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Financial Assistance for people with no health insurance? WTF?

Posted on 8/9/17 at 3:08 pm
Posted by RidiculousHype
St. George, LA
Member since Sep 2007
10206 posts
Posted on 8/9/17 at 3:08 pm
How is it that the BR General Emergency Room can give 100% financial assistance to people who lack health insurance, when it's illegal to not have health insurance?

I can't imagine that it's legal to subsidize illegal activity.

Posted by Duckman13
Tiger Stadium
Member since Dec 2006
3047 posts
Posted on 8/9/17 at 3:09 pm to
By law they cant turn anyone away
Posted by TigersSEC2010
Warren, Michigan
Member since Jan 2010
37361 posts
Posted on 8/9/17 at 3:10 pm to
You'd be incredibly pissed off if you knew all of the other breaks people without insurance get for being total shitheads.
Posted by AwesomeSauce
Das Boot
Member since May 2015
7567 posts
Posted on 8/9/17 at 3:11 pm to
quote:

By law they cant turn anyone away

As it has been since 1986, but insurance reform will cause X million to lose access to life saving emergency care per the MSM and the left.
Posted by RidiculousHype
St. George, LA
Member since Sep 2007
10206 posts
Posted on 8/9/17 at 3:14 pm to
We would have been better off not having insurance at all. Have to pay $2K for an ER visit. We'd have owed ZERO if we'd have been uninsured.
Posted by Lake Vegas Tiger
Lake Vegas
Member since Jun 2014
3250 posts
Posted on 8/9/17 at 3:17 pm to
Posted by DWaginHTown
Houston, TX
Member since Jan 2006
9860 posts
Posted on 8/9/17 at 3:19 pm to
quote:


We would have been better off not having insurance at all. Have to pay $2K for an ER visit. We'd have owed ZERO if we'd have been uninsured.


Wrong
Posted by MSMHater
Houston
Member since Oct 2008
22775 posts
Posted on 8/9/17 at 3:20 pm to
Can't speak for BR General, but some of the..."less desirable" hospitals around here have contracts with Medicaid that gets them reimbursed (at MCD rates) for unfunded care. The patients have to have a screening and prove the financial hardship. If it passes, MCD pays the hospital, patient pays nothing.

The hospital will usually try and get them enrolled in Medicaid afterwards, but most just leave and the cycle starts over.
This post was edited on 8/9/17 at 3:21 pm
Posted by MSMHater
Houston
Member since Oct 2008
22775 posts
Posted on 8/9/17 at 3:20 pm to
quote:

We'd have owed ZERO if we'd have been uninsured.


You live below the poverty level?
Posted by RidiculousHype
St. George, LA
Member since Sep 2007
10206 posts
Posted on 8/9/17 at 3:30 pm to
Explain
Posted by RidiculousHype
St. George, LA
Member since Sep 2007
10206 posts
Posted on 8/9/17 at 3:31 pm to
Based on what they told us, there's no income threshold for the uninsured.
Posted by TigersSEC2010
Warren, Michigan
Member since Jan 2010
37361 posts
Posted on 8/9/17 at 3:32 pm to
quote:

Can't speak for BR General, but some of the..."less desirable" hospitals around here have contracts with Medicaid that gets them reimbursed (at MCD rates) for unfunded care. The patients have to have a screening and prove the financial hardship. If it passes, MCD pays the hospital, patient pays nothing.

The hospital will usually try and get them enrolled in Medicaid afterwards, but most just leave and the cycle starts over.


Louisiana reimburses hospitals for anyone uninsured. People come in all the time without insurance and leave without insurance, and don't pay a penny, because John Bel picks up the tab.
Posted by DAbully
Syria
Member since Dec 2016
1028 posts
Posted on 8/9/17 at 3:33 pm to
quote:

We would have been better off not having insurance at all. Have to pay $2K for an ER visit. We'd have owed ZERO if we'd have been uninsured.


If you truly believed that then you wouldn't have insurance.
Posted by NYCAuburn
TD Platinum Membership/SECr Sheriff
Member since Feb 2011
57002 posts
Posted on 8/9/17 at 3:41 pm to
quote:

when it's illegal to not have health insurance?



I didnt know it was illegal
Posted by Jim Rockford
Member since May 2011
98190 posts
Posted on 8/9/17 at 3:41 pm to
I know a guy who refused to get insurance. I guess he paid the Obamacare penalty or whatever instead. Wound up in the hospital for a kidney stone and is on the hook for $34K. The hospital is giving him very reasonable repayment terms, but he will stll have a monthly note hanging over his head for the foreseeable future.
Posted by 777Tiger
Member since Mar 2011
73856 posts
Posted on 8/9/17 at 3:42 pm to
quote:

but he will stll have a monthly note hanging over his head for the foreseeable future.

he should negotiate, pretty easy to make that go away for the cheap, or for gratis
Posted by supadave3
Houston, TX
Member since Dec 2005
30263 posts
Posted on 8/9/17 at 3:45 pm to
I know a guy that got bit by a copperhead a few years ago. He didn't have insurance and left the hospital with a $90,000 bill.
Posted by Bucktail1
Member since Feb 2015
3190 posts
Posted on 8/9/17 at 3:47 pm to
Your buddy got screwed. Heres how to do it (if you don't make significant income).

Don't have health insurance, pay the penalty come tax time bc its cheaper tha paying a years worth of insurance premiums. get sick and go to the ER, then sign up for Obamacare since thete is no such thing as a preexisting condition. (I work in insurance)
Posted by CaptainJ47
Gonzales
Member since Nov 2007
7353 posts
Posted on 8/9/17 at 3:51 pm to
quote:

By law they cant turn anyone away


This is factually incorrect or Fake News misleading at the least. They can't turn people away UNTIL those individuals have been medically screened and are stable. They can refuse to treat them if they are stable.

Many organizations struggle to get poor people to complete Medicaid applications because of how cumbersome they are. Therefore the complexity of the situation causes the burden to be placed on the hospital. It is easier for them to write it off and potentially collect DSH (disproportionate share payments) than fight people for it.

More organizations need to have screening policies to not treat stable patients without first securing a copay. Also, providers should minimize the narcotics distributed (where possible) via prescriptions.
Posted by jdeval1
Member since Dec 2009
7525 posts
Posted on 8/9/17 at 3:52 pm to
quote:

Louisiana reimburses hospitals for anyone uninsured. People come in all the time without insurance and leave without insurance, and don't pay a penny, because John Bel picks up the tab

Actually it doesn't. Only the Lake gets reimbursed in BR and a few others in other cities.
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