Debit card skimmer on ATMs Fraud

I assume you don't have the chip

Never use a debit card. Use a credit card. Better protection and if the number is stolen they're stealing from the credit card company not your bank account.

Pay attention to your credit card purchases and report anything you don't recognize.

My bank had two instances of skimmers installed. One of them got my dad @ Best Buy twice for 5k each time. They duplicated the card# and probably had an inside guy @ Best Buy who "overlooked" the ID requirement to buy a 5k TV.

this. My debit card was skimmed like 3x in a 2 year period and I got tired of dealing with it.

Credit card only. Pay it off before interest accrues. Functionally the same and you're better protected against fraud.

good idea. thanks

After just talking with the detective they seem to overlook the inside guy. They somehow stole my money at a USPS.

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Seriously? Does it improve your credit score? Debt ulization would be raised and that isn't good on the credit score.

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Underutilization can also be bad for your credit score

Go to pump nearest the store. And wiggle the card slider before inserting your card.

Utilization is not bad. The biggest thing is balance vs limit.

In 2008 I was attempting to renew my gym membership at the counter of the local fitness center. My BOA Visa was declined so I called the bank and they said it was frozen due to suspicious activity.

Earlier that day a transaction for $300.00 was made at a Lowe's in BC Canada, then an hour later an additional charge for $5,000.00 was attempted but the bank wouldn't allow it, at a Home Depot in the same Canadian area. The BOA fraud representative I spoke with told me the transactions were attempted using a card that had been made with my information on the magnetic strip. Have no idea how the info was compromised, however BOA did not hold me responsible for the initial $300.00 and they sent me a new card within 2 days.