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Started By
Message
Equifax hack victims: are ya'll signing up for the free trustedIDpremeire monitoring?
Posted on 9/13/17 at 1:29 pm
Posted on 9/13/17 at 1:29 pm
like i want to give equifax MORE opportunity to frick me over. i'm undecided if i'm willing to give them more personal info about me but don't want to leave myself more vulnerable either.
is this a waste of time and potentially more problematic?
what's the smart OTer doing about their compromised equifax records?
is this a waste of time and potentially more problematic?
what's the smart OTer doing about their compromised equifax records?
18
Posted on 9/13/17 at 1:30 pm to CAD703X
Jokes on them, I ruined my own credit years ago.
Posted on 9/13/17 at 1:31 pm to CAD703X
quote:
what's the smart OTer doing about their compromised equifax records?
Credit freeze
Posted on 9/13/17 at 1:32 pm to CAD703X
[quote]what's the smart OTer quote]
Im not in that demographic but I did sign up for the insurance and such through Equifax. Im pretty sure all my information was already in there when it was hacked previously so its not like im putting anything new on there
Im not in that demographic but I did sign up for the insurance and such through Equifax. Im pretty sure all my information was already in there when it was hacked previously so its not like im putting anything new on there
Posted on 9/13/17 at 1:32 pm to GetCocky11
quote:
Credit freeze
Posted on 9/13/17 at 1:33 pm to CAD703X
Nope. Just maxing out that shite out.
Posted on 9/13/17 at 1:40 pm to 9001
I swear I heard somewhere (maybe here or on the news) that when you sign up, you basically sign away your right to go after them if anything happens. WTF is that about?? I am for small govt, but we got three that determine all of our credit ratings (I know technically we determine our own credit ratings but they hold all the info). They do need some regulation and penalties when something like this happens.
What would happen if Chase, Capital One, etc. had this happen? The Feds would be all over them.
What would happen if Chase, Capital One, etc. had this happen? The Feds would be all over them.
Posted on 9/13/17 at 1:44 pm to CAD703X
Gonna sit back and wait on that class action lawsuit! Nothing like a $5 check to make their frick up right! 
Posted on 9/13/17 at 1:46 pm to td1
But you're insured up to 1mm in losses. I doubt they could steal my identity and get much more than a couple grand before I notice
Posted on 9/13/17 at 1:46 pm to CAD703X
My father in law already got screwed by the Equifax stuff. Very next day someone was trying to get credit under his name.
Posted on 9/13/17 at 1:47 pm to td1
quote:It happened to JP Morgan (Chase). The Feds did nothing.
What would happen if Chase, Capital One, etc. had this happen? The Feds would be all over them.
Posted on 9/13/17 at 1:48 pm to GetCocky11
quote:
Credit freeze
Costs $10 per credit bureau (so $30) and $10 to unfreeze. A company you have no directly established relationship with lets your information get hacked and then you have to pay them to protect yourself. That's some mafia protection money bullshite right there.
Posted on 9/13/17 at 1:51 pm to CAD703X
I did. What the frick else could these hackers steal? O no! I have to give my social security number to TrustedID. Who gives a shite? It's already out there. I'm already fricked.
Posted on 9/13/17 at 1:52 pm to TigerinATL
quote:
Costs $10 per credit bureau (so $30) and $10 to unfreeze. A company you have no directly established relationship with lets your information get hacked and then you have to pay them to protect yourself. That's some mafia protection money bullshite right there
Equifax is doing this for free. Get your facts straight.
Posted on 9/13/17 at 1:53 pm to TigerinATL
I did a credit freeze last night for me and my wife. Equifax didn't ask for payment. Had to pay $10 each to Experian and Trans Union.
Well worth it given this mess.
Well worth it given this mess.
Posted on 9/13/17 at 1:57 pm to LoveThatMoney
quote:
Equifax is doing this for free. Get your facts straight.
I mean, they just announced it yesterday, so he's not carelessly ignorant on the issue. Plus it's temporary.
LINK
So you may have to pay if you unfreeze it in the near future.
And the other two still cost $10.
Posted on 9/13/17 at 1:58 pm to TigerinATL
quote:
Costs $10 per credit bureau (so $30) and $10 to unfreeze. A company you have no directly established relationship with lets your information get hacked and then you have to pay them to protect yourself. That's some mafia protection money bullshite right there.
I believe the charge is only to unfreeze.
Posted on 9/13/17 at 2:00 pm to td1
quote:
I swear I heard somewhere (maybe here or on the news) that when you sign up, you basically sign away your right to go after them if anything happens.
THIS!!! this is the kind of shite i'm afraid of because they are making it a little too easy to sign up for their little 'credit monitoring' solution.
quote:
By clicking the Continue button below, I
(i) Accept and agree to the Terms of Use and acknowledge that I have received the Privacy Notice. I also agree to receive notices on this website or otherwise in electronic form instead of on paper; and
(ii) Understand and agree that I am providing "written instructions" in accordance with the Fair Credit Reporting Act authorizing TrustedID, Inc., an Equifax company, to obtain my credit information from the personal credit reports maintained by one or more of the three nationwide credit reporting agencies and I hereby authorize TrustedID, Inc. to access my personal credit information in order to confirm my identity and display my credit data to me related to my use and enjoyment of the product.
i smell a rat.
reading the terms of service now...
Posted on 9/13/17 at 2:09 pm to CAD703X
No. I'm just monitoring my report through Credit Karma and Capital One's credit tracker to see if any unusual activity occurs.
Posted on 9/13/17 at 2:21 pm to LSU921
Innovis is the "fourth" credit agency, so you should freeze that one too. Not as much info as the big three, but they have enough. They do not charge to freeze.
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