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re: How many credit cards do you have?
Posted on 5/18/17 at 8:54 pm to yellowfin
Posted on 5/18/17 at 8:54 pm to yellowfin
quote:I gave it up. I never used the lounge perks and concierge. Went to the Chase Sapphire Reserve, fee is about the same but I get most of it back.
I keep going back and fourth on the AMEX plat. Hard to justify $450 a year but when I get the 100k point offer it's hard to throw away
2
Posted on 5/18/17 at 8:57 pm to achenator
I have one that is paid off in full every month.
Posted on 5/18/17 at 8:58 pm to achenator
quote:
concierge
Never got anything out of them. I was sold on the aspect they could get me reservations I could not get... not once did they come through
ETA: I went to CSR as well
This post was edited on 5/18/17 at 8:59 pm
Posted on 5/18/17 at 9:00 pm to TigersHuskers
One long time hold and rotate two for maximum rewards.
Guessing I've saved $5k playing the credit card game over last 6 or so years
Guessing I've saved $5k playing the credit card game over last 6 or so years
Posted on 5/18/17 at 10:48 pm to TigersHuskers
Within six months of graduating college in 1983 I had Exxon, Mobil, Shell and Gulf gas cards, a Visa, a Master card, a personal AmEx, a business AmEx, Saks, Lord & Taylor, Wolf Brothers, Joskes, JC Penny, Sears, Montgomery Wards and maybe a few more. Sears sent an application before I took my finals. After I got it, they just kept coming in the mail. Everyone got a bunch of them back then. Thank God I never ran up more than around $5K in debt. I had friends back then that ran up $20K on just buying clothes, eating out and bar hopping.
A couple of years later I had none. I paid them all off and cut them up. I went a couple of years with none. Needed one for travel so I got an regular AmEx again. Right now I have two. Buy stuff and pay it off when I get the bill.
A couple of years later I had none. I paid them all off and cut them up. I went a couple of years with none. Needed one for travel so I got an regular AmEx again. Right now I have two. Buy stuff and pay it off when I get the bill.
Posted on 5/18/17 at 10:55 pm to TigersHuskers
Sam's
Home Depot
Visa Black card ( mine for vacations and repairs)
USAA visa- alajones2 uses this.
Assuming debit cards don't count
Home Depot
Visa Black card ( mine for vacations and repairs)
USAA visa- alajones2 uses this.
Assuming debit cards don't count
Posted on 5/18/17 at 10:56 pm to TigersHuskers
Two in my wallet. I have 3 store cards that I used once to take advantage of 0% interest deals.
Posted on 5/18/17 at 11:02 pm to TigersHuskers
I have 4, but only use my Southwest card.
Posted on 5/18/17 at 11:14 pm to TigersHuskers
I have 10.. free money.
Posted on 5/23/17 at 3:37 pm to TigersHuskers
I got 4 also. I have never carried a balance on any of them. Pay off the statement balance at the end of each month.
This post was edited on 5/23/17 at 3:38 pm
Posted on 5/23/17 at 3:39 pm to SeeeeK
quote:Your credit score will go down if you close an account. No biggie but just thought I'd mention.
Was going to get rid of it,
Posted on 5/23/17 at 3:39 pm to TigersHuskers
9. Never paid a penny of interest.
Posted on 5/23/17 at 3:40 pm to alajones
quote:What's a Visa black card?
Visa Black card
Posted on 5/23/17 at 3:41 pm to yellowfin
quote:
Hard to justify $450 a year
They just bumped it to $550 a year
Posted on 5/23/17 at 3:42 pm to TigersHuskers
2, one I use for everyday purchases one I use for emergency
Posted on 5/23/17 at 3:44 pm to Anfield Road
quote:
9. Never paid a penny of interest.
I have around $6000 worth of points unused from my light churning (Chase UR, various hotel and airline miles).
Posted on 5/23/17 at 3:57 pm to Anfield Road
Chase Freedom
Amex Blue Cash Preferred
Capital One Quicksilver
Southwest Visa
I don't have incredible credit, but its getting better. Hence why I don't have the "best" cards.
Amex Blue Cash Preferred
Capital One Quicksilver
Southwest Visa
I don't have incredible credit, but its getting better. Hence why I don't have the "best" cards.
Posted on 5/23/17 at 4:07 pm to TigersHuskers
0. Just a Debit card.
Posted on 5/23/17 at 4:12 pm to TheCaterpillar
I have the:
Chase Freedom (My first credit card)
Blue Cash Everyday (I'm single. It isn't worth it for me to get the preferred. I did the math)
Penfed Platinum Rewards (great gas card. I get 5% cash back from all gas stations applied automatically to my balance)
Random store credit card that I used for a 0% deal.
It would be interesting if anyone had any suggestions.
Chase Freedom (My first credit card)
Blue Cash Everyday (I'm single. It isn't worth it for me to get the preferred. I did the math)
Penfed Platinum Rewards (great gas card. I get 5% cash back from all gas stations applied automatically to my balance)
Random store credit card that I used for a 0% deal.
It would be interesting if anyone had any suggestions.
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