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Started By
Message
Circling sharks: Question for bank people
Posted on 2/17/15 at 1:51 pm
Posted on 2/17/15 at 1:51 pm
I deposited a large check this morning and suddenly there's a personal banker, his boss and someone else at my side to offer their "services." This before I even left the teller counter.
Is this s.o.p. at the average bank?
Is this s.o.p. at the average bank?
17
Posted on 2/17/15 at 1:53 pm to TigerPanzer
Posted on 2/17/15 at 1:53 pm to TigerPanzer
after big settlements, i sent my clients directly to teh financial planners
Posted on 2/17/15 at 1:53 pm to TigerPanzer
How big of a check?
They may have been deciding if they were going to put a hold on the deposit or not, depending on a few different factors. (How much is in your acct, how much the check was for, what bank the check was drawn on, etc.)
ETA: just reread it, no telling.
They may have been deciding if they were going to put a hold on the deposit or not, depending on a few different factors. (How much is in your acct, how much the check was for, what bank the check was drawn on, etc.)
ETA: just reread it, no telling.
This post was edited on 2/17/15 at 1:55 pm
Posted on 2/17/15 at 1:54 pm to TigerPanzer
Tell them to F off.
Posted on 2/17/15 at 1:55 pm to TigerPanzer
California is the place you oughta be
Posted on 2/17/15 at 1:56 pm to TigerPanzer
Did you politely decline their services and rush out to your car to post this?
Apparently it's your first large check.
Apparently it's your first large check.
Posted on 2/17/15 at 1:57 pm to TigerPanzer
Are you a black single mother from N.C.?
Posted on 2/17/15 at 1:58 pm to TigerPanzer
quote:
Is this s.o.p. at the average bank?
Nowadays, yes. At least at the one I work with.
The idea is "relationship integration". The retail folks (tellers, personal bankers) are supposed to be able to recognize "sales" opportunities and communicate them to wealth mgmt, commercial/small business lending, insurance, etc.
This post was edited on 2/17/15 at 1:59 pm
Posted on 2/17/15 at 1:59 pm to Martini
quote:
Apparently it's your first large check
Posted on 2/17/15 at 1:59 pm to TigerPox
quote:
How big of a check?
Upper six figures. Not terribly large, but more than a week's pay. You'd have thought the check emitted some sort of magic scent the way these people glommed on to me.
Posted on 2/17/15 at 2:00 pm to TigerPanzer
frick bro when i opened up my trust account the manager of hte branch overheard the convo and full court pressed me
and i was poor as shite
and i was poor as shite
Posted on 2/17/15 at 2:01 pm to TigerPanzer
You don't count the numbers after the decimal.
This post was edited on 2/17/15 at 2:04 pm
Posted on 2/17/15 at 2:02 pm to Martini
quote:
Apparently it's your first large check.
It is. I generally deal in cash transactions, which are handled in a different manner.
Posted on 2/17/15 at 2:02 pm to TigerPanzer
quote:
Upper six figures. Not terribly large
upper six figures is $900k.
If i was a bank manager and you walked in to deposit $900k in a retail bank, I would realize I had a sucker and buddy up to you real fast.
Posted on 2/17/15 at 2:02 pm to TigerPanzer
Lol
Upper six
Not terribly large
???? Gotta love the OT
Profit
Upper six
Not terribly large
???? Gotta love the OT
Profit
Posted on 2/17/15 at 2:04 pm to xXLSUXx
Nah, 800k just isn't terribly large to anybody on the OT.
Posted on 2/17/15 at 2:06 pm to ZereauxSum
quote:
The idea is "relationship integration".
Thanks for the information. I typically avoid banks, at least ones in this country. However, should I ever deposit another check of any size into a U.S. bank, I'll bring with me a baseball bat or some mace or something to fend off the "relationship bankers."
Posted on 2/17/15 at 2:07 pm to JG77056
quote:
Nah, 800k just isn't terribly large to anybody on the OT.
True most of us plant workers pull this with minimal OT
Posted on 2/17/15 at 2:07 pm to TigerPanzer
quote:
I generally deal in cash transactions, which are handled in a different manner.
quote:
I typically avoid banks, at least ones in this country.
Hmmm.
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