful)
$2500 individual deductible / $5000 family deductible? (awful)
Posted on 3/23/17 at 3:54 pm to fareplay
quote:
How much a month do you pay for insurance
$60 a month; $100 annual deductible; 80/20 split; no additional cost annual physical covered at 100% with blood work included. I'm part of a closed HMO with no coverage outside my plan except for emergencies.
Single, no kids.
Posted on 3/23/17 at 3:55 pm to fareplay
$2k individual/ $4k family/ $7150 out of pocket max. I pay $297 per month for a family and it's a HDHP. I put in $150 per paycheck into an HSA. I've had the hsa for about 5 years and have about $11k in it.
Posted on 3/23/17 at 3:56 pm to NoHoTiger
$390/ mo 2500 deduct just me But it just got canceled.
Thanks Trump.
Thanks Trump.
Posted on 3/23/17 at 3:57 pm to fareplay
$25/month, $400 deductible
Posted on 3/23/17 at 3:58 pm to fareplay
$347/month for family
$1,000 deductible
90/10 pay structure
$1,000 deductible
90/10 pay structure
Posted on 3/23/17 at 3:59 pm to fareplay
$2500 a month
$6500 deductible
$6500 deductible
Posted on 3/23/17 at 3:59 pm to jack6294
how do you even have money after that
Posted on 3/23/17 at 4:00 pm to Polar Pop
You need to report to a hospital and request a rape kit. Whoever sold you that needs to be found and prosecuted.
Posted on 3/23/17 at 4:02 pm to fareplay
$280/month for me and a kid.
I think my deductible is $6000.
The kids deductuble is $16000.
Small family owned company, basic bcbs Obama plans.
Sucks. No weird medical issues or anything.
I'm tempted to just drop it and be a leech.
I think my deductible is $6000.
The kids deductuble is $16000.
Small family owned company, basic bcbs Obama plans.
Sucks. No weird medical issues or anything.
I'm tempted to just drop it and be a leech.
Posted on 3/23/17 at 4:02 pm to Polar Pop
Quite possibly the worst plan I've ever seen.
Posted on 3/23/17 at 4:03 pm to jack6294
quote:
$2500 a month
$6500 deductible
Are you a liar or an idiot?
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